Kenton County property record for 6 Waterside Way, Covington, KY 41017
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,000 sqft · built 1978 |
| Lot Size | 0.18 acres (7,841 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $87,500 (Aug 2012) |
| Tax Bill | $1,707 (2025) |
| Deeds & Mortgages | Jan 2026 Mortgage Jul 2017 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 045-30-00-094.00 |
| Primary APN | 045-30-00-094.00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 3 Stories |
| Building Area | 1,000 sqft Finished Area |
| Year Built | Built 1978 |
|---|---|
| Effective Year Built | Effective 1978 |
| Exterior Material | Brick |
| Roof Material | Composition Shingle |
| Lot Area | 7,841 sqft (0.18 acres) |
| Lot Dimensions | 123 ft deep x 54 ft wide |
| Garage Type | Basement |
| Parking Spaces | 1 Parking Space |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Sewer | Connected |
| Street Address | 6 WATERSIDE WAY |
|---|---|
| City | COVINGTON |
| State | KY |
| Zip | 41017-9733 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LAKEWOOD HILLS SEC 4 LOT 319 |
| Legal Subdivision | LAKEWOOD HILLS |
| Legal Phase | 4 |
| Legal Lot Number | 319 |
| Jurisdiction | KENTON KY |
| Township / Civil Division | INDEPENDENCE |
| Census Block Group | 1 |
| Census Block | 1017 |
| Census Tract | 66801 |
Source: Kenton County records · APN 045-30-00-094.00
Assessment roll updated December 2, 2025 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 6 WATERSIDE WAY, COVINGTON, KY 41017-9733 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Jan 12, 2026 | Intrafamily Transfer, Transfer · Conventional Mortgage FIFTH THIRD BANK NA |
| Jul 21, 2017 | Deed of Trust, Mortgage · Conventional Mortgage FIFTH THIRD BK |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Aug 01, 2012 · Amount on Record |
| Deed Sale | Aug 01, 2012 · Amount on Record |
| Prior Sale | Oct 03, 1994 · Amount on Record |
| Deed Document Number | 201208 01 059 00318 |
| Deed Book / Page | 3097 / 275 |
| Last Transfer Date | Dec 19, 2025 |
| Transfer Doc | 0000000531 |
| Record Updated | Sep 20, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | KENTON KY |
| Recording Date | Jan 12, 2026 |
| Property Address | 6 WATERSIDE WAY, COVINGTON, KY 41017-9733 |
| Document Number | 0000000531 |
| Book / Page | KC 384 / 513 |
| Map Reference | MB 19 PG 21 |
| Instrument Date | Dec 19, 2025 |
| Instrument | 26059000000531 |
| Transaction Type | Transfer |
| Record Updated | Feb 10, 2026 |
| Title Company | UNKNOWN, FT |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 6 WATERSIDE WAY, COVINGTON, KY 41017-9733 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 6 WATERSIDE WAY, COVINGTON, KY 41017-9733 |
| Document Number | 0000000532 |
|---|---|
| Date | Jan 12, 2026 |
| Instrument | 26059000000532 |
| Name | FIFTH THIRD BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 01, 2056 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KENTON KY |
| Property Address | 6 WATERSIDE WAY, COVINGTON, KY 41017-9733 |
| Document Number | 0000000119 |
| Instrument Date | Jul 21, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Jan 11, 2019 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE |
| Additional |
|
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 6 WATERSIDE WAY COVINGTON KY 410179733, COVINGTON, KY 41017-9733 |
| Document Number | 0000000119 |
|---|---|
| Date | Aug 03, 2017 |
| Book Page | 0I3979/000221 |
| Instrument | 119 |
| Name | FIFTH THIRD BK |
|---|---|
| Type | Federal Savings Bank |
| Address | CINCINNATI, OH 45263 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 02, 2047 |
Source: Kenton County records · Assessment roll updated December 2, 2025 · Last verified July 2026
| Type | Name |
|---|---|
| State | Kentucky |
| County | Kenton County |
| Municipality | Covington City |
| Unified School District | Kenton County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,707.00 (-7.03%) | $172,300 (-) Land $10,000 Building $162,300 | $172,300 (-) Land $10,000 Building $162,300 |
| 2023 | $1,836.00 | $172,300 Land $10,000 Building $162,300 | $172,300 Land $10,000 Building $162,300 |
Source: FEMA National Flood Hazard Layer, Kenton County (21117C), as of June 19, 2015 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cincinnati Bell Fiber | 3,000 / 3,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
Based on FCC filings for 385 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System, water system KY0590220, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2023 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures