2 Waterside Way, Covington (Ft Mitchell), KY 41017 Property Records

Kenton County property record for 2 Waterside Way, Covington, KY 41017 · Last verified April 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	5 Beds
Bathrooms	2.5 Baths
Year Built	Built 1980
Square Footage	1,804 sqft Finished Area
Lot Size	30,492 sqft (0.7 acres)
Occupancy	Owner Occupied
Last Sale	$173,000 (2020)
Tax Bill	$1,714.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`045-30-00-090.00`

Interior

Bedrooms	5 Beds
Full Baths	2.5 Baths
Partial Baths	1 Partial Baths
Building Area	1,804 sqft Finished Area
Gross Area	2,264 sqft Gross Area
Stories	2 Stories
Fireplace	Fireplace
Fireplaces	1 Fireplaces

Exterior

Year Built	Built 1980
Effective Year Built	Effective 1980
Exterior Material	Aluminum/Vinyl Exterior
Roof Material	Composition Shingle Roof
Lot Area	30,492 sqft (0.7 acres)
Depth X Width	335 ft x 36 ft Depth x Width
Parking Spaces	2 Parking Spaces
Garage Type	Basement Garage

Utilities and HVAC

Cooling System	Central Cooling
Heating System	Forced Air with Air Conditioning Heating
Heating Fuel	Gas Heating Fuel
Sewage	Sewage Connected
Water Source	Yes (Unknown Type) Water Source

Location & Zoning

Street Address	2 WATERSIDE WAY
City	COVINGTON
State	KY
Zip	41017-9733
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	LAKEWOOD HILLS SEC 4 LOT 321
Legal Subdivision	LAKEWOOD HILLS
Legal Phase	4
Legal Lot Number	321
Jurisdiction	KENTON KY
Minor Civil Division	INDEPENDENCE
Census Blockgroup	1
Census Block	1017
Census Tract	66801

Owner

Source: Kenton County records · APN 045-30-00-090.00

Assessment roll updated December 2, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	2 WATERSIDE WAY, COVINGTON, KY 41017-9733
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Feb 27, 2020 · Amount on Record
Deed Sale	Feb 27, 2020 · Amount on Record
Prior Sale	May 15, 2008 · Amount on Record
Deed Doc Number	20205900143
Deed Book / Page	9 / 65
Last Transfer Date	May 30, 2024
Transfer Doc	0005900017
Record Refreshed	Jun 08, 2026

February 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KENTON KY
Recording Date	Feb 27, 2020
Property Address	2 WATERSIDE WAY, COVINGTON, KY 41017-9733
Document Number	0000000143
Book / Page	000009 / 000065
Instrument Date	Feb 25, 2020
Instrument	143
Transaction Type	Transfer
Record Updated	Mar 23, 2020
Title Company	AGILITY CLOSING AND TITLE SERVICES I, AGILITY CLOSING & TITLE SVCS I

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$173.00
Amount Accuracy	Confirmed
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2 WATERSIDE WAY COVINGTON KY 410179733, COVINGTON, KY 41017-9733

Mortgage

Document Number	144
Date	Feb 27, 2020
Book Page	000015/000275
Instrument	144

Lender

Name	BANK OF ENGLAND
Type	Bank
Address	LITTLE ROCK, AR 72201

Agreement

Type	Conventional Mortgage with Private Mortgage Insurance (PMI)
Amount	Amount Recorded
Term	360 Months
Due	Feb 26, 2050

Tax Assessment & Valuation

Source: Kenton County records · Assessment roll updated December 2, 2025 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Kentucky
County	Kenton County
Municipality	Covington City
Unified School District	Kenton County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,714.00 (-7.05%)	$173,000 (-) Land $10,000 Building $163,000	$173,000 (-) Land $10,000 Building $163,000
2023	$1,844.00	$173,000 Land $10,000 Building $163,000	$173,000 Land $10,000 Building $163,000

Flood & Wildfire

2 Waterside Way is in FEMA Zone X, outside the Special Flood Hazard Area, with indirect wildfire exposure (Low risk).

Flood

Source: FEMA National Flood Hazard Layer · Kenton County (21117C), updated June 19, 2015

FEMA Flood Zone	Zone X minimal flood hazard · outside the 0.2% annual chance floodplain
Special Flood Hazard Area	No

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to Homes	Low 7th percentile of exposed land nationally · 8th in Kentucky
Wildfire Likelihood	Low — less than 1 in 10,000 per year
Exposure	Indirect within ember reach of burnable land · adjoins burnable vegetation

Values are read at the parcel center point; lenders make the official flood determination.