Kenton County property record for 9 Waterside Way, Covington, KY 41017 · Last verified December 2025
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 900 sqft · built 1980 |
| Lot Size | 0.18 acres (7,841 sqft) |
| Owner | Individual Name on File |
| Last Sale | $149,900 (Dec 2019) |
| Tax Bill | $1,856 (2025) |
| Deeds & Mortgages | Dec 2022 Line of Credit Dec 2019 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 045-30-00-097.00 |
| Primary APN | 045-30-00-097.00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 900 sqft Finished Area |
| Year Built | Built 1980 |
|---|---|
| Architectural Style | Bi-Level |
| Exterior Material | Brick |
| Foundation Type | Block |
| Roof Material | Composition Shingle |
| Lot Area | 7,841 sqft (0.18 acres) |
| Lot Dimensions | 127 ft deep x 59 ft wide |
| Garage Type | Attached |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Sewer | Connected |
| Old Parcel Number | 0453000097.00 |
|---|---|
| Street Address | 9 WATERSIDE WAY |
| City | COVINGTON |
| State | KY |
| Zip | 41017-9734 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LAKEWOOD HILLS SEC 4 LOT 326 |
| Legal Subdivision | LAKEWOOD HILLS |
| Legal Phase | 4 |
| Legal Lot Number | 326 |
| Jurisdiction | KENTON KY |
| Township / Civil Division | INDEPENDENCE |
| Census Block Group | 1 |
| Census Block | 1017 |
| Census Tract | 66801 |
Source: Kenton County records · APN 045-30-00-097.00
Assessment roll updated April 1, 2025 · Last verified December 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 9 WATERSIDE WAY, COVINGTON, KY 41017-9734 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 01, 2022 | Deed of Trust, Mortgage · Line of Credit FIFTH THIRD BANK NA |
| Dec 04, 2019 | Grant Deed, Transfer · VA Mortgage FIFTH THIRD BK NA |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Dec 04, 2019 · Amount on Record |
| Deed Sale | Dec 04, 2019 · Amount on Record |
| Prior Sale | Feb 17, 2011 · Amount on Record |
| Deed Document Number | 0004372112 |
| Deed Book / Page | 4372 / 112 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KENTON KY |
| Property Address | 9 WATERSIDE WAY, COVINGTON, KY 41017-9734 |
| Transaction Type | Mortgage |
| Record Updated | Dec 29, 2022 |
| Name | Verified Name |
|---|---|
| Address | 9 WATERSIDE WAY, COVINGTON, KY 41017-9734 |
| Document Number | 0005900049 |
|---|---|
| Date | Dec 01, 2022 |
| Book Page | 425/257 |
| Instrument | 22120105900049 |
| Name | FIFTH THIRD BANK NA |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45263 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 355 Months |
| Due | Jul 25, 2052 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | KENTON KY |
| Recording Date | Dec 04, 2019 |
| Property Address | 9 WATERSIDE WAY, COVINGTON, KY 41017-9734 |
| Document Number | 0000000400 |
| Book / Page | 0I4372 / 000112 |
| Instrument Date | Dec 02, 2019 |
| Instrument | 400 |
| Transaction Type | Transfer |
| Record Updated | Dec 19, 2019 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $149.90 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 9 WATERSIDE WAY COVINGTON KY 410179734, COVINGTON, KY 41017-9734 |
| Document Number | 401 |
|---|---|
| Date | Dec 04, 2019 |
| Book Page | 0I4372/000115 |
| Instrument | 401 |
| Name | FIFTH THIRD BK NA |
|---|---|
| Address | CINCINNATI, OH 45263 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 03, 2049 |
Source: Kenton County records · Assessment roll updated April 1, 2025 · Last verified December 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Kenton County |
| Municipality | Covington City |
| Unified School District | Kenton County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,856.00 (-7.01%) | $187,300 (-) Land $10,000 Building $177,300 | $187,300 (-) Land $10,000 Building $177,300 |
| 2023 | $1,996.00 | $187,300 Land $10,000 Building $177,300 | $187,300 Land $10,000 Building $177,300 |
Source: FEMA National Flood Hazard Layer, Kenton County (21117C), updated June 19, 2015 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Wildfire Risk | Low above 7% of the US · above 8% of Kentucky |
|---|---|
| Wildfire Likelihood | Less than 1 in 10,000 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 385 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Cincinnati Bell | Fiber | 3,000 / 3,000 |
| Spectrum | Cable | 1,000 / 1,000 |
| Verizon | Fixed Wireless | 300 / 20 |
| T-Mobile USA | Fixed Wireless | 100 / 20 |
Availability varies by address; speeds are provider-advertised maximums, not measured.
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