6 Taylor St, Schenectady, NY 12304 Property Records

Schenectady County and Schenectady City property record for 6 Taylor St, Schenectady, NY 12304

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,366 sqft · built 1969
Lot Size	0.441 acres (19,240 sqft)
Owner	Individual Name on Record
Last Sale	$250,000 (Jan 2022)
Tax Bill	$10,173 (2026)
Deeds & Mortgages	Jan 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`421500 60.61-2-40.1`

Property Details

APN / Parcel Number

Primary APN	`421500 60.61-2-40.1`
Alternative APN	`150006006100020400010000`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	2,366 sqft Living Area
1st Floor Area	1,586 sqft
Basement Area	780 sqft
Finished Basement	780 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1969
Effective Year Built	Effective 1969
Architectural Style	Raised Ranch
Exterior Material	Aluminum/Vinyl
Lot Area	19,240 sqft (0.441 acres)
Lot Dimensions	185 ft deep x 104 ft wide
Garage Type	Attached
Garage Area	720 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Pool Type	In-Ground Vinyl Pool
Porch	Slab
Porch Area	253 sqft
Patio Area	780 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	6 TAYLOR ST
City	SCHENECTADY
State	NY
Zip	12304-3627
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	02 - SINGL
Legal Description	AND PT OF 7 2 WD & GAR & POOL
Legal Block	2
Legal Lot Number	40.001
Jurisdiction	SCHENECTADY NY
Township / Civil Division	SCHENECTADY
Census Block Group	2
Census Block	2019
Census Tract	21802

Owner

Source: Schenectady County and Schenectady City records, as of September 23, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	6 TAYLOR ST, SCHENECTADY, NY 12304-3627
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 20, 2022 · Amount on Record
Deed Sale	Jan 20, 2022 · Amount on Record
Deed Document Number	20223251
Deed Book / Page	2076 / 799
Record Updated	Oct 29, 2026

January 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SCHENECTADY NY
Recording Date	Jan 20, 2022
Property Address	6 TAYLOR ST, SCHENECTADY, NY 12304-3627
Document Number	0000003251
Book / Page	2076 / 799
Instrument Date	Dec 20, 2021
Instrument	202203251
Transaction Type	Transfer
Record Updated	Apr 14, 2026
Title Company	OLD REPUBLIC TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,000.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	6 TAYLOR ST, SCHENECTADY, NY 12304-3627

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1318 6TH AVE, SCHENECTADY, NY 12303-1722

Mortgage

Document Number	0000003256
Date	Jan 20, 2022
Instrument	202203256

Lender

Name	M & T BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2052

Mortgage

Document Number	0000003268
Date	Jan 20, 2022
Book Page	5192/56
Instrument	202203268

Lender

Name	M & T BANK
Type	Bank
Address	BUFFALO, NY 14203

Agreement

Type	Second Mortgage (Down Payment)
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Schenectady County and Schenectady City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	New York
County	Schenectady County
Municipality	Schenectady City
Unified School District	Schenectady City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$10,173.00 (+1.49%)
2025	$10,024.00 (+21.46%)	$213,500 (-) Land $32,000 Building $181,500	$353,535 (+30.82%) Land $52,989 Building $300,546
2023		$213,500 (-) Land $32,000 Building $181,500	$270,253 (+3.8%) Land $40,506 Building $229,747
2022		$213,500 Land $32,000 Building $181,500	$260,366 Land $39,024 Building $221,342
2021	$8,253.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 7, 2014

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 96% of New York
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SCHENECTADY CITY WATER WORKS serves 62,000 people · EPA ID NY4600070
Water Source	Groundwater
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 248 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880

May also be available: T-Mobile.

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