3 Taylor St, Schenectady, NY 12304 Property Records

Schenectady County and Schenectady City property record for 3 Taylor St, Schenectady, NY 12304 · Last verified April 2026

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,110 sqft · built 1950
Lot Size	0.344 acres (15,000 sqft)
Owner	2 Individual Names on File
Last Sale	$110,000 (Jul 2017)
Tax Bill	$6,046 (2025)
Deeds & Mortgages	May 2021 Mortgage Jul 2017 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`421500 60.61-2-43`

Property Details

APN / Parcel Number

Primary APN	`421500 60.61-2-43`
Alternative APN	`150006006100020430000000`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,110 sqft Living Area
1st Floor Area	1,110 sqft

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1950
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Lot Area	15,000 sqft (0.344 acres)
Lot Dimensions	150 ft deep x 100 ft wide
Garage Type	Attached
Garage Area	240 sqft
Parking Spaces	1 Parking Space
Porch	Porch
Porch Area	241 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	3 TAYLOR ST
City	SCHENECTADY
State	NY
Zip	12304-3626
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	14 1 WOOD AND GARAGE
Legal Block	2
Legal Lot Number	43.000
Jurisdiction	SCHENECTADY NY
Township / Civil Division	SCHENECTADY
Census Block Group	2
Census Block	2019
Census Tract	21802

Owner

Source: Schenectady County and Schenectady City records · APN 421500 60.61-2-43

Assessment roll updated April 14, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	3 TAYLOR ST, SCHENECTADY, NY 12304-3626
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 17, 2021	Deed of Trust, Mortgage · Conventional Mortgage STATE EMPLOYEES FCU
Jul 05, 2017	Warranty Deed, Transfer · Conventional with PMI SEFCU
Apr 22, 2016	Deed of Trust, Mortgage · FHA Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jul 05, 2017 · Amount on Record
Deed Sale	Jul 05, 2017 · Amount on Record
Prior Sale	Nov 05, 2004
Deed Document Number	201729969
Deed Book / Page	1966 / 322
Prior Transfer Date	Feb 06, 2008
Prior Transfer Doc	1776000632
Record Updated	Jun 08, 2026

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SCHENECTADY NY
Property Address	3 TAYLOR ST, SCHENECTADY, NY 12304-3626
Transaction Type	Mortgage
Record Updated	Apr 14, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3 TAYLOR ST, SCHENECTADY, NY 12304-3626

Mortgage

Document Number	0000022765
Date	May 17, 2021
Book Page	5100/366
Instrument	202122765

Lender

Name	STATE EMPLOYEES FCU
Type	Credit Union
Address	ALBANY, NY 12206

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	May 01, 2036

July 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SCHENECTADY NY
Recording Date	Jul 05, 2017
Property Address	3 TAYLOR ST, SCHENECTADY, NY 12304-3626
Document Number	0000029969
Book / Page	001966 / 000322
Instrument Date	Jun 22, 2017
Instrument	29969
Transaction Type	Transfer
Record Updated	Aug 23, 2018

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$440.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	525 KINGS RD SCHENECTADY NY 123043618, SCHENECTADY, NY 12304-3618

Mortgage

Document Number	29970
Date	Jul 05, 2017
Book Page	004771/000029
Instrument	29970

Lender

Name	SEFCU
Type	Mortgage Company
Address	ALBANY, NY 12206

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Jul 04, 2047

April 2016: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SCHENECTADY NY
Property Address	3 TAYLOR ST, SCHENECTADY, NY 12304-3626
Document Number	0000000561
Book / Page	004734 / 000716
Instrument Date	Apr 22, 2016
Transaction Type	Mortgage
Record Updated	Jan 10, 2017
Title Company	PRIORITY 1 ABSTRACT, PRIORITY 1 ABS

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3 TAYLOR ST SCHENECTADY NY 123043626, SCHENECTADY, NY 12304-3626

Mortgage

Document Number	0000000561
Date	Jan 05, 2017
Book Page	004734/000716
Instrument	561

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 04, 2047

Tax Assessment & Valuation

Source: Schenectady County and Schenectady City records · Assessment roll updated April 14, 2026 · Last verified April 2026

Property Jurisdictions

Type	Name
State	New York
County	Schenectady County
Municipality	Schenectady City
Unified School District	Schenectady City School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,046.00 (+4.44%)	$122,100 (-) Land $19,500 Building $102,600	$202,186 (+30.82%) Land $32,290 Building $169,896
2023		$122,100 (-) Land $19,500 Building $102,600	$154,557 (+3.8%) Land $24,684 Building $129,873
2022		$122,100 Land $19,500 Building $102,600	$148,902 Land $23,780 Building $125,122
2021	$5,789.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Schenectady County (36093C), updated January 7, 2014 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 248 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Spectrum	Cable	1,000 / 1,000
Verizon	Fiber	980 / 880

May also be available at this address: Verizon, T-Mobile USA. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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