1 Taylor St, Schenectady, NY 12304 Property Records

Schenectady County and Schenectady City property record for 1 Taylor St, Schenectady, NY 12304

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,662 sqft · built 1936
Lot Size0.344 acres (15,000 sqft)
OwnerIndividual Name on Record
Tax Bill$5,431 (2026)
Deeds & MortgagesAug 2018 Line of Credit
Flood ZoneZone X (minimal risk)
APN421500 60.61-2-44

Property Details

APN / Parcel Number

Primary APN421500 60.61-2-44
Alternative APN
  • 150006006100020440000000

Interior

Bedrooms3 Beds
Full Baths2 Baths
Half Baths1 Half Bath
Total Rooms4 Rooms
Stories1 Story
Building Area1,662 sqft Living Area
1st Floor Area1,167 sqft
Upper Floors Area495 sqft

Exterior

Year BuiltBuilt 1936
Effective Year BuiltEffective 1936
Architectural StyleTraditional
Exterior MaterialAluminum/Vinyl
Lot Area15,000 sqft (0.344 acres)
Lot Dimensions150 ft deep x 100 ft wide
Garage TypeDetached
Garage Area16 sqft

Exterior Amenities

Pool TypeIn-Ground Vinyl Pool
PorchPorch
Porch Area369 sqft
Patio Area468 sqft

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address1 TAYLOR ST
CitySCHENECTADY
StateNY
Zip12304-3626
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning Code02 - SINGL
Legal DescriptionAGED AFFIDAVIT REQUIRED 1X WOOD AND GARAGE
Legal Block2
Legal Lot Number44.000
JurisdictionSCHENECTADY NY
Township / Civil DivisionSCHENECTADY
Census Block Group2
Census Block2019
Census Tract21802

Owner

Source: Schenectady County and Schenectady City records, as of September 23, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on Record
Mailing Address1 TAYLOR ST, SCHENECTADY, NY 12304-3626
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Record UpdatedOct 29, 2026

August 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSCHENECTADY NY
Property Address1 TAYLOR ST, SCHENECTADY, NY 12304-3626
Document Number0000042686
Instrument DateAug 17, 2018
Transaction TypeMortgage
Record UpdatedJan 15, 2019
Title CompanyEQUITY NATIONAL TITLE LLC, EQUITY NAT'L TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address1 TAYLOR ST SCHENECTADY NY 123043626, SCHENECTADY, NY 12304-3626

Mortgage

Document Number0000042686
DateSep 26, 2018
Book Page004867/000426
Instrument42686
Lender
NameCITIZENS BK NA
AddressPROVIDENCE, RI 02903
Agreement
TypeLine of Credit
AmountAmount Recorded
Term300 Months
DueSep 25, 2043
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Schenectady County and Schenectady City assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateNew York
CountySchenectady County
MunicipalitySchenectady City
Unified School DistrictSchenectady City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$5,431.00 (+5.23%) Homeowner's exemption Senior Citizen's exemption
2025$5,161.00 (+7.88%)$132,800 (-) Land $19,900 Building $112,900$219,904 (+30.82%) Land $32,952 Building $186,952
2023$132,800 (-) Land $19,900 Building $112,900$168,101 (+3.8%) Land $25,190 Building $142,911
2022$132,800 Land $19,900 Building $112,900$161,951 Land $24,268 Building $137,683
2021$4,784.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 7, 2014

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 96% of New York
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSCHENECTADY CITY WATER WORKS
serves 62,000 people · EPA ID NY4600070
Water SourceGroundwater
Lead3 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 248 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
Verizon
Fiber · Fixed Wireless in parts of the area
980 / 880

May also be available: T-Mobile.

Nearby Properties on Taylor St

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