6 Spray Ave, Monterey, CA 93940 Property Records

Monterey County property record for 6 Spray Ave, Monterey, CA 93940

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,186 sqft · built 2017
Lot Size	0.115 acres (5,000 sqft)
Owner	2 Company Names on File
Last Sale	$3,950,000 (Nov 2025)
Tax Bill	$29,185 (2025)
Deeds & Mortgages	Dec 2025 Mortgage Nov 2025 Sale + 3 more
Flood Zone	Zone X (minimal risk)
APN	`011-591-007-000`

Property Details

APN / Parcel Number

Primary APN	`011-591-007-000`
Alternative APN	`011-591-007`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	2,186 sqft Living Area
1st Floor Area	2,186 sqft

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Architectural Style	Other
Construction Type	Wood
Lot Area	5,000 sqft (0.115 acres)
Garage Area	539 sqft
Parking Spaces	2 Parking Spaces

Location & Zoning

Old Parcel Number	011-591-007
Street Address	6 SPRAY AVE
City	MONTEREY
State	CA
Zip	93940-3419
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	MONTEREY SHORES ESTATES VOLUME 22 C&T PAGE 58 TRACT 1421 LOT 8
Legal Subdivision	MONTEREY SHORES ESTATES
Legal Tract	1421
Legal Block	2
Legal Lot Number	8
Jurisdiction	MONTEREY CA
Township / Civil Division	SEASIDE-MONTEREY
Census Block Group	2
Census Block	2001
Census Tract	13300

Owner

6 Spray Ave is owned by a company that bought it in November 2025.

Source: Monterey County records, as of October 13, 2026

Owner of Record	2 Company Names on File
Mailing Address	6 SPRAY AVE, MONTEREY, CA 93940-3419
Owner Type	Company
Vesting	Life Tenant

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 29, 2025	Deed of Trust, Mortgage · Conventional Mortgage CITY NATIONAL BANK
Nov 5, 2025	Grant Deed, Transfer CHICAGO TITLE COMPANY
Sep 19, 2025	Grant Deed, Transfer FIDELITY NATIONAL TITLE, FIDELITY NATL TTL BUILDER SV
Jan 23, 2017	Deed of Trust, Mortgage · ARM WELLS FARGO BANK NA
Feb 2, 2017	Grant Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 5, 2025 · Amount on File
Deed Sale	Nov 5, 2025 · Amount on File
Prior Sale	Jan 4, 2008 · Amount on File
Deed Document Number	202541373
Prior Transfer Date	Sep 12, 2013
Prior Transfer Doc	0000058560
Record Updated	Oct 29, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTEREY CA
Property Address	6 SPRAY AVE, MONTEREY, CA 93940-3419
Transaction Type	Mortgage
Record Updated	Jan 7, 2026
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATL TTL CO CONCORD

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	36 CASTRO RD, MONTEREY, CA 93940-4929

Mortgage

Document Number	0000048211
Date	Dec 29, 2025
Instrument	2025048211

Lender

Name	CITY NATIONAL BANK
Type	Bank
Address	LOS ANGELES, CA 90071

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	5.51%
Type Change Date	Jan 1, 2033
Change Frequency	6 Months
Min Rate At Change	2.9%
Max Rate At Change	10.5%
Index	SOFR Average 30-Day
Max Rate	10.5%

November 2025: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MONTEREY CA
Recording Date	Nov 5, 2025
Property Address	6 SPRAY AVE, MONTEREY, CA 93940-3419
Document Number	0000041373
Map Reference	VOL 22 PG 58
Instrument Date	Oct 27, 2025
Instrument	2025041373
Transaction Type	Transfer
Record Updated	Nov 17, 2025
Title Company	CHICAGO TITLE COMPANY

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Living Trust
Address	6 SPRAY AVE, MONTEREY, CA 93940-3419

September 2025: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MONTEREY CA
Recording Date	Sep 19, 2025
Property Address	6 SPRAY AVE, MONTEREY, CA 93940-3419
Document Number	0000031170
Map Reference	VOL 22 PG 58
Instrument Date	Sep 17, 2025
Instrument	2025031170
Transaction Type	Transfer
Record Updated	Sep 29, 2025
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATL TTL BUILDER SV

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1900 AVENUE OF THE STARS STE 250, 250, LOS ANGELES, CA 90067-4311

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	6 SPRAY AVE, MONTEREY, CA 93940-3419

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTEREY CA
Property Address	6 SPRAY AVE, MONTEREY, CA 93940-3419
Transaction Type	Mortgage
Record Updated	Jul 21, 2022
Title Company	NORTH AMERICAN TITLE CO ER S

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000003866
Date	Jan 23, 2017
Instrument	2017003866

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	ARM
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2047

Interest

Rate Type	Adjustable Rate
Rate	2.5%
Adjustable	Adjustable Rate Rider
Type Change Date	Feb 1, 2024
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	4.5%
Index	1-Year LIBOR
Max Rate	7.5%

February 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MONTEREY CA
Recording Date	Feb 2, 2017
Property Address	6 SPRAY AVE, MONTEREY, CA 93940-3419
Document Number	0000006445
Instrument Date	Jan 9, 2017
Instrument	6445
Transaction Type	Transfer
Record Updated	Feb 10, 2017

Transaction

Tax	$0.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	10250 CONSTELLATION BLVD #2700 LOS ANGELES CA 900676250, 2700, LOS ANGELES, CA 90067-6250

Tax Assessment & Valuation

The 2025 property tax bill for 6 Spray Ave was $29,185.

Source: Monterey County assessment roll, as of August 6, 2026

Property Jurisdictions

Type	Name
State	California
County	Monterey County
Municipality	Monterey City
Unified School District	Monterey Peninsula Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$3,950,000 (+54.7%) Land $1,950,000 Building $2,000,000
2025	$29,185.00	$2,553,283 Land $1,450,730 Building $1,102,553
2023	$26,631.00 (+1.4%)	$2,454,139 Land $1,394,398 Building $1,059,741
2022	$26,264.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 6 Spray Ave in Zone X, an area of minimal flood risk, though there have been 22 flood claims nearby since 1998.

Source: FEMA National Flood Hazard Layer, effective July 15, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force
Nearby Flood Claims	22 (1998–2002)
Claims Outside the SFHA	12 of 22
Most Recent Claim	Dec 2002 · tidal / storm surge
Claims by Event	Severe Winter Storms And Flooding, Feb 1998 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 6 Spray Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.8% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CAL AM WATER COMPANY - MONTEREY private · serves 128,928 people · EPA ID CA2710004
Water Source	Groundwater influenced by surface water
Last State Inspection	Aug 2024
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 223 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Razzolink Fixed Wireless	500 / 250
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Verizon.

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