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20 Spray Ave, Monterey, CA 93940 Property Records

Monterey County property record for 20 Spray Ave, Monterey, CA 93940 · Last verified June 2026

Property Summary

Property TypeResidential Vacant Land
Lot Size0.115 acres (5,000 sqft)
OwnerCompany Name on File
Last Sale$1,250,000 (Aug 2023)
Tax Bill$14,470 (2025)
Deeds & MortgagesMay 2026 Mortgage
Aug 2023 Sale & Construction Loan
Flood ZoneZone X (minimal risk)
APN011-591-010-000

Property Details

APN / Parcel Number

Primary APN011-591-010-000
Alternative APN
  • 011-591-010

Exterior

Lot Area5,000 sqft (0.115 acres)

Location & Zoning

Old Parcel Number011-591-010
Street Address20 SPRAY AVE
CityMONTEREY
StateCA
Zip93940-3419
Property CategoryResidential
Property TypeVacant Land > Residential
Legal DescriptionMONTEREY SHORES ESTATES VOLUME 22 C&T PAGE 58 TRACT 1421 LOT 11
Legal SubdivisionMONTEREY SHORES ESTATES
Legal Tract1421
Legal Lot Number11
JurisdictionMONTEREY CA
Township / Civil DivisionSEASIDE-MONTEREY
Census Block Group2
Census Block2001
Census Tract13300

Owner

Source: Monterey County records · APN 011-591-010-000

Assessment roll updated July 23, 2025 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on File
Mailing Address30 N GOULD ST, SHERIDAN, WY 82801-6317
Owner TypeCompany
VestingLimited Liability Company

Deeds, Mortgages & Sale History

DateDocument
May 11, 2026Deed of Trust, Mortgage · Conventional Mortgage
WFT NATIONAL TITLE, WFG NATIONAL TITLE
Aug 16, 2023Grant Deed, Construction Loan · Construction Mortgage
HARMON FINANCIAL CORPORATION

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleAug 16, 2023 · Amount on Record
Deed SaleAug 16, 2023 · Amount on Record
Prior SaleMay 20, 2014 · Amount on Record
Deed Document Number202325434
Record UpdatedSep 20, 2026

May 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONTEREY CA
Recording DateMay 11, 2026
Property Address20 SPRAY AVE, MONTEREY, CA 93940-3419
Document Number0000015576
Instrument DateMar 30, 2026
Instrument202615576
Transaction TypeMortgage
Record UpdatedJul 12, 2026
Title CompanyWFT NATIONAL TITLE, WFG NATIONAL TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLimited Liability Partnership, 266

Mortgage

Document Number0000015576,
DateMay 11, 2026
Instrument202615576
Lender
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Interest
Rate5.98%
Max Rate-1%

August 2023: Grant Deed, Construction Loan

Document TypeGrant Deed
JurisdictionMONTEREY CA
Recording DateAug 16, 2023
Property Address20 SPRAY AVE, MONTEREY, CA 93940-3419
Document Number0000025434
Map ReferenceVOL 22 PG 58
Instrument DateAug 14, 2023
Instrument2023025434
Transaction TypeConstruction Loan
Record UpdatedAug 28, 2023
Title CompanyTWFG NATIONAL TITLE INSURANCE COMPANY, WFG NATIONAL TITLE INS CO

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address30 N GOULD ST # R, R, SHERIDAN, WY 82801-6317

Mortgage

Document Number0000025435
DateAug 16, 2023
Instrument2023025435
Lender
NameHARMON FINANCIAL CORPORATION
Agreement
TypeConstruction Mortgage
AmountAmount Recorded

Tax Assessment & Valuation

Source: Monterey County records · Assessment roll updated July 23, 2025 · Last verified June 2026

Property Jurisdictions

TypeName
StateCalifornia
CountyMonterey County
MunicipalityMonterey City
Unified School DistrictMonterey Peninsula Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2025$14,470.00 (+7.97%)$1,275,000 (+96.75%) Land $1,275,000
2024$13,402.00 (+90.72%)
2023$7,027.00 (+1.4%)$648,040 Land $648,040
2022$6,930.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Monterey County (06053C), updated July 15, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060530133002, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearby Flood Policies7 in force
Nearby Flood Claims22 (1998–2002)
Claims Outside the SFHA12 of 22
Most Recent ClaimDec 2002, tidal / storm surge
Claims By Storm
  • Severe Winter Storms And Flooding, Feb 1998 · 2 claims

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 223 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
XfinityCable2,000 / 250
RazzolinkFixed Wireless (unlicensed)500 / 250
AT&TDSL100 / 20

May also be available at this address: AT&T, Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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