Monterey County property record for 5 Spray Ave, Monterey, CA 93940 · Last verified October 2025
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,822 sqft · built 2008 |
| Lot Size | 0.115 acres (5,032 sqft) |
| Owner | 2 Company Names on File |
| Last Sale | $3,725,000 (Mar 2022) |
| Tax Bill | $45,042 (2025) |
| Deeds & Mortgages | Mar 2022 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 011-591-006-000 |
| Primary APN | 011-591-006-000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 11 Rooms |
| Stories | 1 Story |
| Building Area | 1,822 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2008 |
|---|---|
| Architectural Style | Other |
| Construction Type | Wood |
| Lot Area | 5,032 sqft (0.115 acres) |
| Garage Type | Attached |
| Garage Area | 465 sqft |
| Parking Spaces | 2 Parking Spaces |
| Street Address | 5 SPRAY AVE |
|---|---|
| City | MONTEREY |
| State | CA |
| Zip | 93940-3458 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | MONTEREY SHORES ESTATES VOLUME 22 C&T PAGE 58 TRACT 1421 LOT 7 |
| Legal Subdivision | MONTEREY SHORES ESTATES |
| Legal Tract | 1421 |
| Legal Lot Number | 7 |
| Jurisdiction | MONTEREY CA |
| Township / Civil Division | SEASIDE-MONTEREY |
| Census Block Group | 2 |
| Census Block | 2001 |
| Census Tract | 13300 |
Source: Monterey County records · APN 011-591-006-000
Assessment roll updated July 1, 2025 · Last verified October 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Company Names on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 14720 GYPSY HILL RD, SARATOGA, CA 95070-6100 |
| Owner Type | Company, Secondary Individual |
| Vesting | Trust |
| Deed Names | 3 Verified Names on Deed |
|---|---|
| Last Sale | Mar 01, 2022 · Amount on Record |
| Deed Sale | Mar 01, 2022 · Amount on Record |
| Prior Sale | Jul 27, 2010 · Amount on Record |
| Deed Document Number | 2022010099 |
| Record Updated | Jun 08, 2026 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | MONTEREY CA |
| Recording Date | Mar 01, 2022 |
| Property Address | 5 SPRAY AVE, MONTEREY, CA 93940-3458 |
| Document Number | 0000010099 |
| Map Reference | MB 22 PG 58 |
| Instrument Date | Feb 18, 2022 |
| Instrument | 2022010099 |
| Transaction Type | Transfer |
| Record Updated | Jun 07, 2023 |
| Title Company | CHICAGO TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Family Trust |
| Address | 14720 GYPSY HILL RD, SARATOGA, CA 95070-6100 |
| Document Number | 0000010100 |
|---|---|
| Date | Mar 01, 2022 |
| Instrument | 2022010100 |
| Name | SILICON VALLEY BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 01, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2.12% |
| Type Change Date | Mar 01, 2029 |
| Change Frequency | 6 Months |
| Min Rate At Change | 2.12% |
| Max Rate At Change | 3.12% |
| Index | Other |
| Max Rate | 7.12% |
Source: Monterey County records · Assessment roll updated July 1, 2025 · Last verified October 2025
| Type | Name |
|---|---|
| State | California |
| County | Monterey County |
| Municipality | Monterey City |
| Unified School District | Monterey Peninsula Unified School District (KG - 12) |
Assessed value is set for property tax purposes and is not a market price estimate.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $45,042.00 (+9.36%) | $3,952,999 (+4.04%) Land $2,891,791 Building $1,061,208 |
| 2023 | $41,187.00 (+117.21%) | $3,799,500 Land $2,779,500 Building $1,020,000 |
| 2022 | $18,962.00 |
Source: FEMA National Flood Hazard Layer, Monterey County (06053C), updated July 15, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060530133002, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Nearest Special Flood Hazard Area | Zone VE, within 500 ft |
| Nearby Flood Policies | 7 in force |
| Nearby Flood Claims | 22 (1998–2002) |
| Claims Outside the SFHA | 12 of 22 |
| Most Recent Claim | Dec 2002, tidal / storm surge |
| Claims By Storm |
|
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 223 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Xfinity | Cable | 2,000 / 250 |
| Razzolink | Fixed Wireless (unlicensed) | 500 / 250 |
| AT&T | DSL | 100 / 20 |
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