6 S Middaugh St, Somerville, NJ 08876 Property Records

Somerset County and Somerville Borough property record for 6 S Middaugh St, Somerville, NJ 08876

Property Summary

Property Type	Single Family Home
Details	1,208 sqft · built 1910
Lot Size	0.205 acres (8,939 sqft)
Owner	Individual Name on File
Last Sale	$421,088 (Apr 2022)
Tax Bill	$10,353 (2025)
Deeds & Mortgages	Apr 2022 Sale & Mortgage Mar 2017 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`18-00126-0000-00013`

Property Details

APN / Parcel Number

Primary APN	`18-00126-0000-00013`
Alternative APN	`180012600013`

Interior

Stories	2 Stories
Building Area	1,208 sqft Living Area

Exterior

Year Built	Built 1910
Effective Year Built	Effective 1910
Construction Type	Frame
Lot Area	8,939 sqft (0.205 acres)
Lot Dimensions	149 ft deep x 60 ft wide

Location & Zoning

Street Address	6 S MIDDAUGH ST
City	SOMERVILLE
State	NJ
Zip	08876-2803
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Block	126
Legal Lot Number	13
Jurisdiction	SOMERSET NJ
Township / Civil Division	SOMERVILLE
Census Block Group	2
Census Block	2011
Census Tract	50400

Owner

6 S Middaugh St is owned and occupied by an individual who bought it in April 2022.

Source: Somerset County and Somerville Borough records, as of July 7, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	6 S MIDDAUGH ST, SOMERVILLE, NJ 08876-2803
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 27, 2022	Deed, Transfer · Conventional Mortgage PNC BANK NA
Mar 17, 2017	Deed of Trust, Mortgage · Line of Credit PNC BANK NA
May 17, 2018	Deed, Transfer · Conventional Mortgage JPMORGAN CHASE BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 27, 2022 · Amount on File
Deed Sale	Apr 27, 2022 · Amount on File
Prior Sale	May 17, 2018 · Amount on File
Deed Document Number	202216889
Deed Book / Page	7440 / 2014
Record Updated	Sep 20, 2026

April 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	SOMERSET NJ
Recording Date	Apr 27, 2022
Property Address	6 S MIDDAUGH ST, SOMERVILLE, NJ 08876-2803
Document Number	0000016889
Book / Page	7440 / 2014
Instrument Date	Apr 14, 2022
Instrument	2022016889
Transaction Type	Transfer
Record Updated	May 9, 2022
Title Company	REALSAFE TITLE LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,421.40
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	14 DOGWOOD TRL, 14, RANDOLPH, NJ 07869-1033

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	6 S MIDDAUGH ST, SOMERVILLE, NJ 08876-2803

Mortgage

Document Number	0000016890
Date	Apr 27, 2022
Instrument	2022016890

Lender

Name	PNC BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2052

March 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SOMERSET NJ
Property Address	6 S MIDDAUGH ST, SOMERVILLE, NJ 08876-2803
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000011135
Date	Mar 17, 2017
Book Page	6947/2719
Instrument	2017011135

Lender

Name	PNC BANK NA
Type	Bank
Address	PITTSBURGH, PA 15222

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2018: Deed, Transfer

Document Type	Deed
Jurisdiction	SOMERSET NJ
Recording Date	May 17, 2018
Property Address	6 S MIDDAUGH ST, SOMERVILLE, NJ 08876-2803
Document Number	0000017919
Book / Page	7043 / 1386
Instrument Date	May 11, 2018
Instrument	2018017919
Transaction Type	Transfer
Record Updated	Nov 5, 2021
Title Company	EVIDENT TITLE AGENCY INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,910.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	904 FLINTLOCK PL, 904, 00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6 S MIDDAUGH ST, SOMERVILLE, NJ 08876-2803

Mortgage

Document Number	0000017920
Date	May 17, 2018
Instrument	2018017920

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 6 S Middaugh St was $10,353, up 3.2% from the year before.

Source: Somerset County and Somerville Borough assessment roll, as of July 7, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Somerset County
Municipality	Somerville Borough
Unified School District	Somerville Borough School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$253,800 (-) Land $129,600 Building $124,200	$253,800 (-) Land $129,600 Building $124,200
2025	$10,353.00 (+3.2%)	$253,800 Land $129,600 Building $124,200	$253,800 Land $129,600 Building $124,200
2024	$10,032.00
2023		$253,800 Land $129,600 Building $124,200	$253,800 Land $129,600 Building $124,200
2022	$9,169.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 6 S Middaugh St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 3, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 18 policies
Nearby Flood Policies	18 in force
Nearby Flood Claims	82 (1978–2024)
Claims Outside the SFHA	4 of 82
Most Recent Claim	Jan 2024 · river or lake flooding
Claims by Event	Remnants Of Hurricane Ida, Sep 2021 · 12 claims Hurricane Irene, Aug 2011 · 22 claims Severe Storms And Flooding, Mar 2010 · 14 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 6 S Middaugh St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 65% of New Jersey
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NJ AMERICAN WATER - RARITAN private · serves 615,430 people · EPA ID NJ2004002
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 489 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
T-Mobile Fixed Wireless	100 / 20

May also be available: Xfinity.

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