9 S Middaugh St, Somerville, NJ 08876 Property Records

Somerset County and Somerville Borough property record for 9 S Middaugh St, Somerville, NJ 08876

Property Summary

Property Type	Single Family Home
Details	1,180 sqft · built 1917
Lot Size	0.078 acres (3,402 sqft)
Owner	2 Individual Names on File
Last Sale	$322,000 (Jan 2017)
Tax Bill	$10,642 (2025)
Deeds & Mortgages	Nov 2021 Mortgage Jan 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`18-00125-0000-00004`

Property Details

APN / Parcel Number

Primary APN	`18-00125-0000-00004`
Alternative APN	`180012500004`

Interior

Stories	2 Stories
Building Area	1,180 sqft Living Area

Exterior

Year Built	Built 1917
Effective Year Built	Effective 1917
Construction Type	Frame
Lot Area	3,402 sqft (0.078 acres)
Lot Dimensions	100 ft deep x 34 ft wide

Location & Zoning

Street Address	9 S MIDDAUGH ST
City	SOMERVILLE
State	NJ
Zip	08876-2802
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Block	125
Legal Lot Number	4
Jurisdiction	SOMERSET NJ
Township / Civil Division	SOMERVILLE
Census Block Group	2
Census Block	2011
Census Tract	50400

Owner

9 S Middaugh St is owned and occupied by two individuals who bought it in January 2017.

Source: Somerset County and Somerville Borough records, as of August 11, 2026

Owner of Record	2 Individual Names on File
Mailing Address	9 S MIDDAUGH ST, SOMERVILLE, NJ 08876-2802
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 4, 2021	Deed of Trust, Mortgage · Conventional Mortgage ALLY CAPITAL CORP
Jan 26, 2017	Deed, Transfer · Conventional Mortgage FINANCIAL RESOURCES FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 26, 2017 · Amount on File
Deed Sale	Jan 26, 2017 · Amount on File
Prior Sale	Jul 8, 2016 · Amount on File
Deed Document Number	20173912
Deed Book / Page	6937 / 2931
Prior Transfer Date	Mar 10, 1994
Record Updated	Sep 20, 2026

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SOMERSET NJ
Property Address	9 S MIDDAUGH ST, SOMERVILLE, NJ 08876-2802
Transaction Type	Mortgage
Record Updated	Aug 18, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000065184
Date	Nov 4, 2021
Book Page	7398/1843
Instrument	2021065184

Lender

Name	ALLY CAPITAL CORP
Type	Bank
Address	CHARLOTTE, NC 28202

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	Nov 1, 2041

January 2017: Deed, Transfer

Document Type	Deed
Jurisdiction	SOMERSET NJ
Recording Date	Jan 26, 2017
Property Address	9 S MIDDAUGH ST, SOMERVILLE, NJ 08876-2802
Document Number	0000003912
Book / Page	6937 / 2931
Instrument Date	Jan 17, 2017
Instrument	2017003912
Transaction Type	Transfer
Record Updated	Aug 18, 2022
Title Company	PREMIER ABSTRACT & TITLE AGE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,886.60
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	65 READINGTON RD, 65, WHITEHOUSE STATION, NJ 08889-3551

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9 S MIDDAUGH ST, SOMERVILLE, NJ 08876-2802

Mortgage

Document Number	0000003913
Date	Jan 26, 2017
Instrument	2017003913

Lender

Name	FINANCIAL RESOURCES FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 9 S Middaugh St was $10,642, up 3.2% from the year before.

Source: Somerset County and Somerville Borough assessment roll, as of July 7, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Somerset County
Municipality	Somerville Borough
Unified School District	Somerville Borough School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$260,900 (-) Land $116,600 Building $144,300	$260,900 (-) Land $116,600 Building $144,300
2025	$10,642.00 (+3.19%)	$260,900 Land $116,600 Building $144,300	$260,900 Land $116,600 Building $144,300
2024	$10,313.00
2023		$260,900 Land $116,600 Building $144,300	$260,900 Land $116,600 Building $144,300
2022	$9,812.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 9 S Middaugh St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 3, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 18 policies
Nearby Flood Policies	18 in force
Nearby Flood Claims	82 (1978–2024)
Claims Outside the SFHA	4 of 82
Most Recent Claim	Jan 2024 · river or lake flooding
Claims by Event	Remnants Of Hurricane Ida, Sep 2021 · 12 claims Hurricane Irene, Aug 2011 · 22 claims Severe Storms And Flooding, Mar 2010 · 14 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 9 S Middaugh St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 65% of New Jersey
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NJ AMERICAN WATER - RARITAN private · serves 615,430 people · EPA ID NJ2004002
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 489 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
T-Mobile Fixed Wireless	100 / 20

May also be available: Xfinity.

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