2 S Middaugh St, Somerville, NJ 08876 Property Records

Somerset County and Somerville Borough property record for 2 S Middaugh St, Somerville, NJ 08876

Property Summary

Property TypeSingle Family Home
Details1,360 sqft · built 1925
Lot Size0.117 acres (5,101 sqft)
OwnerIndividual Name on Record
Last Sale$500,000 (Oct 2024)
Tax Bill$9,888 (2025)
Deeds & MortgagesJun 2019 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN18-00126-0000-00011

Property Details

APN / Parcel Number

Primary APN18-00126-0000-00011
Alternative APN
  • 180012600011

Interior

Stories2 Stories
Building Area1,360 sqft Living Area

Exterior

Year BuiltBuilt 1925
Effective Year BuiltEffective 1925
Construction TypeFrame
Lot Area5,101 sqft (0.117 acres)
Lot Dimensions150 ft deep x 34 ft wide

Location & Zoning

Street Address2 S MIDDAUGH ST
CitySOMERVILLE
StateNJ
Zip08876-2803
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Block126
Legal Lot Number11
JurisdictionSOMERSET NJ
Township / Civil DivisionSOMERVILLE
Census Block Group2
Census Block2011
Census Tract50400

Owner

Source: Somerset County and Somerville Borough records, as of October 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address2 S MIDDAUGH ST, SOMERVILLE, NJ 08876-2803
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleOct 24, 2024 · Amount on Record
Deed SaleOct 24, 2024 · Amount on Record
Prior SaleJun 10, 2019 · Amount on Record
Deed Document Number202427767
Deed Book / Page7584 / 1488
Record UpdatedOct 29, 2026

June 2019: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSOMERSET NJ
Recording DateJun 10, 2019
Property Address2 S MIDDAUGH ST, SOMERVILLE, NJ 08876-2803
Document Number0000019817
Book / Page007123 / 000134
Instrument DateMay 22, 2019
Instrument19817
Transaction TypeTransfer
Record UpdatedJun 25, 2019
Title CompanyFIDELITY NATIONAL TITLE, FIDELITY NAT'L TITLE INS CO

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$300.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address2 S MIDDAUGH ST SOMERVILLE NJ 088762803, SOMERVILLE, NJ 08876-2803

Mortgage

Document Number19818
DateJun 10, 2019
Book Page007123/000140
Instrument19818
Lender
NameBANK OF AMERICA
TypeBank
AddressCHARLOTTE, NC 28255
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJun 9, 2049

Tax Assessment & Valuation

Source: Somerset County and Somerville Borough assessment roll, as of July 7, 2026

Property Jurisdictions

TypeName
StateNew Jersey
CountySomerset County
MunicipalitySomerville Borough
Unified School DistrictSomerville Borough School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$242,400 (-) Land $121,000 Building $121,400$242,400 (-) Land $121,000 Building $121,400
2025$9,888.00 (+3.19%)$242,400 (-) Land $121,000 Building $121,400$242,400 (-) Land $121,000 Building $121,400
2024$9,582.00 (+5.11%)
2023$242,400 Land $121,000 Building $121,400$242,400 Land $121,000 Building $121,400
2022$9,116.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 18 policies
Nearby Flood Policies18 in force
Nearby Flood Claims82 (1978–2024)
Claims Outside the SFHA4 of 82
Most Recent ClaimJan 2024 · river or lake flooding
Claims by Event
  • Remnants Of Hurricane Ida, Sep 2021 · 12 claims
  • Hurricane Irene, Aug 2011 · 22 claims
  • Severe Storms And Flooding, Mar 2010 · 14 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 65% of New Jersey
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemNJ AMERICAN WATER - RARITAN
private · serves 615,430 people · EPA ID NJ2004002
Water SourceSurface water
Last State InspectionJun 2024
Lead1 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 489 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Optimum
Fiber · Cable
8,000 / 8,000
Verizon
Fiber · Fixed Wireless in parts of the area
2,300 / 2,300
T-Mobile
Fixed Wireless
100 / 20

May also be available: Xfinity.

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