Middlesex County and Reading Town property record for 6 Prospect St, Reading, MA 01867 · Last verified July 2026
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,731 sqft · built 1981 |
| Lot Size | 0.344 acres (14,967 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $840,000 (Dec 2019) |
| Tax Bill | $12,275 (2025) |
| Deeds & Mortgages | Sep 2020 Refinance Dec 2019 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | READ M:015.0-0000-0168.0 |
| Primary APN | READ M:015.0-0000-0168.0 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 10 Rooms |
| Stories | 2 Stories |
| Building Area | 2,731 sqft Living Area |
| Gross Area | 4,092 sqft |
| 1st Floor Area | 962 sqft |
| Basement Area | 1,104 sqft |
| Unfinished Basement | 629 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1981 |
|---|---|
| Effective Year Built | Effective 1995 |
| Architectural Style | Colonial |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Roof Type | Hip |
| Roof Material | Asphalt |
| Lot Area | 14,967 sqft (0.344 acres) |
| Garage Type | Attached |
| Cooling System | HVAC |
|---|---|
| Heating System | Hot Water |
| Heating Fuel | Oil |
| Account Number | 490000000330 |
|---|---|
| Street Address | 6 PROSPECT ST |
| City | READING |
| State | MA |
| Zip | 01867-2821 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Jurisdiction | READING MA |
| Township / Civil Division | READING |
| Census Block Group | 4 |
| Census Block | 4016 |
| Census Tract | 334200 |
Source: Middlesex County and Reading Town records · APN READ M:015.0-0000-0168.0
Assessment roll updated April 14, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 6 PROSPECT ST, READING, MA 01867-2821 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| Sep 22, 2020 | Deed of Trust, Mortgage · Stand-Alone Refinance CARDINAL FINANCIAL COMPANY LP |
| Dec 09, 2019 | Quit Claim Deed, Transfer · Stand-Alone First Mortgage NEW FED MORTGAGE CORP |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Dec 09, 2019 · Amount on Record |
| Deed Sale | Dec 09, 2019 · Amount on Record |
| Prior Sale | Apr 22, 2016 |
| Deed Document Number | 20193256 |
| Deed Book / Page | 73783 / 223 |
| Transfer Doc | 67128-455 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | READING MA |
| Property Address | 6 PROSPECT ST, READING, MA 01867-2821 |
| Transaction Type | Mortgage |
| Record Updated | Mar 22, 2021 |
| Name | Verified Name |
|---|
| Document Number | 75684-421 |
|---|---|
| Date | Sep 22, 2020 |
| Book Page | 75684/421 |
| Instrument | 167944 |
| Name | CARDINAL FINANCIAL COMPANY LP |
|---|---|
| Type | Mortgage Company |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Oct 01, 2040 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | READING MA |
| Recording Date | Dec 09, 2019 |
| Property Address | 6 PROSPECT ST, READING, MA 01867-2821 |
| Document Number | 73783-223 |
| Book / Page | 73783 / 223 |
| Instrument Date | Dec 04, 2019 |
| Instrument | 193256 |
| Transaction Type | Transfer |
| Record Updated | May 12, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 6 PROSPECT ST, READING, MA 01867-2821 |
| Investor | Possibly a Property Investor |
| Document Number | 193257 |
|---|---|
| Date | Dec 09, 2019 |
| Instrument | 193257 |
| Name | NEW FED MORTGAGE CORP |
|---|
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: Middlesex County and Reading Town records · Assessment roll updated April 14, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Middlesex County |
| County Subdivision | Reading Town |
| Unified School District | Reading School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $12,275.00 (+3.07%) | $1,077,700 (+6.06%) Land $587,100 Building $490,600 | $1,088,605 (+4.31%) |
| 2024 | $11,909.00 (+0.53%) | $1,016,100 (+7.99%) Land $553,500 Building $462,600 | $1,043,575 |
| 2023 | $11,846.00 | $940,900 Land $512,500 Building $428,400 |
Source: FEMA National Flood Hazard Layer, Middlesex County (25017C), updated September 10, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures