21 Prospect St, Reading, MA 01867 Property Records

Middlesex County and Reading Town property record for 21 Prospect St, Reading, MA 01867

Property Summary

Property Type	Duplex
Details	4 bd · 2 ba · 2,399 sqft · built 1860
Lot Size	0.377 acres (16,413 sqft)
Owner	2 Company Names on Record
Last Sale	$50,000 (Jul 1977)
Tax Bill	$11,097 (2026)
Deeds & Mortgages	Apr 2021 Transfer
Flood Zone	Zone X (minimal risk)
APN	`READ M:015.0-0000-0159.0`

Property Details

APN / Parcel Number

Primary APN	`READ M:015.0-0000-0159.0`
Alternative APNs	`M:015.0=0000=0159.0` `490000000280` `490000000`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Units	2 Units
Stories	3 Stories
Building Area	2,399 sqft Living Area
Gross Area	3,380 sqft
Basement Area	529 sqft
Unfinished Basement	529 sqft

Exterior

Year Built	Built 1860
Effective Year Built	Effective 1957
Architectural Style	Duplex Single
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Hip
Roof Material	Asphalt
Lot Area	16,413 sqft (0.377 acres)

Utilities, Heating & Cooling

Heating System	Steam
Heating Fuel	Oil

Location & Zoning

Account Number	490000000280
Street Address	21 PROSPECT ST
City	READING
State	MA
Zip	01867-2822
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	S15
Jurisdiction	READING MA
Township / Civil Division	READING
Census Block Group	4
Census Block	4015
Census Tract	334200

Owner

Source: Middlesex County and Reading Town records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Company Names on Record
Mailing Address	31 LONGVIEW RD, READING, MA 01867-2816
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 29, 1977 · Amount on Record
Deed Sale	Jul 29, 1977 · Amount on Record
Last Transfer Date	Nov 4, 2020
Transfer Doc	77494-468
Record Updated	Oct 29, 2026

April 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	READING MA
Recording Date	Apr 13, 2021
Property Address	21 PROSPECT ST, READING, MA 01867-2822
Document Number	077494-468
Book / Page	77494 / 468
Instrument Date	Nov 4, 2020
Instrument	82546
Transaction Type	Transfer
Record Updated	Sep 19, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	33 LONGVIEW RD, READING, MA 01867-2816

Tax Assessment & Valuation

Source: Middlesex County and Reading Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
County Subdivision	Reading Town
Unified School District	Reading School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$11,097.00 (+1.57%)	$1,012,500 (+5.56%) Land $626,400 Building $386,100	$882,655
2025	$10,925.00 (+3.07%)	$959,200 (+6.06%) Land $593,400 Building $365,800
2024	$10,600.00 (+0.53%)	$904,400 (+7.99%) Land $559,500 Building $344,900
2023	$10,544.00	$837,500 Land $518,100 Building $319,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2001)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Mar 2001 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 94% of Massachusetts
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	READING WATER DEPARTMENT (MWRA) serves 26,262 people · EPA ID MA3246000
Water Source	Purchased surface water from MWRA
Last State Inspection	Nov 2023
Lead	8 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli not recorded as resolved · Oct 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 418 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber	980 / 880
T-Mobile Fixed Wireless	100 / 20