Middlesex County and Reading Town property record for 25 Prospect St, Reading, MA 01867
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,160 sqft · built 1936 |
| Lot Size | 0.15 acres (6,517 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $855,000 (Nov 2022) |
| Tax Bill | $9,909 (2026) |
| Deeds & Mortgages | Aug 2022 Refinance Nov 2022 Sale + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 49000000027A |
| Primary APN | 49000000027A |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 2,160 sqft Living Area |
| Gross Area | 2,572 sqft |
| Basement Area | 928 sqft |
| Unfinished Basement | 288 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1936 |
|---|---|
| Effective Year Built | Effective 1980 |
| Architectural Style | Other |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 6,517 sqft (0.15 acres) |
| Cooling System | HVAC |
|---|---|
| Heating System | Hot Water |
| Heating Fuel | Gas |
| Account Number | 49000000027A |
|---|---|
| Street Address | 25 PROSPECT ST |
| City | READING |
| State | MA |
| Zip | 01867-2822 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | S15 |
| Jurisdiction | READING MA |
| Township / Civil Division | READING |
| Census Block Group | 4 |
| Census Block | 4015 |
| Census Tract | 334200 |
Source: Middlesex County and Reading Town records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 25 PROSPECT ST, READING, MA 01867-2822 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| Aug 11, 2022 | Deed of Trust, Mortgage · Stand-Alone Refinance JEANNE D ARC CU |
| Nov 14, 2022 | Quit Claim Deed, Transfer |
| Feb 16, 2021 | Quit Claim Deed, Transfer · Stand-Alone First Mortgage LEADER BANK NA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 14, 2022 · Amount on Record |
| Deed Sale | Nov 14, 2022 · Amount on Record |
| Prior Sale | Feb 16, 2021 · Amount on Record |
| Deed Document Number | 2022167659 |
| Deed Book / Page | 80941 / 84 |
| Prior Transfer Date | Nov 3, 2022 |
| Prior Transfer Doc | 0080941-84 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | READING MA |
| Property Address | 25 PROSPECT ST, READING, MA 01867-2822 |
| Transaction Type | Mortgage |
| Record Updated | Sep 19, 2023 |
| Name | Verified Name |
|---|
| Document Number | 080564-519 |
|---|---|
| Date | Aug 11, 2022 |
| Book Page | 80564/519 |
| Instrument | 123068 |
| Name | JEANNE D ARC CU |
|---|---|
| Type | Credit Union |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Sep 1, 2042 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | READING MA |
| Recording Date | Nov 14, 2022 |
| Property Address | 25 PROSPECT ST, READING, MA 01867-2822 |
| Document Number | 0080941-84 |
| Book / Page | 80941 / 84 |
| Instrument Date | Nov 3, 2022 |
| Instrument | 167659 |
| Transaction Type | Transfer |
| Record Updated | Sep 19, 2023 |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 25 PROSPECT ST, READING, MA 01867-2822 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | READING MA |
| Recording Date | Feb 16, 2021 |
| Property Address | 25 PROSPECT ST, READING, MA 01867-2822 |
| Document Number | 0076975-53 |
| Book / Page | 76975 / 53 |
| Instrument Date | Feb 11, 2021 |
| Instrument | 34828 |
| Transaction Type | Transfer |
| Record Updated | Sep 19, 2023 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 25 PROSPECT ST, READING, MA 01867-2822 |
| Document Number | 0000034829 |
|---|---|
| Date | Feb 16, 2021 |
| Instrument | 34829 |
| Name | LEADER BANK NA |
|---|---|
| Type | Bank |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: Middlesex County and Reading Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Middlesex County |
| County Subdivision | Reading Town |
| Unified School District | Reading School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $9,909.00 (+1.55%) | $904,100 (+5.53%) Land $580,200 Building $319,500 | $1,007,058 (+4.53%) |
| 2025 | $9,758.00 (+3.04%) | $856,700 (+6.03%) Land $549,700 Building $307,000 | $963,395 (+4.31%) |
| 2024 | $9,470.00 (+0.49%) | $808,000 (+7.95%) Land $518,300 Building $289,700 | $923,590 |
| 2023 | $9,424.00 | $748,500 Land $479,900 Building $268,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (2001) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Mar 2001 · Severe Storms And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 94% of Massachusetts |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | READING WATER DEPARTMENT (MWRA) serves 26,262 people · EPA ID MA3246000 |
|---|---|
| Water Source | Purchased surface water from MWRA |
| Last State Inspection | Nov 2023 |
| Lead | 8 ppb (2021–2023) action level 15 ppb |
| Water Quality | E. coli not recorded as resolved · Oct 2019 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 418 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fiber | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures