Kenton County property record for 6 Orchard Ln, Covington, KY 41015
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 3 ba · 3,223 sqft · built 1970 |
| Owner | 2 Individual Names on Record |
| Tax Bill | $4,830 (2025) |
| Deeds & Mortgages | Oct 2025 Construction Loan Oct 2017 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 873-30-00-001.53 |
| Primary APN | 873-30-00-001.53 |
|---|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 3,223 sqft Finished Area |
| Gross Area | 4,177 sqft |
| Year Built | Built 1970 |
|---|---|
| Exterior Material | Brick |
| Foundation Type | Block |
| Garage Type | Attached |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Heating Fuel | Gas |
| Old Parcel Number | 8733000001.53 |
|---|---|
| Street Address | 6 ORCHARD LN |
| City | COVINGTON |
| State | KY |
| Zip | 41015-9543 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LEASEHOLD IMPROVEMENT LOT 72 RYLAND LAKES CC |
| Legal Subdivision | RYLAND LAKES COUNTRY CLUB |
| Legal Lot Number | 72 |
| Jurisdiction | KENTON KY |
| Township / Civil Division | INDEPENDENCE |
| Census Block Group | 2 |
| Census Block | 2023 |
| Census Tract | 65900 |
Source: Kenton County records, as of November 27, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 6 ORCHARD LN, COVINGTON, KY 41015-9543 |
| Occupancy | Owner Occupied |
| Owner Type | Individual, Secondary Company |
| Date | Document |
|---|---|
| Oct 22, 2025 | Deed of Trust, Mortgage · Construction Mortgage PARK NATIONAL BANK |
| Oct 13, 2017 | Deed of Trust, Mortgage PARK NAT'L BK/SW OH&NTHRN KY |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KENTON KY |
| Property Address | 6 ORCHARD LN, COVINGTON, KY 41015-9543 |
| Transaction Type | Mortgage |
| Record Updated | Nov 14, 2025 |
| Name | Verified Name |
|---|---|
| Address | 7809 CLOVERIDGE CT, CINCINNATI, OH 45244-2969 |
| Document Number | 0005900027 |
|---|---|
| Date | Oct 22, 2025 |
| Book Page | KCM 698/805 |
| Instrument | 25102205900027 |
| Name | PARK NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | NEWARK, OH 43058 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 12 Months |
| Due | Oct 6, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KENTON KY |
| Property Address | 6 ORCHARD LN, COVINGTON, KY 41015-9543 |
| Document Number | 0000000131 |
| Instrument Date | Oct 13, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Aug 28, 2018 |
| Name | Verified Name |
|---|---|
| Relationship | Personal Trust |
| Address | 6 ORCHARD LN COVINGTON KY 410159543, COVINGTON, KY 41015-9543 |
| Document Number | 0000000131 |
|---|---|
| Date | Oct 20, 2017 |
| Book Page | 0I4017/000049 |
| Instrument | 131 |
| Name | PARK NAT'L BK/SW OH&NTHRN KY |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45245 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Oct 19, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5% |
Source: Kenton County assessment roll, as of April 1, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Kenton County |
| Unified School District | Kenton County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,830.00 (+43.66%) Homeowner's exemption | $454,700 (+45.74%) Building $454,700 | $454,700 (+45.74%) Building $454,700 |
| 2023 | $3,362.00 Homeowner's exemption | $312,000 Building $312,000 | $312,000 Building $312,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 19, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 94% of Kentucky |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people · EPA ID KY0590220 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2023 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 33 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
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