5 Orchard Ln, Covington (Latonia), KY 41015 Property Records

Kenton County property record for 5 Orchard Ln, Covington, KY 41015

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 4,372 sqft · built 1998
Owner	2 Individual Names on Record
Tax Bill	$8,242 (2025)
Flood Zone	Zone X (minimal risk)
APN	`873-30-00-001.52`

Property Details

APN / Parcel Number

Primary APN	`873-30-00-001.52`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	4,372 sqft Finished Area

Exterior

Year Built	Built 1998
Exterior Material	Stone
Foundation Type	Block
Garage Type	Attached
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Old Parcel Number	8733000001.52
Street Address	5 ORCHARD LN
City	COVINGTON
State	KY
Zip	41015-9543
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LEASEHOLD IMPROVEMENT LOT 71 RYLAND LAKES CC
Legal Subdivision	RYLAND LAKES COUNTRY CLUB
Legal Lot Number	71
Jurisdiction	KENTON KY
Township / Civil Division	INDEPENDENCE
Census Block Group	2
Census Block	2023
Census Tract	65900

Owner

Source: Kenton County records, as of November 27, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Co-owner	Co-owner on Record
Mailing Address	5 ORCHARD LN, COVINGTON, KY 41015-9543
Occupancy	Owner Occupied
Owner Type	Individual, Secondary Company

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Jun 8, 2026

Tax Assessment & Valuation

Source: Kenton County assessment roll, as of April 1, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Kenton County
Unified School District	Kenton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,242.00 (+62.12%) Homeowner's exemption	$741,200 (+65.45%) Building $741,200	$741,200 (+65.45%) Building $741,200
2023	$5,084.00 Homeowner's exemption	$448,000 Building $448,000	$448,000 Building $448,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 19, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 94% of Kentucky
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people · EPA ID KY0590220
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 33 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30