Kenton County property record for 4 Orchard Ln, Covington, KY 41015
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,295 sqft · built 1935 |
| Owner | Individual Name on File |
| Tax Bill | $2,387 (2025) |
| Deeds & Mortgages | Sep 2018 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 873-30-00-001.51 |
| Primary APN | 873-30-00-001.51 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,295 sqft Finished Area |
| Gross Area | 1,715 sqft |
| Year Built | Built 1935 |
|---|---|
| Exterior Material | Stucco |
| Foundation Type | Block |
| Garage Type | Attached |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Heating Fuel | Gas |
| Old Parcel Number | 8733000001.51 |
|---|---|
| Street Address | 4 ORCHARD LN |
| City | COVINGTON |
| State | KY |
| Zip | 41015-9543 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LEASEHOLD IMPROVEMENT LOT 73 RYLAND LAKES CC |
| Legal Subdivision | RYLAND LAKES COUNTRY CLUB |
| Legal Lot Number | 73 |
| Jurisdiction | KENTON KY |
| Township / Civil Division | INDEPENDENCE |
| Census Block Group | 2 |
| Census Block | 2023 |
| Census Tract | 65900 |
Source: Kenton County assessment roll, as of April 1, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Owner Type | Individual |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Feb 11, 2025 |
| Deed Sale | Feb 11, 2025 |
| Deed Document Number | 0005900032 |
| Deed Book / Page | KC 328 / 612 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KENTON KY |
| Property Address | 4 ORCHARD LN, COVINGTON, KY 41015-9543 |
| Document Number | 0000000141 |
| Instrument Date | Sep 25, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Jan 16, 2019 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 4 ORCHARD LN COVINGTON KY 410159543, COVINGTON, KY 41015-9543 |
| Document Number | 0000000141 |
|---|---|
| Date | Oct 12, 2018 |
| Book Page | 0I4179/000074 |
| Instrument | 141 |
| Name | PARK NAT'L BK/SW OH&NTHRN KY |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45245 |
| Amount | Amount Recorded |
|---|---|
| Term | 120 Months |
| Due | Oct 11, 2028 |
Source: Kenton County assessment roll, as of April 1, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Kenton County |
| Unified School District | Kenton County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,387.00 (-2.09%) Homeowner's exemption | $249,600 (+4.44%) Building $249,600 | $249,600 (+4.44%) Building $249,600 |
| 2023 | $2,438.00 Homeowner's exemption | $239,000 Building $239,000 | $239,000 Building $239,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 19, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people · EPA ID KY0590220 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2023 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 39 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cincinnati Bell Fiber | 3,000 / 3,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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