6 Opal Dr, Key West, FL 33040 Property Records

Monroe County property record for 6 Opal Dr, Key West, FL 33040

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,288 sqft · built 2010
Lot Size0.025 acres (1,123 sqft)
OwnerIndividual Name on Record
Last Sale$180,000 (Jun 2010)
Tax Bill$2,047 (2024)
Deeds & MortgagesJan 2026 Mortgage
Flood ZoneZone AE (high risk)
APN00155820-000600

Property Details

APN / Parcel Number

Primary APN00155820-000600
Alternative APN
  • 9097790

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories3 Stories
Building Area1,288 sqft Living Area
1st Floor Area1,288 sqft
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2010
Effective Year BuiltEffective 2014
Exterior MaterialPlywood
Foundation TypePile
Roof TypeGable/Hip
Roof MaterialMetal
Lot Area1,123 sqft (0.025 acres)
PorchOpen Porch
Porch Area140 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air

Location & Zoning

Account Number9097790
Street Address6 OPAL DR
CityKEY WEST
StateFL
Zip33040-5653
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionPT TR C PORPOISE POINT SECTION 4 PB5-118 (A/K/A PARCEL 6 BAYSIDE LANDING-LEASEHOLD INTEREST) OR2474-23/25 OR2474-38/44(LEASE)
Legal Range26E
Legal Township67S
Legal Section22
Legal SubdivisionPORPOISE POINT SEC 4
Legal TractC
JurisdictionMONROE FL
Township / Civil DivisionKEY WEST
Census Block Group1
Census Block1008
Census Tract971700

Owner

Source: Monroe County records, as of December 5, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address6 OPAL DR, KEY WEST, FL 33040-5653
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJun 1, 2010 · Amount on Record
Deed SaleJun 1, 2010 · Amount on Record
Deed Document Number0000247423
Record UpdatedJun 8, 2026

January 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONROE FL
Property Address6 OPAL DR, KEY WEST, FL 33040-5653
Transaction TypeMortgage
Record UpdatedFeb 6, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address6 OPAL DR, KEY WEST, FL 33040-5653

Mortgage

Document Number0033610552
DateJan 7, 2026
Book Page3361/552
Instrument2527728
Lender
NameMONROE COUNTY
TypeGovernment Agency
AddressKEY WEST, FL 33040
Agreement
AmountAmount Recorded

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyMonroe County
Unified School DistrictMonroe County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$185,586 (+5.99%)$432,625 (+3.5%) Land $181,589 Building $251,036
2024$2,047.00 (+6.78%)
2023$1,917.00 (+2.68%) Homeowner's exemption$175,103 (+3%)$417,975 (-0.61%) Land $181,589 Building $236,386
2022$1,867.00 Homeowner's exemption$170,003$420,539 Land $181,589 Building $238,950

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation10.0 ft
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 243 individual policies
Community Rating SystemClass 3 (35% premium discount)
Nearby Flood Policies245 units insured
incl. 2 condo units
Nearby Flood Claims456 (1980–2022)
Most Recent ClaimSep 2022 · Hurricane Ian
Claims by Event
  • Hurricane Irma, Sep 2017 · 56 claims
  • Hurricane Wilma, Oct 2005 · 178 claims
  • Hurricane Georges, Sep 1998 · 180 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 174 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
1,200 / 35
Verizon
Fixed Wireless
300 / 20

May also be available: AT&T, T-Mobile.

Nearby Properties on Opal Dr

Nearby Streets

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