Monroe County property record for 2 Opal Dr, Key West, FL 33040 · Last verified December 2025
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,288 sqft · built 2010 |
| Lot Size | 0.025 acres (1,104 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $4,147 (2024) |
| Deeds & Mortgages | Oct 2021 Mortgage Oct 2021 Second Mortgage + 2 more |
| Flood Zone | Zone AE (high risk) |
| APN | 00155820-000200 |
| Primary APN | 00155820-000200 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 3 Stories |
| Building Area | 1,288 sqft Living Area |
| 1st Floor Area | 1,288 sqft |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2010 |
|---|---|
| Effective Year Built | Effective 2014 |
| Exterior Material | Plywood |
| Foundation Type | Pile |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 1,104 sqft (0.025 acres) |
| Porch | Open Porch |
| Porch Area | 140 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air |
| Account Number | 9097861 |
|---|---|
| Street Address | 2 OPAL DR |
| City | KEY WEST |
| State | FL |
| Zip | 33040-5653 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PT TR C PORPOISE POINT SECTION 4 PB5-118 (A/K/A PARCEL 2 BAYSIDE LANDING-LEASEHOLD INTEREST) OR2519-1561/1563 OR3054-2105 |
| Legal Range | 26E |
| Legal Township | 67S |
| Legal Section | 22 |
| Legal Subdivision | PORPOISE POINT SEC 4 |
| Legal Tract | C |
| Jurisdiction | MONROE FL |
| Township / Civil Division | KEY WEST |
| Census Block Group | 1 |
| Census Block | 1008 |
| Census Tract | 971700 |
Source: Monroe County records · APN 00155820-000200
Assessment roll updated July 1, 2025 · Last verified December 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 2 OPAL DR, KEY WEST, FL 33040-5653 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 06, 2021 | Deed of Trust, Mortgage · Conventional Mortgage FIRST STATE BANK OF THE FLORIDA KEYS |
| Oct 06, 2021 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage HABITAT FOR HUMANITY OF KEY WEST AND LOW |
| Oct 04, 2021 | Deed, Transfer TRUE TITLE FLORIDA KEYS INC |
| Nov 04, 2020 | Warranty Deed, Transfer TRUE TITLE FLORIDA KEYS INC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Oct 04, 2021 |
| Deed Sale | Oct 04, 2021 |
| Prior Sale | Nov 04, 2020 · Amount on Record |
| Deed Document Number | 2342505 |
| Deed Book / Page | 3129 / 1547 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONROE FL |
| Property Address | 2 OPAL DR, KEY WEST, FL 33040-5653 |
| Transaction Type | Mortgage |
| Record Updated | Jan 23, 2024 |
| Name | Verified Name |
|---|---|
| Address | 1648 ELLSBERG CT 3, 3, KEY WEST, FL 33040-4456 |
| Document Number | 0031300365 |
|---|---|
| Date | Oct 06, 2021 |
| Book Page | 3130/365 |
| Instrument | 2342884 |
| Name | FIRST STATE BANK OF THE FLORIDA KEYS |
|---|---|
| Type | Bank |
| Address | KEY WEST, FL 33040 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 01, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONROE FL |
| Property Address | 2 OPAL DR, KEY WEST, FL 33040-5653 |
| Transaction Type | Mortgage |
| Record Updated | Jan 23, 2024 |
| Name | Verified Name |
|---|---|
| Address | 2 OPAL DR, KEY WEST, FL 33040-5653 |
| Document Number | 0031300384 |
|---|---|
| Date | Oct 06, 2021 |
| Book Page | 3130/384 |
| Instrument | 2342885 |
| Name | HABITAT FOR HUMANITY OF KEY WEST AND LOW |
|---|---|
| Type | Government Agency |
| Address | KEY WEST, FL 33040 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed |
|---|---|
| Jurisdiction | MONROE FL |
| Recording Date | Oct 04, 2021 |
| Property Address | 2 OPAL DR, KEY WEST, FL 33040-5653 |
| Document Number | 0031291547 |
| Book / Page | 3129 / 1547 |
| Map Reference | MB 5 PG 118 |
| Instrument Date | Sep 29, 2021 |
| Instrument | 2342505 |
| Transaction Type | Transfer |
| Record Updated | Oct 22, 2021 |
| Title Company | TRUE TITLE FLORIDA KEYS INC |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | PO BOX 5873, KEY WEST, FL 33045-5873 |
| Name | Verified Name |
|---|---|
| Address | 2 OPAL DR, KEY WEST, FL 33040-5653 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MONROE FL |
| Recording Date | Nov 04, 2020 |
| Property Address | 2 OPAL DR, KEY WEST, FL 33040-5653 |
| Document Number | 0030542105 |
| Book / Page | 003054 / 002105 |
| Instrument Date | Oct 30, 2020 |
| Instrument | 2289549 |
| Transaction Type | Transfer |
| Record Updated | Dec 01, 2020 |
| Title Company | TRUE TITLE FLORIDA KEYS INC |
| Amount | Amount Recorded |
|---|---|
| Tax | $1,414.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 471 OVERSEAS HWY #102 KEY WEST FL 330405650, 102, KEY WEST, FL 33040-5650 |
Source: Monroe County records · Assessment roll updated July 1, 2025 · Last verified December 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Monroe County |
| Unified School District | Monroe County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $431,590 (+3.47%) Land $180,338 Building $251,252 | $431,590 (+3.47%) Land $180,338 Building $251,252 | |
| 2024 | $4,147.00 (+4.62%) | ||
| 2023 | $3,964.00 (-0.55%) Homeowner's exemption | $417,111 (-0.61%) Land $180,338 Building $236,773 | $417,111 (-0.61%) Land $180,338 Building $236,773 |
| 2022 | $3,986.00 Homeowner's exemption | $419,675 Land $180,338 Building $239,337 | $419,675 Land $180,338 Building $239,337 |
Source: FEMA National Flood Hazard Layer, Monroe County (12087C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone AE |
|---|---|
| Flood Hazard | High |
| 100-Year Floodplain | Yes 1% annual chance |
| Special Flood Hazard Area | Yes |
| Flood Insurance Requirement | Required (federally backed mortgages) |
| Floodway | No |
| Base Flood Elevation | 10.0 ft |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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