Monroe County property record for 4 Opal Dr, Key West, FL 33040 · Last verified December 2025
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,288 sqft · built 2010 |
| Lot Size | 0.025 acres (1,103 sqft) |
| Owner | Individual Name on File |
| Last Sale | $180,000 (Jun 2010) |
| Tax Bill | $2,047 (2024) |
| Flood Zone | Zone AE (high risk) |
| APN | 00155820-000400 |
| Primary APN | 00155820-000400 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 3 Stories |
| Building Area | 1,288 sqft Living Area |
| 1st Floor Area | 1,288 sqft |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2010 |
|---|---|
| Effective Year Built | Effective 2014 |
| Exterior Material | Plywood |
| Foundation Type | Pile |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 1,103 sqft (0.025 acres) |
| Porch | Open Porch |
| Porch Area | 140 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air |
| Account Number | 9097786 |
|---|---|
| Street Address | 4 OPAL DR |
| City | KEY WEST |
| State | FL |
| Zip | 33040-5653 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PT TR C PORPOISE POINT SECTION 4 PB5-118 (A/K/A PARCEL 4 BAYSIDE LANDING-LEASEHOLD INTEREST) OR2473-2455/2457 |
| Legal Range | 26E |
| Legal Township | 67S |
| Legal Section | 22 |
| Legal Subdivision | PORPOISE POINT SEC 4 |
| Legal Tract | C |
| Jurisdiction | MONROE FL |
| Township / Civil Division | KEY WEST |
| Census Block Group | 1 |
| Census Block | 1008 |
| Census Tract | 971700 |
Source: Monroe County records · APN 00155820-000400
Assessment roll updated July 1, 2025 · Last verified December 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 31279 AVENUE G, BIG PINE KEY, FL 33043-4562 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jun 01, 2010 · Amount on Record |
| Deed Sale | Jun 01, 2010 · Amount on Record |
| Deed Document Number | 0002473455 |
| Record Updated | Jun 08, 2026 |
Source: Monroe County records · Assessment roll updated July 1, 2025 · Last verified December 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Monroe County |
| Unified School District | Monroe County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $185,550 (+5.99%) | $430,722 (+3.48%) Land $180,175 Building $250,547 | |
| 2024 | $2,047.00 (+6.78%) | ||
| 2023 | $1,917.00 (+2.68%) Homeowner's exemption | $175,069 (+3%) | $416,219 (-0.61%) Land $180,175 Building $236,044 |
| 2022 | $1,867.00 Homeowner's exemption | $169,970 | $418,775 Land $180,175 Building $238,600 |
Source: FEMA National Flood Hazard Layer, Monroe County (12087C), updated September 24, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120879717001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone AE |
|---|---|
| Special Flood Hazard Area | Yes |
| Flood Hazard | High |
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 10.0 ft |
| Flood Insurance Requirement | Required (federally backed mortgages) |
| Flood Insurance Cost | Premium on Record median of 243 individual NFIP policies nearby |
| Community Rating System | Class 3 (35% premium discount) |
| Nearby Flood Policies | 245 units insured 2 under condo master policies |
| Nearby Flood Claims | 456 (1980–2022) |
| Most Recent Claim | Sep 2022, tidal / storm surge, Hurricane Ian |
| Claims By Storm |
|
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 174 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Xfinity | Cable | 1,200 / 35 |
| Verizon | Fixed Wireless | 300 / 20 |
May also be available at this address: T-Mobile USA, AT&T. Availability varies by address; speeds are provider-advertised maximums, not measured.
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