East Lyme Town property record for 6 Indian Rock Rd, Niantic, CT 06357
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,246 sqft · built 1946 |
| Lot Size | 0.18 acres (7,841 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $425,000 (Feb 2024) |
| Tax Bill | $4,917 (2025) |
| Deeds & Mortgages | Feb 2024 Sale & Mortgage Apr 2021 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | ELYM M:008.3 B:00091 L:00000 |
| Primary APN | ELYM M:008.3 B:00091 L:00000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 1,246 sqft Living Area |
| Gross Area | 2,041 sqft |
| 1st Floor Area | 809 sqft |
| Attic | Attic |
| Attic Area | 728 sqft |
| Year Built | Built 1946 |
|---|---|
| Effective Year Built | Effective 1946 |
| Architectural Style | Cape Cod |
| Exterior Material | Wood Siding |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 7,841 sqft (0.18 acres) |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Account Number | 3217 |
|---|---|
| Street Address | 6 INDIAN ROCK RD |
| City | NIANTIC |
| State | CT |
| Zip | 06357-2806 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R12 |
| Legal Subdivision | THURMOS ON THAMES |
| Legal Block | 91 |
| Jurisdiction | EAST LYME CT |
| Township / Civil Division | EAST LYME |
| Census Block Group | 2 |
| Census Block | 2008 |
| Census Tract | 870704 |
Source: East Lyme Town records · APN ELYM M:008.3 B:00091 L:00000
Assessment roll updated June 25, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 6 INDIAN ROCK RD, NIANTIC, CT 06357-2806 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Feb 26, 2024 | Warranty Deed, Transfer · Stand-Alone First Mortgage BAYCOAST MORTGAGE COMPANY |
| Apr 19, 2021 | Deed of Trust, Mortgage · Balloon Mortgage NATIONSTAR MORTGAGE LLC |
| Feb 02, 2017 | Warranty Deed, Transfer GUARANTEED RATE |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Feb 26, 2024 · Amount on Record |
| Deed Sale | Feb 26, 2024 · Amount on Record |
| Prior Sale | Feb 02, 2017 · Amount on Record |
| Deed Document Number | 2024427 |
| Deed Book / Page | 1107 / 31 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | EAST LYME CT |
| Recording Date | Feb 26, 2024 |
| Property Address | 6 INDIAN ROCK RD, NIANTIC, CT 06357-2806 |
| Document Number | 0001107-31 |
| Book / Page | 1107 / 31 |
| Instrument Date | Feb 26, 2024 |
| Instrument | 427 |
| Transaction Type | Transfer |
| Record Updated | Mar 14, 2024 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Document Number | 0000000428 |
|---|---|
| Date | Feb 26, 2024 |
| Instrument | 428 |
| Name | BAYCOAST MORTGAGE COMPANY |
|---|
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | EAST LYME CT |
| Property Address | 6 INDIAN ROCK RD, NIANTIC, CT 06357-2806 |
| Transaction Type | Mortgage |
| Record Updated | May 06, 2021 |
| Name | Verified Name |
|---|
| Document Number | 1054-223 |
|---|---|
| Date | Apr 19, 2021 |
| Book Page | 1054/223 |
| Instrument | 1248 |
| Name | NATIONSTAR MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Balloon Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 01, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | EAST LYME CT |
| Recording Date | Feb 02, 2017 |
| Property Address | 6 INDIAN ROCK RD, NIANTIC, CT 06357-2806 |
| Document Number | 976-345 |
| Book / Page | 000976 / 000345 |
| Transaction Type | Transfer |
| Record Updated | Mar 28, 2017 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Number | 976-348 |
|---|---|
| Date | Feb 02, 2017 |
| Book Page | 000976/000348 |
| Name | GUARANTEED RATE |
|---|
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Feb 01, 2047 |
Source: East Lyme Town records · Assessment roll updated June 25, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Connecticut |
| County Subdivision | East Lyme Town |
| Unified School District | East Lyme School District (PK - 12) |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,917.00 | $175,560 (-) Land $82,600 Building $92,960 | $122,892 Land $57,820 Building $65,072 |
| 2024 | $4,917.00 (+12.57%) | ||
| 2023 | $4,368.00 (+4.37%) | $175,560 (-) Land $82,600 Building $92,960 | |
| 2022 | $4,185.00 | $175,560 Land $82,600 Building $92,960 |
Source: FEMA National Flood Hazard Layer as of September 20, 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Wildfire Risk | Low lower than 98% of the US · lower than 97.2% of Connecticut |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Xfinity Cable | 2,000 / 2,000 |
| Cogeco Cable Holdings II Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
Based on FCC filings for 136 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | EAST LYME WATER & SEWER COMMISSION serves 15,245 people |
|---|---|
| Water Source | Purchased surface water from NEW LONDON DEPT. OF PUBLIC UTILITIES |
| Last State Inspection | Nov 2023 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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