15 Indian Rock Rd, Niantic, CT 06357 Property Records

East Lyme Town property record for 15 Indian Rock Rd, Niantic, CT 06357

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 884 sqft · built 1952
Lot Size0.17 acres (7,405 sqft)
OwnerIndividual Name on File
Last Sale$172,000 (Sep 2002)
Tax Bill$4,566 (2025)
Deeds & MortgagesOct 2023 Mortgage
Jul 2023 Transfer
Flood ZoneZone X (minimal risk)
APNELYM M:008.3 B:00107 L:00000

Property Details

APN / Parcel Number

Primary APNELYM M:008.3 B:00107 L:00000
Alternative APN
  • 7016

Interior

Bedrooms2 Beds
Full Baths1 Bath
Total Rooms4 Rooms
Stories1 Story
Building Area884 sqft Living Area
Gross Area1,904 sqft
1st Floor Area884 sqft
Basement Area884 sqft
Unfinished Basement442 sqft

Exterior

Year BuiltBuilt 1952
Effective Year BuiltEffective 1952
Architectural StyleRanch
Exterior MaterialAluminum/Vinyl
Roof TypeGable
Roof MaterialAsphalt
Lot Area7,405 sqft (0.17 acres)
Deck AreaDeck Area

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelOil

Location & Zoning

Account Number7016
Street Address15 INDIAN ROCK RD
CityNIANTIC
StateCT
Zip06357-2805
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR12
Legal Block107
JurisdictionEAST LYME CT
Township / Civil DivisionEAST LYME
Census Block Group2
Census Block2008
Census Tract870704

Owner

Source: East Lyme Town records · APN ELYM M:008.3 B:00107 L:00000

Assessment roll updated June 25, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address15 INDIAN ROCK RD, NIANTIC, CT 06357-2805
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Oct 13, 2023Deed of Trust, Mortgage · Second Mortgage (Down Payment)
CHELSEA GROTON BANK
Jul 19, 2023Quit Claim Deed, Transfer
Quitclaim

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleSep 03, 2002 · Amount on Record
Deed SaleSep 03, 2002 · Amount on Record
Deed Book / Page579 / 290
Last Transfer DateJul 18, 2023
Transfer Doc001098-611
Record UpdatedSep 20, 2026

October 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionEAST LYME CT
Property Address15 INDIAN ROCK RD, NIANTIC, CT 06357-2805
Transaction TypeMortgage
Record UpdatedNov 02, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number001102-327
DateOct 13, 2023
Book Page1102/327
Instrument2073
Lender
NameCHELSEA GROTON BANK
TypeBank
Agreement
TypeSecond Mortgage (Down Payment)
AmountAmount Recorded
Term181 Months
DueNov 01, 2038

July 2023: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionEAST LYME CT
Recording DateJul 19, 2023
Property Address15 INDIAN ROCK RD, NIANTIC, CT 06357-2805
Document Number001098-611
Book / Page1098 / 611
Instrument DateJul 18, 2023
Instrument1415
Transaction TypeTransfer
Record UpdatedAug 03, 2023

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address15 INDIAN ROCK RD, EAST LYME, CT 06333

Tax Assessment & Valuation

Source: East Lyme Town records · Assessment roll updated June 25, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateConnecticut
County SubdivisionEast Lyme Town
Unified School DistrictEast Lyme School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$4,566.00$163,030 (-) Land $81,900 Building $81,130$114,121 Land $57,330 Building $56,791
2024$4,566.00 (+12.57%)
2023$4,056.00 (+4.35%)$163,030 (-) Land $81,900 Building $81,130
2022$3,887.00$163,030 Land $81,900 Building $81,130

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of September 20, 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it

Wildfire

Wildfire RiskLow
lower than 98% of the US · lower than 97.2% of Connecticut
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Frontier
Fiber
7,000 / 7,000
Xfinity
Cable
2,000 / 2,000
Cogeco Cable Holdings II
Cable
1,000 / 50
Verizon
Fixed Wireless
300 / 20
T-Mobile USA
Fixed Wireless
100 / 20

Based on FCC filings for 136 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemEAST LYME WATER & SEWER COMMISSION
serves 15,245 people
Water SourcePurchased surface water from NEW LONDON DEPT. OF PUBLIC UTILITIES
Last State InspectionNov 2023
LeadUnder 1 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

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