East Lyme Town property record for 4 Indian Rock Rd, Niantic, CT 06357
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,264 sqft · built 1940 |
| Lot Size | 0.21 acres (9,148 sqft) |
| Owner | Individual Name on File |
| Last Sale | $44,500 (Dec 1994) |
| Tax Bill | $4,714 (2025) |
| Deeds & Mortgages | May 2020 Line of Credit May 2020 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | ELYM M:008.3 B:00090 L:00000 |
| Primary APN | ELYM M:008.3 B:00090 L:00000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 1,264 sqft Living Area |
| Gross Area | 1,992 sqft |
| 1st Floor Area | 848 sqft |
| Basement Area | 728 sqft |
| Unfinished Basement | 728 sqft |
| Year Built | Built 1940 |
|---|---|
| Effective Year Built | Effective 1940 |
| Architectural Style | Colonial |
| Exterior Material | Wood Siding |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 9,148 sqft (0.21 acres) |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Oil |
| Account Number | 3534 |
|---|---|
| Street Address | 4 INDIAN ROCK RD |
| City | NIANTIC |
| State | CT |
| Zip | 06357-2806 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R12 |
| Legal Block | 90 |
| Jurisdiction | EAST LYME CT |
| Township / Civil Division | EAST LYME |
| Census Block Group | 2 |
| Census Block | 2008 |
| Census Tract | 870704 |
Source: East Lyme Town records · APN ELYM M:008.3 B:00090 L:00000
Assessment roll updated June 25, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 4 INDIAN ROCK RD, NIANTIC, CT 06357-2806 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 01, 2020 | Deed of Trust, Mortgage · Line of Credit AMERICAN ADVISORS |
| May 01, 2020 | Deed of Trust, Mortgage · Line of Credit AMERICAN ADVISORS |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Dec 29, 1994 · Amount on Record |
| Deed Sale | Dec 29, 1994 · Amount on Record |
| Deed Book / Page | 385 / 226 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | EAST LYME CT |
| Property Address | 4 INDIAN ROCK RD, NIANTIC, CT 06357-2806 |
| Document Number | 1030-834 |
| Instrument Date | May 01, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jun 23, 2020 |
| Title Company | UNKNOWN |
| Name | Verified Name |
|---|---|
| Address | 4 INDIAN ROCK RD NIANTIC CT 063572806, NIANTIC, CT 06357-2806 |
| Document Number | 1030-834 |
|---|---|
| Date | Jun 03, 2020 |
| Book Page | 001030/000834 |
| Name | AMERICAN ADVISORS |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 948 Months |
| Due | Jun 02, 2099 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | EAST LYME CT |
| Property Address | 4 INDIAN ROCK RD, NIANTIC, CT 06357-2806 |
| Document Number | 1030-821 |
| Instrument Date | May 01, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jun 23, 2020 |
| Title Company | UNKNOWN |
| Name | Verified Name |
|---|---|
| Address | 4 INDIAN ROCK RD NIANTIC CT 063572806, NIANTIC, CT 06357-2806 |
| Document Number | 1030-821 |
|---|---|
| Date | Jun 03, 2020 |
| Book Page | 001030/000821 |
| Name | AMERICAN ADVISORS |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 948 Months |
| Due | Jun 02, 2099 |
| Rate Type | Adjustable Rate |
|---|
Source: East Lyme Town records · Assessment roll updated June 25, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Connecticut |
| County Subdivision | East Lyme Town |
| Unified School District | East Lyme School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,714.00 | $168,280 (-) Land $85,330 Building $82,950 | $117,796 Land $59,731 Building $58,065 |
| 2024 | $4,714.00 (+12.59%) | ||
| 2023 | $4,187.00 (+4.36%) | $168,280 (-) Land $85,330 Building $82,950 | |
| 2022 | $4,012.00 | $168,280 Land $85,330 Building $82,950 |
Source: FEMA National Flood Hazard Layer as of September 20, 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Wildfire Risk | Low lower than 98% of the US · lower than 97.2% of Connecticut |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Xfinity Cable | 2,000 / 2,000 |
| Cogeco Cable Holdings II Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
Based on FCC filings for 136 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | EAST LYME WATER & SEWER COMMISSION serves 15,245 people |
|---|---|
| Water Source | Purchased surface water from NEW LONDON DEPT. OF PUBLIC UTILITIES |
| Last State Inspection | Nov 2023 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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