6 Howard St, Derry, NH 03038 Property Records

Rockingham County and Derry Town property record for 6 Howard St, Derry, NH 03038

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,328 sqft · built 1921
Lot Size	0.09 acres (3,920 sqft)
Owner	2 Individual Names on File
Last Sale	$315,000 (Apr 2021)
Tax Bill	$6,964 (2025)
Deeds & Mortgages	Apr 2021 Sale & Mortgage Jun 2019 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`DERY M:31 B:89`

Property Details

APN / Parcel Number

Primary APN	`DERY M:31 B:89`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	1,328 sqft Living Area
Gross Area	2,492 sqft
1st Floor Area	864 sqft
Basement Area	864 sqft
Unfinished Basement	864 sqft

Exterior

Year Built	Built 1921
Effective Year Built	Effective 1921
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	3,920 sqft (0.09 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Oil

Location & Zoning

Street Address	6 HOWARD ST
City	DERRY
State	NH
Zip	03038-1903
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	GC
Legal Block	89
Jurisdiction	DERRY TOWN NH
Township / Civil Division	DERRY
Census Block Group	4
Census Block	4017
Census Tract	3400

Owner

6 Howard St is owned and occupied by two individuals who bought it in April 2021.

Source: Rockingham County and Derry Town records, as of October 2, 2026

Owner of Record	2 Individual Names on File
Mailing Address	6 HOWARD ST, DERRY, NH 03038-1903
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 22, 2021	Warranty Deed, Transfer · FHA Mortgage HARBORONE MORTGAGE
Jun 29, 2019	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 22, 2021 · Amount on File
Deed Sale	Apr 22, 2021 · Amount on File
Prior Sale	Feb 13, 1997 · Amount on File
Deed Document Number	202126615
Deed Book / Page	6268 / 1490
Record Updated	Oct 29, 2026

April 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DERRY TOWN NH
Recording Date	Apr 22, 2021
Property Address	6 HOWARD ST, DERRY, NH 03038-1903
Document Number	06268-1490
Book / Page	6268 / 1490
Instrument Date	Apr 21, 2021
Instrument	21026615
Transaction Type	Transfer
Record Updated	Apr 9, 2026

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	48 6TH AVE, HAVERHILL, MA 01830-3938

Mortgage

Document Number	0021026616
Date	Apr 22, 2021
Instrument	21026616

Lender

Name	HARBORONE MORTGAGE

Agreement

Type	FHA Mortgage
Amount	Amount on Record

Mortgage

Document Number	06268-1503
Date	Apr 22, 2021
Book Page	6268/1503
Instrument	21026617

Lender

Name	NHFA

Agreement

Type	Second Mortgage (Down Payment)
Amount	Amount on Record
Term	49 Months
Due	May 1, 2025

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DERRY TOWN NH
Property Address	6 HOWARD ST, DERRY, NH 03038-1903
Document Number	0060252778
Instrument Date	Jun 29, 2019
Transaction Type	Mortgage
Record Updated	Sep 4, 2019
Title Company	TITLE 365

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6 HOWARD ST DERRY NH 030381903, DERRY, NH 03038-1903

Mortgage

Document Number	0060252778
Date	Aug 13, 2019
Book Page	006025/002778
Instrument	31213

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Aug 12, 2049

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 6 Howard St was $6,964, up 6.5% from the year before.

Source: Rockingham County and Derry Town assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	New Hampshire
County	Rockingham County
County Subdivision	Derry Town
Elementary School District	Derry School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,964.00 (+6.55%)	$366,700 (+4.86%) Land $192,000 Building $174,700
2024	$6,536.00 (+2.54%)	$349,700 (+13.47%) Land $192,000 Building $157,700
2023	$6,374.00 (+8.62%)	$308,200 (-) Land $163,200 Building $145,000	$358,435
2022	$5,868.00	$308,200 Land $163,200 Building $145,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 6 Howard St in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective December 26, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	2 (1979–1984)
Most Recent Claim	Feb 1984 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 6 Howard St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 52% of New Hampshire
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DERRY WATER DEPT serves 17,528 people · EPA ID NH0611010
Water Source	Purchased surface water from MANCHESTER WATER WORKS
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 187 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Fidium Fiber Fiber	2,000 / 2,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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