4 Howard St, Derry, NH 03038 Property Records

Rockingham County and Derry Town property record for 4 Howard St, Derry, NH 03038

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,138 sqft · built 2013
Lot Size	0.138 acres (5,994 sqft)
Owner	Company Name on Record
Last Sale	$237,000 (Aug 2013)
Tax Bill	$9,653 (2025)
Deeds & Mortgages	Sep 2021 Line of Credit May 2023 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`DERY M:31 B:88 L:1`

Property Details

APN / Parcel Number

Primary APN	`DERY M:31 B:88 L:1`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,138 sqft Living Area
Gross Area	2,583 sqft
1st Floor Area	1,138 sqft
Basement Area	750 sqft
Unfinished Basement	200 sqft

Exterior

Year Built	Built 2013
Effective Year Built	Effective 2013
Architectural Style	Split Foyer
Exterior Material	Aluminum/Vinyl
Roof Material	Asphalt
Lot Area	5,994 sqft (0.138 acres)
Garage Type	Basement
Parking Spaces	2 Parking Spaces
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	4 HOWARD ST
City	DERRY
State	NH
Zip	03038-1903
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	MHR2
Legal Block	88
Legal Lot Number	1
Jurisdiction	DERRY TOWN NH
Township / Civil Division	DERRY
Census Block Group	4
Census Block	4017
Census Tract	3400

Owner

Source: Rockingham County and Derry Town records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	4 HOWARD ST, DERRY, NH 03038-1903
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Sep 29, 2021	Deed of Trust, Mortgage · Line of Credit CITIZENS BANK
May 26, 2023	Deed of Trust, Mortgage · Line of Credit CITIZENS BANK
Mar 3, 2022	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 23, 2013 · Amount on Record
Deed Sale	Aug 23, 2013 · Amount on Record
Deed Book / Page	5473 / 956
Last Transfer Date	Mar 2, 2022
Transfer Doc	06387-2567
Record Updated	Sep 20, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DERRY TOWN NH
Property Address	4 HOWARD ST, DERRY, NH 03038-1903
Transaction Type	Mortgage
Record Updated	Apr 9, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	06334-2390
Date	Sep 29, 2021
Book Page	6334/2390
Instrument	21061811

Lender

Name	CITIZENS BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	301 Months
Due	Oct 1, 2046

Interest

Rate Type	Adjustable Rate

May 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DERRY TOWN NH
Property Address	4 HOWARD ST, DERRY, NH 03038-1903
Transaction Type	Mortgage
Record Updated	Apr 9, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	06484-2364
Date	May 26, 2023
Book Page	6484/2364
Instrument	23014756

Lender

Name	CITIZENS BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	301 Months
Due	Jun 1, 2048

Interest

Rate Type	Adjustable Rate

March 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	DERRY TOWN NH
Recording Date	Mar 3, 2022
Property Address	4 HOWARD ST, DERRY, NH 03038-1903
Document Number	06387-2567
Book / Page	6387 / 2567
Instrument Date	Mar 2, 2022
Instrument	22010064
Transaction Type	Transfer
Record Updated	Apr 9, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4 HOWARD ST, DERRY, NH 03038-1903

Tax Assessment & Valuation

Source: Rockingham County and Derry Town assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	New Hampshire
County	Rockingham County
County Subdivision	Derry Town
Elementary School District	Derry School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$9,653.00 (+1.61%)	$508,300 (-) Land $196,400 Building $311,900
2024	$9,500.00 (+8.98%)	$508,300 (+20.59%) Land $196,400 Building $311,900
2023	$8,717.00 (+8.62%)	$421,500 (-) Land $166,900 Building $254,600	$376,580
2022	$8,025.00	$421,500 Land $166,900 Building $254,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 26, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	2 (1979–1984)
Most Recent Claim	Feb 1984 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 52% of New Hampshire
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DERRY WATER DEPT serves 17,528 people · EPA ID NH0611010
Water Source	Purchased surface water from MANCHESTER WATER WORKS
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 187 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Fidium Fiber Fiber	2,000 / 2,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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