2 Howard St, Derry, NH 03038 Property Records

Rockingham County and Derry Town property record for 2 Howard St, Derry, NH 03038

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,438 sqft · built 1903
Lot Size	0.136 acres (5,921 sqft)
Owner	Individual Name on Record
Last Sale	$430,000 (Nov 2023)
Tax Bill	$7,604 (2025)
Deeds & Mortgages	Aug 2021 Refinance Nov 2023 Sale & Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`DERY M:31 B:88`

Property Details

APN / Parcel Number

Primary APN	`DERY M:31 B:88`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,438 sqft Living Area
Gross Area	2,706 sqft
1st Floor Area	768 sqft
Basement Area	768 sqft
Unfinished Basement	768 sqft

Exterior

Year Built	Built 1903
Effective Year Built	Effective 1903
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	5,921 sqft (0.136 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Oil

Location & Zoning

Street Address	2 HOWARD ST
City	DERRY
State	NH
Zip	03038-1903
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	MHR2
Legal Block	88
Jurisdiction	DERRY TOWN NH
Township / Civil Division	DERRY
Census Block Group	4
Census Block	4017
Census Tract	3400

Owner

Source: Rockingham County and Derry Town records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2 HOWARD ST, DERRY, NH 03038-1903
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 18, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance BROKER SOLUTIONS INC
Nov 30, 2023	Warranty Deed, Transfer · Stand-Alone First Mortgage CROSSCOUNTRY MORTGAGE INC
Dec 10, 2020	Deed of Trust, Mortgage · Conventional Mortgage KIND LNDG
Apr 9, 2020	Deed of Trust, Mortgage · Conventional with PMI STEARNS LNDG LLC
Jun 19, 2018	Warranty Deed, Transfer · Conventional with PMI STEARNS LNDG LLC
Jun 2, 2017	Warranty Deed, Transfer · Conventional with PMI RESIDENTIAL MTG SVC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 30, 2023 · Amount on Record
Deed Sale	Nov 30, 2023 · Amount on Record
Prior Sale	Jun 19, 2018 · Amount on Record
Deed Document Number	20235976
Deed Book / Page	6520 / 1686
Record Updated	Oct 29, 2026

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DERRY TOWN NH
Property Address	2 HOWARD ST, DERRY, NH 03038-1903
Transaction Type	Mortgage
Record Updated	Apr 9, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	06317-1929
Date	Aug 18, 2021
Book Page	6317/1929
Instrument	21053006

Lender

Name	BROKER SOLUTIONS INC
Type	Funding / Finance Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2051

November 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DERRY TOWN NH
Recording Date	Nov 30, 2023
Property Address	2 HOWARD ST, DERRY, NH 03038-1903
Document Number	06520-1686
Book / Page	6520 / 1686
Instrument Date	Nov 24, 2023
Instrument	23035976
Transaction Type	Transfer
Record Updated	Apr 9, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14 SUTTON ST, BILLERICA, MA

Mortgage

Document Number	0023035977
Date	Nov 30, 2023
Instrument	23035977

Lender

Name	CROSSCOUNTRY MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DERRY TOWN NH
Property Address	2 HOWARD ST, DERRY, NH 03038-1903
Document Number	0062090484
Instrument Date	Dec 10, 2020
Transaction Type	Mortgage
Record Updated	Jan 5, 2021
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MTG SOLUTIONS

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2 HOWARD ST DERRY NH 030381903, DERRY, NH 03038-1903

Mortgage

Document Number	0062090484
Date	Dec 16, 2020
Book Page	006209/000484
Instrument	71182

Lender

Name	KIND LNDG
Address	TUSTIN, CA 92780

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 15, 2050

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DERRY TOWN NH
Property Address	2 HOWARD ST, DERRY, NH 03038-1903
Document Number	0061022356
Instrument Date	Apr 9, 2020
Transaction Type	Mortgage
Record Updated	Jun 9, 2020
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MTG SOLUTIONS

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2 HOWARD ST DERRY NH 030381903, DERRY, NH 03038-1903

Mortgage

Document Number	0061022356
Date	Apr 15, 2020
Book Page	006102/002356
Instrument	16448

Lender

Name	STEARNS LNDG LLC
Address	LEWISVILLE, TX 75057

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Apr 14, 2050

June 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DERRY TOWN NH
Recording Date	Jun 19, 2018
Property Address	2 HOWARD ST, DERRY, NH 03038-1903
Document Number	0059222192
Book / Page	005922 / 002192
Instrument Date	Jun 11, 2018
Instrument	23526
Transaction Type	Transfer
Record Updated	Sep 25, 2018

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$4,199.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	120 GREENE ST NORTH ANDOVER MA 018453940, NORTH ANDOVER, MA 01845-3940

Mortgage

Document Number	59222194
Date	Jun 19, 2018
Book Page	005922/002194
Instrument	23527

Lender

Name	STEARNS LNDG LLC
Address	SANTA ANA, CA 92707-8788

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Jun 18, 2048

June 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DERRY TOWN NH
Recording Date	Jun 2, 2017
Property Address	2 HOWARD ST, DERRY, NH 03038-1903
Document Number	0058232647
Book / Page	005823 / 002647
Instrument Date	May 31, 2017
Instrument	22341
Transaction Type	Transfer
Record Updated	Jun 20, 2017
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,975.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	18 LANE RD DERRY NH 030384194, DERRY, NH 03038-4194

Mortgage

Document Number	58232649
Date	Jun 2, 2017
Book Page	005823/002649
Instrument	22342

Lender

Name	RESIDENTIAL MTG SVC
Type	Mortgage Company
Address	SOUTH PORTLAND, ME 04106

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2047

Tax Assessment & Valuation

Source: Rockingham County and Derry Town assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	New Hampshire
County	Rockingham County
County Subdivision	Derry Town
Elementary School District	Derry School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,604.00 (+1.62%)	$400,400 (-) Land $196,300 Building $204,100
2024	$7,483.00 (+1.75%)	$400,400 (+12.6%) Land $196,300 Building $204,100
2023	$7,354.00 (+8.61%)	$355,600 (-) Land $166,900 Building $188,700	$400,995
2022	$6,771.00	$355,600 Land $166,900 Building $188,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 26, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	2 (1979–1984)
Most Recent Claim	Feb 1984 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 52% of New Hampshire
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DERRY WATER DEPT serves 17,528 people · EPA ID NH0611010
Water Source	Purchased surface water from MANCHESTER WATER WORKS
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 187 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Fidium Fiber Fiber	2,000 / 2,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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