6 Flora Ave, Stanhope, NJ 07874 Property Records

Sussex County and Hopatcong Borough property record for 6 Flora Ave, Stanhope, NJ 07874

Property Summary

Property TypeSingle Family Home
Details1,834 sqft · built 2002
Lot Size0.784 acres (34,132 sqft)
Owner2 Individual Names on Record
Last Sale$630,000 (Apr 2026)
Tax Bill$10,231 (2025)
Deeds & MortgagesApr 2026 Sale & Mortgage
Apr 2026 Sale & Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN12-10106-0000-00004

Property Details

APN / Parcel Number

Primary APN12-10106-0000-00004
Alternative APNs
  • 121010600004
  • 00007400

Interior

Building Area1,834 sqft Living Area

Exterior

Year BuiltBuilt 2002
Effective Year BuiltEffective 2002
Lot Area34,132 sqft (0.784 acres)
Lot Dimensions212 ft deep x 161 ft wide

Location & Zoning

Account Number00007400
Street Address6 FLORA AVE
CitySTANHOPE
StateNJ
Zip07874-2303
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1
Legal SubdivisionLAKE HOPATCONG HEIGHTS
Legal Block10106
Legal Lot Number4
JurisdictionSUSSEX NJ
Township / Civil DivisionHOPATCONG
Census Block Group3
Census Block3016
Census Tract374800

Owner

Source: Sussex County and Hopatcong Borough records, as of July 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address6 FLORA AVE, STANHOPE, NJ 07874-2303
OccupancyOwner Occupied
Owner TypeIndividual
VestingHis Wife

Deeds, Mortgages & Sale History

DateDocument
Apr 30, 2026Deed, Transfer · Conventional Mortgage
ALLIED TITLE
Apr 30, 2026Deed, Transfer · Conventional Mortgage
LUMINATE HOME LOANS INC
Jul 21, 2021Deed, Transfer · Conventional Mortgage
MLB RESIDENTIAL LENDING LLC
Oct 28, 2019Deed of Trust, Mortgage · Conventional with PMI
JP MORGAN CHASE BK

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleApr 30, 2026 · Amount on Record
Deed SaleApr 30, 2026 · Amount on Record
Prior SaleJul 21, 2021 · Amount on Record
Deed Document Number20267916
Deed Book / Page10451 / 1662
Record UpdatedSep 20, 2026

April 2026: Deed, Transfer

Document TypeDeed
JurisdictionSUSSEX NJ
Recording DateApr 30, 2026
Property Address6 FLORA AVE, STANHOPE, NJ 07874-2303
Document Number0000007916
Book / Page10451 / 1662
Instrument DateApr 23, 2026
Instrument2026.7916
Transaction TypeTransfer
Record UpdatedMay 14, 2026
Title CompanyALLIED TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$63,630.00
Amount AccuracyCalculated from Transfer Tax
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address6 FLORA AVE, STANHOPE, NJ 07874-2303

Mortgage

Document Number0000007917,
DateApr 30, 2026
Instrument2026..7917
Lender
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueMay 1, 2056
Interest
Rate TypeFixed Rate
Rate6.22%
Initial TypeFixed Rate
Max Rate-1%

April 2026: Deed, Transfer

Document TypeDeed
JurisdictionSUSSEX NJ
Recording DateApr 30, 2026
Property Address6 FLORA AVE, STANHOPE, NJ 07874-2303
Document Number0104511662
Book / Page10451 / 1662
Instrument DateApr 23, 2026
Instrument20267916
Transaction TypeTransfer
Record UpdatedJul 6, 2026
Title CompanyALLIED TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$63,630.00
Amount AccuracyCalculated from Transfer Tax
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address6 FLORA AVE, STANHOPE, NJ 07874-2303

Mortgage

Document Number0000007917,
DateApr 30, 2026
Instrument20267917
Lender
NameLUMINATE HOME LOANS INC
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueMay 1, 2056
Interest
Rate TypeFixed Rate
Rate6.22%
Initial TypeFixed Rate
Max Rate-1%

July 2021: Deed, Transfer

Document TypeDeed
JurisdictionSUSSEX NJ
Recording DateJul 21, 2021
Property Address6 FLORA AVE, STANHOPE, NJ 07874-2303
Document Number0035970914
Book / Page3597 / 914
Instrument DateMay 26, 2021
Instrument20210721010214110
Transaction TypeTransfer
Record UpdatedSep 1, 2021
Title CompanySUNNYSIDE TITLE AGENCY, SUNNYSIDE TITLE AGENCY LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,452.50
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address12 VALLEY VIEW RD, 12, LONG VALLEY, NJ 07853-3131

Transferred To (Grantee/Buyer)

NameVerified Name
Address6 FLORA AVE, STANHOPE, NJ 07874-2303

Mortgage

Document Number20210721010214120
DateJul 21, 2021
Instrument20210721010214120
Lender
NameMLB RESIDENTIAL LENDING LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term359 Months
DueJun 1, 2051

October 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSUSSEX NJ
Property Address6 FLORA AVE, STANHOPE, NJ 07874-2303
Document Number0097530821
Instrument DateOct 28, 2019
Transaction TypeMortgage
Record UpdatedJan 24, 2020
Title CompanyAMROCK INC

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address6 FLORA AVE STANHOPE NJ 078742303, STANHOPE, NJ 07874-2303

Mortgage

Document Number0097530821
DateNov 7, 2019
Book Page009753/000821
Instrument223420
Lender
NameJP MORGAN CHASE BK
TypeBank
AddressCOLUMBUS, OH 43240-2050
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term360 Months
DueNov 6, 2049

Tax Assessment & Valuation

Source: Sussex County and Hopatcong Borough assessment roll, as of July 6, 2026

Property Jurisdictions

TypeName
StateNew Jersey
CountySussex County
MunicipalityHopatcong Borough
Unified School DistrictHopatcong Borough School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$462,100 (-) Land $121,700 Building $340,400$462,100 (-) Land $121,700 Building $340,400
2025$10,231.00 (+6.19%)$462,100 (+54.76%) Land $121,700 Building $340,400$462,100 (+54.76%) Land $121,700 Building $340,400
2024$9,635.00 (-5.92%)
2023$298,600 Land $79,800 Building $218,800$298,600 Land $79,800 Building $218,800
2022$10,241.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims2 (1980–1996)
Most Recent ClaimJan 1996 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 65% of New Jersey
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 165 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Planet Networks
Fiber
10,000 / 10,000
Optimum
Fiber · Cable
8,000 / 8,000
T-Mobile
Fixed Wireless
100 / 20

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