Sussex County and Hopatcong Borough property record for 12 Flora Ave, Stanhope, NJ 07874
| Property Type | Single Family Home |
|---|---|
| Details | 2,224 sqft · built 1971 |
| Lot Size | 0.21 acres (9,135 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $8,276 (2025) |
| Deeds & Mortgages | Apr 2022 Mortgage Nov 2021 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 12-10106-0000-00024 |
| Primary APN | 12-10106-0000-00024 |
|---|---|
| Alternative APNs |
|
| Building Area | 2,224 sqft Living Area |
|---|
| Year Built | Built 1971 |
|---|---|
| Effective Year Built | Effective 1971 |
| Lot Area | 9,135 sqft (0.21 acres) |
| Lot Dimensions | 105 ft deep x 87 ft wide |
| Account Number | 00009300 |
|---|---|
| Street Address | 12 FLORA AVE |
| City | STANHOPE |
| State | NJ |
| Zip | 07874-2303 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Subdivision | LAKE HOPATCONG HEIGHTS |
| Legal Block | 10106 |
| Legal Lot Number | 24 |
| Jurisdiction | SUSSEX NJ |
| Township / Civil Division | HOPATCONG |
| Census Block Group | 3 |
| Census Block | 3016 |
| Census Tract | 374800 |
Source: Sussex County and Hopatcong Borough records, as of July 6, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 12 FLORA AVE, STANHOPE, NJ 07874-2303 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 28, 2022 | Deed of Trust, Mortgage · Conventional Mortgage VAST BANK NA |
| Nov 23, 2021 | Intrafamily Transfer, Transfer · FHA Mortgage AMERIHOME MORTGAGE COMPANY LLC |
| Jan 21, 2020 | Grant Deed, Transfer · FHA Mortgage OTHER INSTITUTIONAL LENDERS |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 23, 2021 |
| Deed Sale | Nov 23, 2021 |
| Prior Sale | Jan 21, 2020 · Amount on Record |
| Deed Document Number | 202110366560 |
| Deed Book / Page | 3614 / 290 |
| Prior Transfer Date | May 6, 2021 |
| Prior Transfer Doc | 0036140290 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SUSSEX NJ |
| Property Address | 12 FLORA AVE, STANHOPE, NJ 07874-2303 |
| Transaction Type | Mortgage |
| Record Updated | Jun 8, 2022 |
| Title Company | NEW YORK METRO TITLE AGENCY INC, NEW YORK METRO TTL AGCY INC |
| Name | Verified Name |
|---|
| Document Number | 0101480176 |
|---|---|
| Date | Apr 28, 2022 |
| Book Page | 10148/176 |
| Instrument | 20220428010143320 |
| Name | VAST BANK NA |
|---|---|
| Type | Bank |
| Address | WAYNE, NJ 07470 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 1, 2052 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SUSSEX NJ |
| Recording Date | Nov 23, 2021 |
| Property Address | 12 FLORA AVE, STANHOPE, NJ 07874-2303 |
| Document Number | 0036140290 |
| Book / Page | 3614 / 290 |
| Instrument Date | May 6, 2021 |
| Instrument | 20211123010366560 |
| Transaction Type | Transfer |
| Record Updated | Jan 3, 2022 |
| Title Company | ORANGE COAST LENDER SERVICES LLC, ORANGE COAST LENDER SERVICES |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 12 FLORA AVENUE, HOPATCONG, NJ 07843 |
| Investor | Possibly a Property Investor |
| Document Number | 20211123010366570 |
|---|---|
| Date | Nov 23, 2021 |
| Instrument | 20211123010366570 |
| Name | AMERIHOME MORTGAGE COMPANY LLC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 355 Months |
| Due | Jun 1, 2051 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SUSSEX NJ |
| Recording Date | Jan 21, 2020 |
| Property Address | 12 FLORA AVE, STANHOPE, NJ 07874-2303 |
| Document Number | 0035460361 |
| Book / Page | 003546 / 000361 |
| Instrument Date | Jan 8, 2020 |
| Instrument | 15920 |
| Transaction Type | Transfer |
| Record Updated | Feb 11, 2020 |
| Title Company | OTHER |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $300.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 12 FLORA AVE STANHOPE NJ 078742303, STANHOPE, NJ 07874-2303 |
| Document Number | 97760768 |
|---|---|
| Date | Jan 21, 2020 |
| Book Page | 009776/000768 |
| Instrument | 15930 |
| Name | OTHER INSTITUTIONAL LENDERS |
|---|---|
| Type | Bank |
| Address | WHIPPANY, NJ 07981 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 20, 2050 |
Source: Sussex County and Hopatcong Borough assessment roll, as of July 6, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Sussex County |
| Municipality | Hopatcong Borough |
| Unified School District | Hopatcong Borough School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $373,800 (-) Land $110,800 Building $263,000 | $373,800 (-) Land $110,800 Building $263,000 | |
| 2025 | $8,276.00 (+6.18%) | $373,800 (+77.49%) Land $110,800 Building $263,000 | $373,800 (+77.49%) Land $110,800 Building $263,000 |
| 2024 | $7,794.00 (+7.91%) | ||
| 2023 | $210,600 Land $70,500 Building $140,100 | $210,600 Land $70,500 Building $140,100 | |
| 2022 | $7,223.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 2, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 2 (1980–1996) |
| Most Recent Claim | Jan 1996 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 65% of New Jersey |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 165 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Planet Networks Fiber | 10,000 / 10,000 |
| Optimum Fiber · Cable | 8,000 / 8,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
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