Sussex County and Hopatcong Borough property record for 5 Flora Ave, Stanhope, NJ 07874
| Property Type | Single Family Home |
|---|---|
| Details | 2,180 sqft · built 1978 |
| Lot Size | 0.55 acres (23,976 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $725,000 (Apr 2026) |
| Tax Bill | $11,871 (2025) |
| Deeds & Mortgages | Apr 2026 Sale & Mortgage Apr 2026 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 12-10107-0000-00010 |
| Primary APN | 12-10107-0000-00010 |
|---|---|
| Alternative APNs |
|
| Building Area | 2,180 sqft Living Area |
|---|
| Year Built | Built 1978 |
|---|---|
| Effective Year Built | Effective 1978 |
| Lot Area | 23,976 sqft (0.55 acres) |
| Lot Dimensions | 148 ft deep x 162 ft wide |
| Account Number | 00010300 |
|---|---|
| Street Address | 5 FLORA AVE |
| City | STANHOPE |
| State | NJ |
| Zip | 07874-2302 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Subdivision | HOPATCONG HEIGHTS |
| Legal Block | 10107 |
| Legal Lot Number | 10 |
| Jurisdiction | SUSSEX NJ |
| Township / Civil Division | HOPATCONG |
| Census Block Group | 3 |
| Census Block | 3016 |
| Census Tract | 374800 |
Source: Sussex County and Hopatcong Borough records, as of July 6, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 5 FLORA AVE, STANHOPE, NJ 07874-2302 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| Apr 15, 2026 | Deed, Transfer · Conventional Mortgage KIND LENDING LLC |
| Apr 15, 2026 | Deed, Transfer · Conventional Mortgage KIND LENDING LLC |
| Mar 29, 2022 | Deed, Transfer · Conventional Mortgage PARAMOUNT RESIDENTIAL MORTGAGE GROU |
| May 28, 2021 | Deed, Transfer · Conventional Mortgage GUARANTEED RATE INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 15, 2026 · Amount on Record |
| Deed Sale | Apr 15, 2026 · Amount on Record |
| Prior Sale | Mar 29, 2022 · Amount on Record |
| Deed Document Number | 20266927 |
| Deed Book / Page | 10448 / 1612 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | SUSSEX NJ |
| Recording Date | Apr 15, 2026 |
| Property Address | 5 FLORA AVE, STANHOPE, NJ 07874-2302 |
| Document Number | 0000006927 |
| Book / Page | 10448 / 1612 |
| Instrument Date | Mar 30, 2026 |
| Instrument | 2026.6927 |
| Transaction Type | Transfer |
| Record Updated | Apr 29, 2026 |
| Title Company | REALSAFE TITLE LLC, REALSAFE TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $73,225.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 5 FLORA AVE, STANHOPE, NJ 07874-2302 |
| Document Number | 0000006928, |
|---|---|
| Date | Apr 15, 2026 |
| Instrument | 2026..6928 |
| Name | KIND LENDING LLC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed |
|---|---|
| Jurisdiction | SUSSEX NJ |
| Recording Date | Apr 15, 2026 |
| Property Address | 5 FLORA AVE, STANHOPE, NJ 07874-2302 |
| Document Number | 0104481612 |
| Book / Page | 10448 / 1612 |
| Instrument Date | Mar 30, 2026 |
| Instrument | 20266927 |
| Transaction Type | Transfer |
| Record Updated | Aug 25, 2026 |
| Title Company | REALSAFE TITLE LLC, REALSAFE TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $73,225.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 5 FLORA AVE, STANHOPE, NJ 07874-2302 |
| Document Number | 0000006928, |
|---|---|
| Date | Apr 15, 2026 |
| Instrument | 20266928 |
| Name | KIND LENDING LLC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed |
|---|---|
| Jurisdiction | SUSSEX NJ |
| Recording Date | Mar 29, 2022 |
| Property Address | 5 FLORA AVE, STANHOPE, NJ 07874-2302 |
| Document Number | 0036280245 |
| Book / Page | 3628 / 245 |
| Instrument Date | Dec 9, 2021 |
| Instrument | 20220329010102770 |
| Transaction Type | Transfer |
| Record Updated | May 5, 2022 |
| Title Company | MOMENTUM TITLE AGENCY LLC, MONUMENT TITLE AGENCY LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $454.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 50 JOHNSON AVE, 50, BLOOMFIELD, NJ 07003-4145 |
| Name | Verified Name |
|---|---|
| Address | 5 FLORA AVE, STANHOPE, NJ 07874-2302 |
| Document Number | 20220329010102780 |
|---|---|
| Date | Mar 29, 2022 |
| Instrument | 20220329010102780 |
| Name | PARAMOUNT RESIDENTIAL MORTGAGE GROU |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Feb 1, 2052 |
| Document Type | Deed |
|---|---|
| Jurisdiction | SUSSEX NJ |
| Recording Date | May 28, 2021 |
| Property Address | 5 FLORA AVE, STANHOPE, NJ 07874-2302 |
| Document Number | 0035900701 |
| Book / Page | 3590 / 701 |
| Map Reference | MAP 167 |
| Instrument Date | Aug 4, 2020 |
| Instrument | 20210528010145000 |
| Transaction Type | Transfer |
| Record Updated | Jul 6, 2021 |
| Title Company | FIRST AMERICAN TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,330.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 203 MARINERS PT, 203, HOPATCONG, NJ 07843-1373 |
| Name | Verified Name |
|---|---|
| Address | 5 FLORA AVE, STANHOPE, NJ 07874-2302 |
| Document Number | 20210528010145010 |
|---|---|
| Date | May 28, 2021 |
| Instrument | 20210528010145010 |
| Name | GUARANTEED RATE INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 352 Months |
| Due | Sep 1, 2050 |
Source: Sussex County and Hopatcong Borough assessment roll, as of July 6, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Sussex County |
| Municipality | Hopatcong Borough |
| Unified School District | Hopatcong Borough School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $536,200 (-) Land $119,000 Building $417,200 | $536,200 (-) Land $119,000 Building $417,200 | |
| 2025 | $11,871.00 (+6.18%) | $536,200 (+54.17%) Land $119,000 Building $417,200 | $536,200 (+54.17%) Land $119,000 Building $417,200 |
| 2024 | $11,180.00 (-6.28%) | ||
| 2023 | $347,800 Land $77,300 Building $270,500 | $347,800 Land $77,300 Building $270,500 | |
| 2022 | $11,929.00 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective October 2, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 2 (1980–1996) |
| Most Recent Claim | Jan 1996 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 65% of New Jersey |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 165 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Planet Networks Fiber | 10,000 / 10,000 |
| Optimum Fiber · Cable | 8,000 / 8,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
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