Monroe County property record for 4 Exuma Rd, Key Largo, FL 33037
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 7 ba · 2,765 sqft · built 2011 |
| Lot Size | 0.358 acres (15,596 sqft) |
| Owner | Company Name on Record |
| Last Sale | $775,000 (Jul 2010) |
| Tax Bill | $31,307 (2024) |
| Deeds & Mortgages | Feb 2021 Mortgage |
| Flood Zone | Zone AE (high risk) |
| APN | 00570050-000000 |
| Primary APN | 00570050-000000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 7 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 2,765 sqft Living Area |
| 1st Floor Area | 2,765 sqft |
| Interior Walls | Plaster |
| Fireplaces | 2 Fireplaces |
| Fireplace | Fireplace |
| Year Built | Built 2011 |
|---|---|
| Exterior Material | Other |
| Foundation Type | Pile |
| Roof Type | Cathedral/Clerestory |
| Roof Material | Metal |
| Lot Area | 15,596 sqft (0.358 acres) |
| Garage Area | 522 sqft |
| Pool Area | 387 sqft |
|---|---|
| Porch | Enclosed Porch |
| Porch Area | 2,276 sqft |
| Patio Area | 25 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air |
| Account Number | 1703338 |
|---|---|
| Old Parcel Number | 07594100570050000000 |
| Street Address | 4 EXUMA RD |
| City | KEY LARGO |
| State | FL |
| Zip | 33037-5216 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | BK 8 LT 10 OCEAN REEF PLAT #1 AMD KEY LARGO OR403-880-881 OR532-202 OR779-1400 OR1052-1203 OR1218-87/89 OR1390-1349 |
| Legal Range | 41E |
| Legal Township | 59S |
| Legal Section | 07 |
| Legal Subdivision | OCEAN REEF NO 1 AMD |
| Legal Block | 8 |
| Legal Lot Number | 10 |
| Jurisdiction | MONROE FL |
| Township / Civil Division | UPPER KEYS |
| Census Block Group | 3 |
| Census Block | 3084 |
| Census Tract | 972700 |
Source: Monroe County records, as of December 5, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 38 SHREWSBURY DR, RUMSON, NJ 07760-2046 |
| Owner Type | Company |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 22, 2010 · Amount on Record |
| Deed Sale | Jul 22, 2010 · Amount on Record |
| Prior Sale | Jul 18, 2007 · Amount on Record |
| Deed Document Number | 1798837 |
| Deed Book / Page | 2476 / 0766 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONROE FL |
| Property Address | 4 EXUMA RD, KEY LARGO, FL 33037-5216 |
| Transaction Type | Mortgage |
| Record Updated | Jul 29, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0030751679 |
|---|---|
| Date | Feb 16, 2021 |
| Book Page | 3075/1679 |
| Instrument | 2304016 |
| Name | CITY NATIONAL BANK OF FLORIDA |
|---|---|
| Type | Bank |
| Address | MIAMI, FL 33131 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 1, 2051 |
Source: Monroe County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Monroe County |
| Unified School District | Monroe County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,179,632 (+9.1%) Land $3,445,848 Building $1,733,784 | $5,179,632 (+9.1%) Land $3,445,848 Building $1,733,784 | |
| 2024 | $31,307.00 (+9.36%) | ||
| 2023 | $28,628.00 (+10.29%) | $4,747,672 (+8.06%) Land $2,795,688 Building $1,951,984 | $4,747,672 (+8.06%) Land $2,795,688 Building $1,951,984 |
| 2022 | $25,957.00 | $4,393,362 Land $2,405,592 Building $1,987,770 | $4,393,362 Land $2,405,592 Building $1,987,770 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 9.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 838 individual policies |
| Community Rating System | Class 3 (35% premium discount) |
| Nearby Flood Policies | 1,585 units insured incl. 747 condo units |
| Nearby Flood Claims | 78 (2005–2023) |
| Claims Outside the SFHA | 1 of 78 |
| Most Recent Claim | Nov 2023 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 93% of the US · lower than 94% of Florida |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 100 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Fiber · Cable in parts of the area | 2,000 / 2,000 |
| AT&T Fixed Wireless · Fiber in parts of the area | 100 / 20 |
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