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2 Exuma Rd, Key Largo, FL 33037 Property Records

Monroe County property record for 2 Exuma Rd, Key Largo, FL 33037

Property Summary

Property TypeSingle Family Home
Details4 bd · 4 ba · 3,695 sqft · built 2016
Lot Size0.398 acres (17,339 sqft)
OwnerIndividual Name on File
Last Sale$837,500 (Sep 2014)
Tax Bill$34,721 (2024)
Deeds & MortgagesJan 2017 Loan Modification
Flood ZoneZone AE (high risk)
APN00570060-000000

Property Details

APN / Parcel Number

Primary APN00570060-000000
Alternative APNs
  • 07594100570060000000
  • 1703346

Interior

Bedrooms4 Beds
Full Baths4 Baths
Stories2 Stories
Building Area3,695 sqft Living Area
1st Floor Area1,122 sqft
Interior WallsPlaster

Exterior

Year BuiltBuilt 2016
Effective Year BuiltEffective 2018
Exterior MaterialOther
Construction TypeMasonry / Concrete Block
Foundation TypePile
Roof TypeCathedral/Clerestory
Roof MaterialMetal
Lot Area17,339 sqft (0.398 acres)
Garage Area408 sqft
PorchOpen Porch
Porch Area304 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air

Location & Zoning

Account Number1703346
Old Parcel Number07594100570060000000
Street Address2 EXUMA RD
CityKEY LARGO
StateFL
Zip33037-5216
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionBK 8 LT 11 OCEAN REEF PLAT 1 AMD KEY LARGO PB5-72 OR403-470-471 OR763-725D/C OR902-384 OR2704-476/78 OR2746-1212/13
Legal Range41E
Legal Township59S
Legal Section07
Legal SubdivisionOCEAN REEF NO 1 AMD
Legal Block8
Legal Lot Number11
JurisdictionMONROE FL
Township / Civil DivisionUPPER KEYS
Census Block Group3
Census Block3084
Census Tract972700

Owner

Source: Monroe County assessment roll, APN 00570060-000000, as of July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address9104 BROAD ST, BOCA RATON, FL 33434-5913
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleSep 23, 2014 · Amount on Record
Deed SaleSep 23, 2014 · Amount on Record
Prior SaleSep 23, 2014 · Amount on Record
Deed Document Number0027040476
Deed Book / Page002704 / 000476
Last Transfer DateJun 18, 2015
Transfer Doc0027461212
Record UpdatedJun 08, 2026

January 2017: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionMONROE FL
Property Address2 EXUMA RD, KEY LARGO, FL 33037-5216
Document Number0028370151
Book / Page002837 / 000151
Instrument DateJan 13, 2017
Transaction TypeMortgage
Record UpdatedMar 15, 2017
Title CompanyATTORNEY ONLY

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address2 EXUMA RD KEY LARGO FL 330375216, KEY LARGO, FL 33037-5216

Mortgage

Document Number0028370151
DateJan 31, 2017
Book Page002837/000151
Instrument2108690
Lender
NameGIBRALTAR PRIVATE BK&TR FSB
TypeBank
AddressCORAL GABLES, FL 33134
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueJan 30, 2047
Interest
Rate TypeAdjustable Rate
Rate4%

Tax Assessment & Valuation

Source: Monroe County assessment roll as of July 1, 2025 · Last verified December 2025

Property Jurisdictions

TypeName
StateFlorida
CountyMonroe County
Unified School DistrictMonroe County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$6,055,037 (+18.03%) Land $3,630,129 Building $2,424,908$6,055,037 (+18.03%) Land $3,630,129 Building $2,424,908
2024$34,721.00 (+12.8%)
2023$30,782.00 (+10.45%)$5,130,080 (+8.39%) Land $2,945,199 Building $2,184,881$5,130,080 (+8.39%) Land $2,945,199 Building $2,184,881
2022$27,870.00$4,733,020 Land $2,534,241 Building $2,198,779$4,733,020 Land $2,534,241 Building $2,198,779

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Monroe County (12087C), as of September 24, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120879727003, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation9.0 ft
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 838 individual policies
Community Rating SystemClass 3 (35% premium discount)
Nearby Flood Policies1,585 units insured
incl. 747 condo units
Nearby Flood Claims78 (2005–2023)
Claims Outside the SFHA1 of 78
Most Recent ClaimNov 2023 · rainfall accumulation
Claims by Event
  • Hurricane Irma, Sep 2017 · 73 claims

Wildfire

Wildfire RiskLow
lower than 80% of the US · lower than 93% of Florida
Wildfire Likelihood0.03% annual chance
ExposureIndirect
within ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, 52 locations within half a mile, as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Xfinity
Fiber · Cable in parts of the area		2,000 / 2,000
T-Mobile USA
Fixed Wireless		100 / 20

May also be available: AT&T, Verizon.

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