Berrien County property record for 6 Emerald Ct, Benton Harbor, MI 49022
| Property Type | Condominium |
|---|---|
| Details | 4 bd · 2.5 ba · 1,680 sqft · built 2016 |
| Lot Size | 0.228 acres (9,957 sqft) |
| Owner | Individual Name on File |
| Last Sale | $400,000 (Aug 2018) |
| Tax Bill | $10,372 (2025) |
| Deeds & Mortgages | Jul 2025 Construction Loan Oct 2024 Line of Credit + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 54-2100-0006-00-0 |
| Primary APN | 54-2100-0006-00-0 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Building Area | 1,680 sqft Living Area |
| 1st Floor Area | 840 sqft |
| Basement Area | 840 sqft |
| Unfinished Basement | 840 sqft |
| Year Built | Built 2016 |
|---|---|
| Effective Year Built | Effective 2016 |
| Architectural Style | Condo/Apartment |
| Lot Area | 9,957 sqft (0.228 acres) |
| Garage Area | 576 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 533 EMERALD CT |
|---|---|
| City | BENTON HARBOR |
| State | MI |
| Zip | 49022-3411 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Condominium |
| Local Zoning Code | DISTRICT A |
| Legal Description | PLATTED ON 12/11/2015 FROM 54-7800-0100-00-0; UNIT 6 THE ENCLAVE AT HARBOR SHORES CONDOMINIUM LIBER 294 PAGE 1 |
| Legal Subdivision | ENCLAVE AT HARBOR SHORES |
| Legal Unit | 6 |
| Jurisdiction | BERRIEN MI |
| Township / Civil Division | BENTON HARBOR |
| Census Block Group | 2 |
| Census Block | 2055 |
| Census Tract | 2500 |
6 Emerald Ct, a condominium, is owned and occupied by an individual who bought it in August 2018.
Source: Berrien County records, as of September 28, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 533 EMERALD CT, BENTON HARBOR, MI 49022-3411 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 16, 2025 | Deed of Trust, Mortgage · Construction Mortgage MERCANTILE BANK |
| Oct 29, 2024 | Deed, Transfer · Line of Credit HARBOR SHORES COMMUNITY REDEVELOPMENT LL |
| Aug 8, 2018 | Warranty Deed, Transfer · Conventional Mortgage HONOR CU |
| Jan 23, 2017 | Warranty Deed, Subdivision Related Transfer · Conventional Mortgage SOUTH CENTRAL BANK NA |
| Dec 21, 2015 | Warranty Deed, Transfer FIRST AMERICAN TITLE |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 8, 2018 · Amount on File |
| Deed Sale | Aug 8, 2018 · Amount on File |
| Prior Sale | Aug 8, 2018 · Amount on File |
| Deed Book / Page | 3213 / 2355 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERRIEN MI |
| Property Address | 533 EMERALD CT, BENTON HARBOR, MI 49022-3411 |
| Transaction Type | Mortgage |
| Record Updated | Jun 5, 2026 |
| Name | Verified Name |
|---|
| Document Number | 003455/590 |
|---|---|
| Date | Jul 16, 2025 |
| Book Page | 3455/590 |
| Instrument | 2025437153 |
| Name | MERCANTILE BANK |
|---|---|
| Type | Bank |
| Address | GRAND RAPIDS, MI 49501 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed |
|---|---|
| Jurisdiction | BERRIEN MI |
| Recording Date | Oct 29, 2024 |
| Property Address | 533 EMERALD CT, BENTON HARBOR, MI 49022-3411 |
| Document Number | 03437/2676 |
| Book / Page | 3437 / 2676 |
| Map Reference | LB 294 PG 1 |
| Instrument Date | Oct 24, 2024 |
| Instrument | 2024417222 |
| Transaction Type | Transfer |
| Record Updated | Jun 5, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 201 GRAHAM AVE, BENTON HARBOR, MI 49022-3636 |
| Name | Verified Name |
|---|---|
| Address | 2050 CELADON DR NE STE B, B, GRAND RAPIDS, MI 49525-3916 |
| Document Number | 03437/2684 |
|---|---|
| Date | Oct 29, 2024 |
| Book Page | 3437/2684 |
| Instrument | 2024417223 |
| Name | HARBOR SHORES COMMUNITY REDEVELOPMENT LL |
|---|---|
| Type | Non-Lending Institution |
| Address | BENTON HARBOR, MI 49022 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BERRIEN MI |
| Recording Date | Aug 8, 2018 |
| Property Address | 533 EMERALD CT, BENTON HARBOR, MI 49022-3411 |
| Document Number | 03213/2355 |
| Book / Page | 3213 / 2355 |
| Instrument Date | Aug 6, 2018 |
| Transaction Type | Transfer |
| Record Updated | Jun 5, 2026 |
| Title Company | DEVON TITLE COMPANY, DEVON TITLE CO |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,440.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 9919 S WALDEN PKWY, CHICAGO, IL 60643-1805 |
| Name | Verified Name |
|---|---|
| Address | 533 EMERALD CT, BENTON HARBOR, MI 49022-3411 |
| Investor | Possibly a Property Investor |
| Document Number | 0032132357 |
|---|---|
| Date | Aug 8, 2018 |
| Instrument | 3213/2357 |
| Name | HONOR CU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 67 Months |
| Due | Mar 1, 2024 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BERRIEN MI |
| Recording Date | Jan 23, 2017 |
| Property Address | 533 EMERALD CT, BENTON HARBOR, MI 49022-3411 |
| Document Number | 03161/1375 |
| Book / Page | 3161 / 1375 |
| Instrument Date | Jan 20, 2017 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Jun 5, 2026 |
| Title Company | FIRST AMERICAN TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,534.60 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3531 NILES RD, SAINT JOSEPH, MI 49085-8744 |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 10519 S HAMILTON AVE, CHICAGO, IL 60643-2513 |
| Document Number | 0031611377 |
|---|---|
| Date | Jan 23, 2017 |
| Instrument | 3161/1377 |
| Name | SOUTH CENTRAL BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Feb 1, 2047 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BERRIEN MI |
| Recording Date | Dec 21, 2015 |
| Property Address | 533 EMERALD CT, BENTON HARBOR, MI 49022-3411 |
| Document Number | 03123/2302 |
| Book / Page | 3123 / 2302 |
| Map Reference | LB294 PG1 |
| Instrument Date | Dec 11, 2015 |
| Transaction Type | Transfer |
| Record Updated | Jun 5, 2026 |
| Title Company | FIRST AMERICAN TITLE |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 201 GRAHAM AVE, BENTON HARBOR, MI 49022-3636 |
| Name | Verified Name |
|---|---|
| Address | 3531 NILES RD, SAINT JOSEPH, MI 49085-8744 |
The 2025 property tax bill for 6 Emerald Ct was $10,372 with a homeowner's exemption.
Source: Berrien County assessment roll, as of September 28, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Berrien County |
| Municipality | Benton Harbor City |
| Unified School District | Benton Harbor Area Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $237,800 | $475,600 | |
| 2025 | $10,372.00 | ||
| 2023 | $215,600 | $431,200 | |
| 2022 | $10,087.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 6 Emerald Ct in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective September 10, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 6 (1980–2019) |
| Claims Outside the SFHA | 6 of 6 |
| Most Recent Claim | Sep 2019 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 6 Emerald Ct is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 51% of Michigan |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 57 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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