2 Emerald Ct, Benton Harbor, MI 49022 Property Records

Berrien County property record for 2 Emerald Ct, Benton Harbor, MI 49022

Property Summary

Property TypeResidential Vacant Land
Lot Size0.175 acres (7,646 sqft)
OwnerCompany Name on Record
Last Sale$65,000 (Dec 2025)
Tax Bill$2,630 (2025)
Deeds & MortgagesJun 2026 Construction Loan
Dec 2025 Sale
Flood ZoneZone X (minimal risk)
APN54-2100-0002-00-0

Property Details

APN / Parcel Number

Primary APN54-2100-0002-00-0
Alternative APN
  • 11-54-2100-0002-00-0

Exterior

Lot Area7,646 sqft (0.175 acres)

Utilities, Heating & Cooling

Heating SystemForced Air with A/C

Location & Zoning

Street Address569 EMERALD CT
CityBENTON HARBOR
StateMI
Zip49022-3411
Property CategoryResidential
Property TypeVacant Land > Residential
Local Zoning CodeDISTRICT A
Legal DescriptionPLATTED ON 12/11/2015 FROM 54-7800-0100-00-0; UNIT 2 THE ENCLAVE AT HARBOR SHORES CONDOMINIUM LIBER 294 PAGE 1
Legal SubdivisionENCLAVE AT HARBOR SHORES
Legal Unit2
JurisdictionBERRIEN MI
Township / Civil DivisionBENTON HARBOR
Census Block Group1
Census Block1002
Census Tract801

Owner

Source: Berrien County records, as of September 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address2050 CELADON DR NE, B, GRAND RAPIDS, MI 49525-3916
Owner TypeCompany
VestingLimited Liability Partnership

Deeds, Mortgages & Sale History

DateDocument
Jun 23, 2026Deed of Trust, Mortgage · Construction Mortgage
MERCANTILE BANK
Dec 5, 2025Warranty Deed, Transfer
TRANSNATION TITLE AGENCY

Assessor's Deed Record

Deed NamesName on Deed
Last SaleDec 5, 2025 · Amount on Record
Deed SaleDec 5, 2025 · Amount on Record
Deed Document Number2025447599
Deed Book / Page3466 / 255
Record UpdatedOct 29, 2026

June 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBERRIEN MI
Recording DateJun 23, 2026
Property Address569 EMERALD CT, BENTON HARBOR, MI 49022-3411
Document Number0000463939
Book / Page3480 / 2459
Instrument DateJun 18, 2026
Instrument2026463939
Transaction TypeMortgage
Record UpdatedJul 12, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLimited Liability Partnership, 266
Address2050 CELADON DR NE, GRAND RAPIDS, MI 49525-3916

Mortgage

Document Number0000463939,
DateJun 23, 2026
Book Page3480/2459
Instrument2026463939
Lender
NameMERCANTILE BANK
Agreement
TypeConstruction Mortgage
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Rate6.51%
Initial TypeAdjustable Rate
AdjustableAdjustable Rate Rider
Max Rate-1%

December 2025: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionBERRIEN MI
Recording DateDec 5, 2025
Property Address569 EMERALD CT, BENTON HARBOR, MI 49022-3411
Document Number003466/255
Book / Page3466 / 255
Map ReferenceLB 294 PG 1
Instrument DateDec 1, 2025
Instrument2025447599
Transaction TypeTransfer
Record UpdatedJun 5, 2026
Title CompanyTRANSNATION TITLE AGENCY

Transaction

AmountAmount Recorded
Tax$487.50
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address201 GRAHAM AVE, BENTON HARBOR, MI 49022-3636

Transferred To (Grantee/Buyer)

NameVerified Name
Address2050 CELADON DR NE STE B, B, GRAND RAPIDS, MI 49525-3916

Tax Assessment & Valuation

Source: Berrien County assessment roll, as of September 28, 2026

Property Jurisdictions

TypeName
StateMichigan
CountyBerrien County
MunicipalityBenton Harbor City
Unified School DistrictBenton Harbor Area Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$32,500 (-16.24%)$65,000 (-16.24%)
2025$2,630.00 (+8.05%)
2023$38,800$77,600
2022$2,434.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 11 policies
Nearby Flood Policies11 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 57 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
1,200 / 35
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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