6 Eliot Ct, O Fallon, MO 63366 Property Records

St. Charles County property record for 6 Eliot Ct, O Fallon, MO 63366

Property Summary

Property Type	Single Family Home
Details	2 bd · 3 ba · 3,408 sqft · built 2004
Lot Size	0.29 acres (12,632 sqft)
Owner	Company Name on File
Last Sale	$271,900 (Sep 2015)
Tax Bill	$4,390 (2022)
Deeds & Mortgages	Oct 2020 Line of Credit Oct 2017 Transfer
Flood Zone	Zone X (minimal risk)
APN	`T020300623`

Property Details

APN / Parcel Number

Primary APN	`T020300623`
Alternative APN	`2-0050-8879-00-0078.0000000`

Interior

Bedrooms	2 Beds
Full Baths	3 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	3,408 sqft Living Area
Gross Area	4,828 sqft
1st Floor Area	2,108 sqft
Basement Area	2,090 sqft
Finished Basement	1,300 sqft
Unfinished Basement	790 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Architectural Style	Ranch
Exterior Material	Brick/Stone
Lot Area	12,632 sqft (0.29 acres)
Garage Type	Attached
Garage Area	630 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	28 sqft
Deck Area	Deck Area
Patio Area	164 sqft

Utilities, Heating & Cooling

Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	T020300623
Street Address	6 ELIOT CT
City	O FALLON
State	MO
Zip	63366-7432
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	VLGS AT WALDEN POND #5 LOT 78
Legal Subdivision	VLGS AT WALDON POND #5
Legal Lot Number	78
Jurisdiction	ST CHARLES MO
Township / Civil Division	WENTZVILLE
Census Block Group	3
Census Block	3001
Census Tract	311802

Owner

6 Eliot Ct is owned by a company that acquired it in September 2017.

Source: St. Charles County records, as of August 7, 2026

Owner of Record	Company Name on File
Mailing Address	6 ELIOT CT, O FALLON, MO 63366-7432
Owner Type	Company
Vesting	Borrower in Default

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 9, 2020	Deed of Trust, Mortgage · Line of Credit ENTERPRISE BANK & TRUST
Oct 26, 2017	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 4, 2015 · Amount on File
Deed Sale	Sep 4, 2015 · Amount on File
Prior Sale	Nov 12, 2014 · Amount on File
Deed Document Number	2015591390
Deed Book / Page	6416 / 1576
Last Transfer Date	Sep 30, 2017
Transfer Doc	0000674610
Record Updated	Sep 20, 2026

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	6 ELIOT CT, O FALLON, MO 63366-7432
Transaction Type	Mortgage
Record Updated	Aug 16, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6 ELIOT CT, O FALLON, MO 63366-7432

Mortgage

Document Number	0000076469
Date	Oct 9, 2020
Instrument	2020R-076469

Lender

Name	ENTERPRISE BANK & TRUST
Type	Bank
Address	SAINT PETERS, MO 63376

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ST CHARLES MO
Recording Date	Oct 26, 2017
Property Address	6 ELIOT CT, O FALLON, MO 63366-7432
Document Number	0068291901
Book / Page	006829 / 001901
Instrument Date	Sep 30, 2017
Instrument	674610
Transaction Type	Transfer
Record Updated	Oct 31, 2017
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Corporate Trust
Address	6 ELIOT CT O FALLON MO 633667432, O FALLON, MO 63366-7432

Tax Assessment & Valuation

Source: St. Charles County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	St. Charles County
Municipality	O'Fallon City
Unified School District	Fort Zumwalt R-II School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$74,444	$391,808 Land $72,000 Building $319,808
2023		$68,504 (+10.79%)
2022	$4,390.00	$61,835	$360,549 (+10.79%) Land $49,500 Building $311,049
2021			$325,447 Land $45,000 Building $280,447

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 6 Eliot Ct in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 6 Eliot Ct is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 94% of Missouri
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OFALLON PWS serves 32,515 people · EPA ID MO6010588
Water Source	Purchased surface water from several systems
Last State Inspection	Aug 2024
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 224 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Gateway Fiber Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Wisper ISP.

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