1 Eliot Ct, O Fallon, MO 63366 Property Records

St. Charles County property record for 1 Eliot Ct, O Fallon, MO 63366

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,227 sqft · built 2001
Lot Size	0.39 acres (16,988 sqft)
Owner	2 Individual Names on Record
Last Sale	$290,000 (Aug 2017)
Tax Bill	$4,790 (2025)
Deeds & Mortgages	Aug 2019 Mortgage Aug 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`T020300655`

Property Details

APN / Parcel Number

Primary APN	`T020300655`
Alternative APN	`2-0050-8879-00-0110.0000000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,227 sqft Living Area
Gross Area	4,947 sqft
1st Floor Area	2,117 sqft
Basement Area	2,117 sqft
Finished Basement	110 sqft
Unfinished Basement	2,007 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2001
Architectural Style	Ranch
Exterior Material	Brick/Stone
Lot Area	16,988 sqft (0.39 acres)
Garage Type	Attached
Garage Area	713 sqft
Parking Spaces	3 Parking Spaces
Porch	Open Porch
Porch Area	346 sqft

Utilities, Heating & Cooling

Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	T020300655
Street Address	1 ELIOT CT
City	O FALLON
State	MO
Zip	63366-7431
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	VLGS AT WALDEN POND #5 LOT 110
Legal Subdivision	VLGS AT WALDON POND #5
Legal Lot Number	110
Jurisdiction	ST CHARLES MO
Township / Civil Division	WENTZVILLE
Census Block Group	3
Census Block	3000
Census Tract	311802

Owner

Source: St. Charles County records, as of August 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1 ELIOT CT, O FALLON, MO 63366-7431
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 12, 2019	Deed of Trust, Mortgage · FHA Mortgage GUARANTEED RATE
Aug 16, 2017	Grant Deed, Transfer QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 16, 2017 · Amount on Record
Deed Sale	Aug 16, 2017 · Amount on Record
Prior Sale	Sep 28, 2011 · Amount on Record
Deed Document Number	2017515720
Deed Book / Page	6792 / 1145
Prior Transfer Date	Sep 21, 2011
Prior Transfer Doc	0056452160
Record Updated	Oct 29, 2026

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	1 ELIOT CT, O FALLON, MO 63366-7431
Document Number	0071250594
Instrument Date	Aug 12, 2019
Transaction Type	Mortgage
Record Updated	Sep 6, 2019
Title Company	RAVENSWOOD TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1 ELIOT CT O FALLON MO 633667431, O FALLON, MO 63366-7431

Mortgage

Document Number	0071250594
Date	Aug 19, 2019
Book Page	007125/000594
Instrument	435070

Lender

Name	GUARANTEED RATE
Address	CHICAGO, IL 60613

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 18, 2049

August 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ST CHARLES MO
Recording Date	Aug 16, 2017
Property Address	1 ELIOT CT, O FALLON, MO 63366-7431
Document Number	0067921145
Book / Page	006792 / 001145
Instrument Date	Aug 14, 2017
Instrument	515720
Transaction Type	Transfer
Record Updated	Sep 29, 2017

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1 ELIOT CT O FALLON MO 633667431, O FALLON, MO 63366-7431

Mortgage

Document Number	67921148
Date	Aug 16, 2017
Book Page	006792/001148
Instrument	515730

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Aug 15, 2047

Tax Assessment & Valuation

Source: St. Charles County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	St. Charles County
Municipality	O'Fallon City
Unified School District	Fort Zumwalt R-II School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$74,700 (-)	$393,157 (-) Land $80,000 Building $313,157
2025	$4,790.00 (+6.07%)	$74,700 (+9.26%)	$393,157 (+9.26%) Land $80,000 Building $313,157
2024	$4,516.00
2023		$68,366
2022			$359,821 Land $55,000 Building $304,821

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Missouri
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OFALLON PWS serves 32,515 people · EPA ID MO6010588
Water Source	Purchased surface water from several systems
Last State Inspection	Aug 2024
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 224 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Gateway Fiber Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Wisper ISP.

Cell Coverage

5G and 4G LTE (outdoors only)

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