10 Eliot Ct, O Fallon, MO 63366 Property Records

St. Charles County property record for 10 Eliot Ct, O Fallon, MO 63366

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,092 sqft · built 2006
Lot Size	0.25 acres (10,890 sqft)
Owner	Individual Name on Record
Last Sale	$490,000 (Oct 2025)
Deeds & Mortgages	Oct 2025 Mortgage May 2024 Sale
Flood Zone	Zone X (minimal risk)
APN	`T020300624`

Property Details

APN / Parcel Number

Primary APN	`T020300624`
Alternative APN	`2-0050-8879-00-0079.0000000`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,092 sqft Living Area
Gross Area	4,258 sqft
1st Floor Area	1,792 sqft
Basement Area	1,776 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Architectural Style	Ranch
Exterior Material	Brick/Stone
Lot Area	10,890 sqft (0.25 acres)
Garage Type	Attached
Garage Area	690 sqft
Parking Spaces	3 Parking Spaces
Porch	Slab
Porch Area	110 sqft
Patio Area	100 sqft

Utilities, Heating & Cooling

Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	T020300624
Street Address	10 ELIOT CT
City	O FALLON
State	MO
Zip	63366-7432
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	VLGS AT WALDEN POND #5 LOT 79
Legal Subdivision	VLGS AT WALDON POND #5
Legal Lot Number	79
Jurisdiction	ST CHARLES MO
Township / Civil Division	WENTZVILLE
Census Block Group	3
Census Block	3001
Census Tract	311802

Owner

Source: St. Charles County records, as of September 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	10 ELIOT CT, O FALLON, MO 63366-7432
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single

Deeds, Mortgages & Sale History

Date	Document
Oct 14, 2025	Warranty Deed, Transfer · Conventional Mortgage ALLIANCE CU
May 10, 2024	Beneficiary Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 14, 2025 · Amount on Record
Deed Sale	Oct 14, 2025 · Amount on Record
Prior Sale	Feb 18, 2016 · Amount on Record
Deed Document Number	202545671
Prior Transfer Date	May 8, 2024
Prior Transfer Doc	0000017988
Record Updated	Oct 29, 2026

October 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CHARLES MO
Recording Date	Oct 14, 2025
Property Address	10 ELIOT CT, O FALLON, MO 63366-7432
Document Number	0000045671
Map Reference	MB 39 PG 4
Instrument Date	Oct 7, 2025
Instrument	2025R-045671
Transaction Type	Transfer
Record Updated	Oct 28, 2025
Title Company	SYNERGY TITLE

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4509 SASSAFRAS CT, COLUMBIA, MO 65201-8338

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10 ELIOT CT, O FALLON, MO 63366-7432

Mortgage

Document Number	0000045672
Date	Oct 14, 2025
Instrument	2025R-045672

Lender

Name	ALLIANCE CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2055

May 2024: Beneficiary Deed, Transfer

Document Type	Beneficiary Deed
Jurisdiction	ST CHARLES MO
Recording Date	May 10, 2024
Property Address	10 ELIOT CT, O FALLON, MO 63366-7432
Document Number	0000017988
Map Reference	MB 39 PG 4
Instrument Date	May 8, 2024
Instrument	2024R-017988
Transaction Type	Transfer
Record Updated	Oct 28, 2025

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	10 ELIOT CT, O FALLON, MO 63366-7432

Tax Assessment & Valuation

Source: St. Charles County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	St. Charles County
Municipality	O'Fallon City
Unified School District	Fort Zumwalt R-II School District (PK - 12)

Tax Bill & Assessment History

Year	Assessed Value	Assessed Market Value
2026	$68,300 (-)	$359,472 (-) Land $72,000 Building $287,472
2025	$68,300 (+7.68%)	$359,472 (+7.68%) Land $72,000 Building $287,472
2023	$63,429
2022		$333,837 Land $49,500 Building $284,337

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 94% of Missouri
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OFALLON PWS serves 32,515 people · EPA ID MO6010588
Water Source	Purchased surface water from several systems
Last State Inspection	Aug 2024
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 224 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Gateway Fiber Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Wisper ISP.

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