6 E Washington Ave, Athens, TN 37303 Property Records

McMinn County property record for 6 E Washington Ave, Athens, TN 37303

Property Summary

Property Type	Retail Stores (Personal Services, Photography, Travel)
Details	1.5 ba · 2,462 sqft · built 1915
Lot Size	0.04 acres (1,742 sqft)
Owner	Individual Name on Record
Last Sale	$249,900 (Oct 2020)
Tax Bill	$1,545 (2025)
Deeds & Mortgages	Nov 2018 Loan Modification Dec 2017 Sale & Construction Loan
Flood Zone	Zone X (minimal risk)
APN	`054056M D 01801`

Property Details

APN / Parcel Number

Primary APN	`054056M D 01801`
Alternative APNs	`056M D 01801 00002056M` `056M D 01801`

Interior

Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,462 sqft Total Area
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1915
Effective Year Built	Effective 2008
Exterior Material	Brick
Construction Type	Wood
Roof Type	Shed Roof
Roof Material	Built-Up Asphalt
Lot Area	1,742 sqft (0.04 acres)
Lot Dimensions	93 ft deep x 17 ft wide
Terrain	Rolling
Canopy	90 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	6 E WASHINGTON AVE
City	ATHENS
State	TN
Zip	37303-3648
Property Category	Commercial
Property Type	Commercial > Retail > Retail Stores (Personal Services, Photography, Travel)
Legal Description	DISTRICT: 02 02 054OCJ 054OC02900 000, COUNTY AREA: D01
Legal Subdivision	ATHENS
Legal Lot Number	7
Jurisdiction	MCMINN TN
Township / Civil Division	1
Census Block Group	2
Census Block	2045
Census Tract	970202

Owner

Source: McMinn County records, as of February 5, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	6 E WASHINGTON AVE, ATHENS, TN 37303-3648
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 20, 2018	Loan Modification, Mortgage FIRST CITIZENS NAT'L BK
Dec 8, 2017	Warranty Deed, Construction Loan · Construction Mortgage FIRST CITIZENS NAT'L BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 28, 2020 · Amount on Record
Deed Sale	Oct 28, 2020 · Amount on Record
Prior Sale	Dec 8, 2017 · Amount on Record
Deed Document Number	2020219263
Deed Book / Page	22J / 699
Prior Transfer Date	Aug 12, 2014
Prior Transfer Doc	000020D882
Record Updated	Jun 8, 2026

November 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	MCMINN TN
Property Address	6 E WASHINGTON AVE, ATHENS, TN 37303-3648
Document Number	115611
Instrument Date	Nov 20, 2018
Transaction Type	Mortgage
Record Updated	Dec 12, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	285 PAUL HUFF PKWY NW CLEVELAND TN 373122966, CLEVELAND, TN 37312-2966

Mortgage

Document Number	115611
Date	Nov 26, 2018
Book Page	001156/000011
Instrument	202226

Lender

Name	FIRST CITIZENS NAT'L BK
Type	Bank
Address	DYERSBURG, TN 38025-0370

Agreement

Term	240 Months
Due	Nov 25, 2038

December 2017: Warranty Deed, Construction Loan

Document Type	Warranty Deed
Jurisdiction	MCMINN TN
Recording Date	Dec 8, 2017
Property Address	6 E WASHINGTON AVE, ATHENS, TN 37303-3648
Document Number	21H443
Book / Page	00021H / 000443
Instrument Date	Dec 5, 2017
Instrument	194130
Transaction Type	Construction Loan
Record Updated	Aug 29, 2018
Title Company	TITLE INSURANCE COMPANY

Transaction

Amount	Amount Recorded
Tax	$133.20
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	285 PAUL HUFF PKWY NW CLEVELAND TN 373122966, CLEVELAND, TN 37312-2966

Mortgage

Document Number	1132268
Date	Dec 8, 2017
Book Page	001132/000268
Instrument	194131

Lender

Name	FIRST CITIZENS NAT'L BK
Type	Bank
Address	DYERSBURG, TN 38025-0370

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Dec 7, 2018

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: McMinn County assessment roll, as of February 5, 2026

Property Jurisdictions

Type	Name
State	Tennessee
Municipality	Athens City
County	McMinn County
Elementary School District	Athens City Schools (PK - 08)
Secondary School District	McMinn County School District in Athens (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,545.00	$73,880 (-) Land $2,720 Building $71,160
2024	$1,545.00	$73,880 (-) Land $2,720 Building $71,160
2023	$1,545.00 (-11.16%)	$73,880 (+22.97%) Land $2,720 Building $71,160	$184,700 (+22.97%) Land $6,800 Building $177,900
2022	$1,739.00	$60,080 Land $2,720 Building $57,360	$150,200 Land $6,800 Building $143,400

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective November 27, 2025

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 72% of Tennessee
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ATHENS UTILITIES BOARD serves 26,424 people · EPA ID TN0000024
Water Source	Surface water
Last State Inspection	Nov 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 247 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Verizon.

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