113 E Washington Ave, Athens, TN 37303 Property Records

McMinn County property record for 113 E Washington Ave, Athens, TN 37303

Property Summary

Property Type	Retail Stores (Personal Services, Photography, Travel)
Details	0.5 ba · 14,924 sqft · built 1945
Lot Size	0.12 acres (5,227 sqft)
Owner	2 Individual Names on Record
Last Sale	$175,000 (Oct 2011)
Tax Bill	$3,874 (2025)
Deeds & Mortgages	Jun 2019 Construction Loan Sep 2018 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`054056M D 05300`

Property Details

APN / Parcel Number

Primary APN	`054056M D 05300`
Alternative APNs	`056M D 05300 00003056M` `056M D 05300`

Interior

Full Baths	0.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	14,924 sqft Total Area
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1945
Effective Year Built	Effective 1978
Exterior Material	Brick
Construction Type	Wood
Roof Type	Shed Roof
Roof Material	Built-Up Asphalt
Lot Area	5,227 sqft (0.12 acres)
Lot Dimensions	84 ft deep x 58 ft wide
Terrain	Rolling
Utility Building	1,976 sqft
Lawn Sprinklers	Lawn Sprinklers

Utilities, Heating & Cooling

Heating System	HVAC
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	113 E WASHINGTON AVE
City	ATHENS
State	TN
Zip	37303
Property Category	Commercial
Property Type	Commercial > Retail > Retail Stores (Personal Services, Photography, Travel)
Legal Description	DISTRICT: 03 03 054OCH 054OC00200 000 3 ST. BLDG., COUNTY AREA: D01
Jurisdiction	MCMINN TN
Township / Civil Division	3
Census Block Group	3
Census Block	3059
Census Tract	970300

Owner

Source: McMinn County records, as of February 5, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	109 E WASHINGTON AVE, ATHENS, TN 37303-3649
Owner Type	Individual
Vesting	Et Ux (and Wife)

Deeds, Mortgages & Sale History

Date	Document
Jun 10, 2019	Trustee's Deed, Construction Loan · Construction Mortgage CAPSTAR BK
Sep 26, 2018	Deed of Trust, Mortgage ATHENS FED'L CMNTY BK
Nov 17, 2017	Deed of Trust, Mortgage · Line of Credit ATHENS FED'L CMNTY BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 14, 2011 · Amount on Record
Deed Sale	Oct 14, 2011 · Amount on Record
Prior Sale	Jan 28, 1993 · Amount on Record
Deed Document Number	2011145480
Deed Book / Page	19G / 773
Record Updated	Jun 8, 2026

June 2019: Trustee's Deed, Construction Loan

Document Type	Trustee's Deed
Jurisdiction	MCMINN TN
Recording Date	Jun 10, 2019
Property Address	113 E WASHINGTON AVE, ATHENS, TN 37303
Book / Page	001169 / 000776
Instrument Date	Jun 4, 2019
Instrument	206581
Transaction Type	Construction Loan
Record Updated	Jun 24, 2019
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	109 E WASHINGTON AVE ATHENS TN 373033649, ATHENS, TN 37303-3649

Mortgage

Document Number	1169776
Date	Jun 10, 2019
Book Page	001169/000776
Instrument	206581

Lender

Name	CAPSTAR BK
Type	Bank
Address	NASHVILLE, TN 37230-5065

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	300 Months
Due	Jun 9, 2044

Interest

Rate Type	Adjustable Rate

September 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCMINN TN
Property Address	113 E WASHINGTON AVE, ATHENS, TN 37303
Document Number	1152379
Instrument Date	Sep 26, 2018
Transaction Type	Mortgage
Record Updated	Oct 15, 2018

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1098 SABLE RD SPRING CITY TN 373814822, SPRING CITY, TN 37381-4822

Mortgage

Document Number	1152379
Date	Sep 27, 2018
Book Page	001152/000379
Instrument	200975

Lender

Name	ATHENS FED'L CMNTY BK
Type	Bank
Address	ATHENS, TN 37371-0869

Agreement

Amount	Amount Recorded

November 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCMINN TN
Property Address	113 E WASHINGTON AVE, ATHENS, TN 37303
Document Number	113117
Book / Page	001131 / 000017
Instrument Date	Nov 17, 2017
Transaction Type	Mortgage
Record Updated	Nov 28, 2017

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1098 SABLE RD SPRING CITY TN 373814822, SPRING CITY, TN 37381-4822

Mortgage

Document Number	113117
Date	Nov 21, 2017
Book Page	001131/000017
Instrument	193756

Lender

Name	ATHENS FED'L CMNTY BK
Type	Bank
Address	ATHENS, TN 37371-0869

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: McMinn County assessment roll, as of February 5, 2026

Property Jurisdictions

Type	Name
State	Tennessee
Municipality	Athens City
County	McMinn County
Elementary School District	Athens City Schools (PK - 08)
Secondary School District	McMinn County School District in Athens (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,874.00	$185,360 (-) Land $8,040 Building $177,320
2024	$3,874.00	$185,360 (-) Land $8,040 Building $177,320
2023	$3,874.00 (-8.26%)	$185,360 (+27.03%) Land $8,040 Building $177,320	$463,400 (+27.03%) Land $20,100 Building $443,300
2022	$4,223.00	$145,920 Land $8,040 Building $137,880	$364,800 Land $20,100 Building $344,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	3 in force
Nearby Flood Claims	6 (1994–2003)
Claims Outside the SFHA	1 of 6
Most Recent Claim	May 2003 · Severe Storms, Tornadoes, And Flooding
Claims by Event	Severe Storms, Tornadoes, And Flooding, May 2003 · 2 claims Extensive Rainfall And Flash Flooding, Mar 1994 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 72% of Tennessee
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ATHENS UTILITIES BOARD serves 26,424 people · EPA ID TN0000024
Water Source	Surface water
Last State Inspection	Nov 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 247 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Verizon.

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