Cape May County and Lower Township property record for 6 E Atlantic Ave, Villas, NJ 08251
| Property Type | Single Family Home |
|---|---|
| Details | 636 sqft · built 1927 |
| Lot Size | 0.185 acres (8,075 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $361,000 (Jul 2025) |
| Tax Bill | $1,861 (2024) |
| Deeds & Mortgages | Mar 2026 Mortgage Feb 2025 Sale & Mortgage + 2 more |
| APN | 05-00096-0000-00005 |
| Primary APN | 05-00096-0000-00005 |
|---|---|
| Alternative APN |
|
| Stories | 1 Story |
|---|---|
| Building Area | 636 sqft Living Area |
| Year Built | Built 1927 |
|---|---|
| Effective Year Built | Effective 1927 |
| Architectural Style | Cape Cod |
| Construction Type | Frame |
| Lot Area | 8,075 sqft (0.185 acres) |
| Lot Dimensions | 95 ft deep x 85 ft wide |
| Garage Type | Detached |
| Parking Spaces | 1 Parking Space |
| Street Address | 6 E ATLANTIC AVE |
|---|---|
| City | VILLAS |
| State | NJ |
| Zip | 08251-2601 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-3 |
| Legal Description | L6 |
| Legal Block | 96 |
| Legal Lot Number | 5 |
| Jurisdiction | CAPE MAY NJ |
| Township / Civil Division | LOWER |
| Census Block Group | 3 |
| Census Block | 3042 |
| Census Tract | 21804 |
Source: Cape May County and Lower Township records, as of August 21, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 2 BRICKYARD CT, 4, YORK, ME 03909-1708 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 18, 2026 | Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE LLC |
| Feb 26, 2025 | Deed, Transfer JAMES PALMIERI |
| Nov 14, 2022 | Deed of Trust, Mortgage · Reverse Mortgage REVERSE MORTGAGE FUNDING LLC |
| Nov 14, 2022 | Quit Claim Deed, Transfer · Reverse Mortgage REVERSE MORTGAGE FUNDING LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 7, 2025 · Amount on Record |
| Deed Sale | Jul 7, 2025 · Amount on Record |
| Prior Sale | Feb 26, 2025 · Amount on Record |
| Deed Document Number | 202570265 |
| Deed Book / Page | 4232 / 341 |
| Prior Transfer Date | Oct 27, 2022 |
| Prior Transfer Doc | 0000033887 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CAPE MAY NJ |
| Property Address | 6 E ATLANTIC AVE, VILLAS, NJ 08251-2601 |
| Transaction Type | Mortgage |
| Record Updated | Apr 7, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0000091738 |
|---|---|
| Date | Mar 18, 2026 |
| Book Page | M6891/314 |
| Instrument | 2026091738 |
| Name | UNITED WHOLESALE MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2056 |
| Document Type | Deed |
|---|---|
| Jurisdiction | CAPE MAY NJ |
| Recording Date | Feb 26, 2025 |
| Property Address | 6 E ATLANTIC AVE, VILLAS, NJ 08251-2601 |
| Document Number | 0000059575 |
| Book / Page | D4210 / 580 |
| Instrument Date | Jan 31, 2025 |
| Instrument | 2025059575 |
| Transaction Type | Transfer |
| Record Updated | Oct 20, 2025 |
| Title Company | ATLANTIC TITLE |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 6 E ATLANTIC AVE, LOWER, NJ |
| Name | Verified Name |
|---|---|
| Address | 718 SHORE RD, SOMERS POINT, NJ 08244-2331 |
| Document Number | 0000059576 |
|---|---|
| Date | Feb 26, 2025 |
| Instrument | 2025059576 |
| Name | JAMES PALMIERI |
|---|
| Amount | Amount Recorded |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CAPE MAY NJ |
| Property Address | 6 E ATLANTIC AVE, VILLAS, NJ 08251-2601 |
| Transaction Type | Mortgage |
| Record Updated | Dec 22, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000033889 |
|---|---|
| Date | Nov 14, 2022 |
| Book Page | M6607/973 |
| Instrument | 2022033889 |
| Name | REVERSE MORTGAGE FUNDING LLC |
|---|---|
| Type | Reverse Mortgage Lender |
| Type | Reverse Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 877 Months |
| Due | Dec 1, 2095 |
| Rate | 7% |
|---|---|
| Type Change Date | Dec 1, 2022 |
| Index | 1-Year CMT |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | CAPE MAY NJ |
| Recording Date | Nov 14, 2022 |
| Property Address | 6 E ATLANTIC AVE, VILLAS, NJ 08251-2601 |
| Document Number | 0000033887 |
| Book / Page | D4087 / 583 |
| Instrument Date | Oct 27, 2022 |
| Instrument | 2022033887 |
| Transaction Type | Transfer |
| Record Updated | Dec 12, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 6 E ATLANTIC AVE, VILLAS, NJ 08251-2601 |
| Document Number | 0000033888 |
|---|---|
| Date | Nov 14, 2022 |
| Book Page | M6607/959 |
| Instrument | 2022033888 |
| Name | REVERSE MORTGAGE FUNDING LLC |
|---|---|
| Type | Reverse Mortgage Lender |
| Type | Reverse Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 877 Months |
| Due | Dec 1, 2095 |
| Rate | 7% |
|---|---|
| Type Change Date | Dec 1, 2022 |
| Index | 1-Year CMT |
Source: Cape May County and Lower Township assessment roll, as of June 29, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Cape May County |
| County Subdivision | Lower Township |
| Secondary School District | Lower Cape May Regional School District (07 - 12) |
| Elementary School District | Lower Township School District (KG - 06) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $149,600 (+43.43%) Land $72,100 Building $77,500 | $149,600 (+43.43%) Land $72,100 Building $77,500 | |
| 2025 | $104,300 (-) Land $72,100 Building $32,200 | $104,300 (-) Land $72,100 Building $32,200 | |
| 2024 | $1,861.00 (+5.38%) | ||
| 2023 | $104,300 Land $72,100 Building $32,200 | $104,300 Land $72,100 Building $32,200 | |
| 2022 | $1,766.00 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective October 4, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not included in the FIRM |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 77 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 77 in force |
| Nearby Flood Claims | 24 (1979–2018) |
| Most Recent Claim | Oct 2018 · other causes |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 65% of New Jersey |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LOWER TWP MUA serves 12,416 people · EPA ID NJ0505002 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2025 |
| Lead | 5 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 958 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| AT&T Fixed Wireless | 100 / 20 |
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