Cape May County and Lower Township property record for 10 E Atlantic Ave, Villas, NJ 08251
| Property Type | Single Family Home |
|---|---|
| Details | 1,080 sqft · built 1960 |
| Lot Size | 0.115 acres (5,001 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $2,729 (2025) |
| Deeds & Mortgages | Oct 2026 Sale & Mortgage Apr 2024 Sale & Mortgage + 1 more |
| APN | 05-00096-0000-00007 |
| Primary APN | 05-00096-0000-00007 |
|---|---|
| Alternative APN |
|
| Stories | 1 Story |
|---|---|
| Building Area | 1,080 sqft Living Area |
| Year Built | Built 1960 |
|---|---|
| Effective Year Built | Effective 1960 |
| Architectural Style | Cape Cod |
| Exterior Material | Frame |
| Construction Type | Frame |
| Lot Area | 5,001 sqft (0.115 acres) |
| Lot Dimensions | 100 ft deep x 50 ft wide |
| Street Address | 10 E ATLANTIC AVE |
|---|---|
| City | VILLAS |
| State | NJ |
| Zip | 08251-2601 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-3 |
| Legal Description | L8 |
| Legal Subdivision | WILDWOOD VILLAS SEC 01 |
| Legal Block | 96 |
| Legal Lot Number | 7 |
| Jurisdiction | CAPE MAY NJ |
| Township / Civil Division | LOWER |
| Census Block Group | 3 |
| Census Block | 3042 |
| Census Tract | 21804 |
Source: Cape May County and Lower Township records, as of October 21, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 10 E ATLANTIC AVE, VILLAS, NJ 08251-2601 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 6, 2026 | Deed, Transfer · Conventional Mortgage USAA FSB |
| Apr 4, 2024 | Deed, Transfer · Conventional Mortgage CMG MORTGAGE INC |
| Jul 24, 2019 | Grant Deed, Transfer SURETY TITLE CORPORATION, SURETY TITLE CORP |
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Sep 19, 2005 |
| Transfer Doc | 0000000340 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | CAPE MAY NJ |
| Recording Date | Oct 6, 2026 |
| Property Address | 10 E ATLANTIC AVE, VILLAS, NJ 08251-2601 |
| Document Number | 0000109265 |
| Book / Page | 4306 / 38 |
| Instrument Date | Sep 30, 2026 |
| Instrument | 2026109265 |
| Transaction Type | Transfer |
| Record Updated | Oct 20, 2026 |
| Title Company | NATIONAL TITLE NE, NATIONAL TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $42,420.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 10 E ATLANTIC AVE, VILLAS, NJ 08251-2601 |
| Document Number | 0000109266, |
|---|---|
| Date | Oct 6, 2026 |
| Instrument | 2026109266 |
| Name | USAA FSB |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Oct 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed |
|---|---|
| Jurisdiction | CAPE MAY NJ |
| Recording Date | Apr 4, 2024 |
| Property Address | 10 E ATLANTIC AVE, VILLAS, NJ 08251-2601 |
| Document Number | 0000035292 |
| Book / Page | D4161 / 994 |
| Instrument Date | Mar 14, 2024 |
| Instrument | 2024035292 |
| Transaction Type | Transfer |
| Record Updated | Apr 22, 2024 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $20.66 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 433 LAWRENCE RD, HAVERTOWN, PA 19083-2112 |
| Name | Verified Name |
|---|---|
| Address | 21 VAN ORDEN AVE, SUFFERN, NY 10901-6330 |
| Document Number | 0000035293 |
|---|---|
| Date | Apr 4, 2024 |
| Instrument | 2024035293 |
| Name | CMG MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Apr 1, 2054 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | CAPE MAY NJ |
| Recording Date | Jul 24, 2019 |
| Property Address | 10 E ATLANTIC AVE, VILLAS, NJ 08251-2601 |
| Document Number | 0038670057 |
| Book / Page | 003867 / 000057 |
| Instrument Date | Jul 19, 2019 |
| Instrument | 100944 |
| Transaction Type | Transfer |
| Record Updated | Sep 2, 2019 |
| Title Company | SURETY TITLE CORPORATION, SURETY TITLE CORP |
| Amount | Amount on Record |
|---|---|
| Tax | $157.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 50 CAROL LN MALVERN PA 193552046, MALVERN, PA 19355-2046 |
Source: Cape May County and Lower Township assessment roll, as of June 29, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Cape May County |
| County Subdivision | Lower Township |
| Secondary School District | Lower Cape May Regional School District (07 - 12) |
| Elementary School District | Lower Township School District (KG - 06) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $130,900 (-) Land $70,000 Building $60,900 | $130,900 (-) Land $70,000 Building $60,900 | |
| 2025 | $2,729.00 (+3.02%) | $130,900 (-) Land $70,000 Building $60,900 | $130,900 (-) Land $70,000 Building $60,900 |
| 2024 | $2,649.00 (+4.7%) | ||
| 2023 | $130,900 Land $70,000 Building $60,900 | $130,900 Land $70,000 Building $60,900 | |
| 2022 | $2,530.00 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective October 4, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not included in the FIRM |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 77 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 77 in force |
| Nearby Flood Claims | 24 (1979–2018) |
| Most Recent Claim | Oct 2018 · other causes |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 65% of New Jersey |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LOWER TWP MUA serves 12,416 people · EPA ID NJ0505002 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2025 |
| Lead | 5 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 958 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| AT&T Fixed Wireless | 100 / 20 |
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