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12 E Atlantic Ave, Villas, NJ 08251 Property Records

Cape May County and Lower Township property record for 12 E Atlantic Ave, Villas, NJ 08251

Property Summary

Property TypeSingle Family Home
Details1,232 sqft · built 1927
Lot Size0.115 acres (5,001 sqft)
OwnerIndividual Name on Record
Last Sale$135,000 (Dec 2017)
Tax Bill$2,402 (2024)
Deeds & MortgagesApr 2026 Mortgage
Dec 2017 Sale & Mortgage
APN05-00096-0000-00009

Property Details

APN / Parcel Number

Primary APN05-00096-0000-00009
Alternative APN
  • 050009600009

Interior

Stories1 Story
Building Area1,232 sqft Living Area

Exterior

Year BuiltBuilt 1927
Effective Year BuiltEffective 1927
Architectural StyleCape Cod
Construction TypeFrame
Lot Area5,001 sqft (0.115 acres)
Lot Dimensions100 ft deep x 50 ft wide
Garage TypeDetached
Parking Spaces1 Parking Space

Location & Zoning

Street Address12 E ATLANTIC AVE
CityVILLAS
StateNJ
Zip08251-2601
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-3
Legal DescriptionL10
Legal SubdivisionWILDWOOD VILLAS SEC 1
Legal Block96
Legal Lot Number9
JurisdictionCAPE MAY NJ
Township / Civil DivisionLOWER
Census Block Group3
Census Block3042
Census Tract21804

Owner

Source: Cape May County and Lower Township records, as of June 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address12 E ATLANTIC AVE, VILLAS, NJ 08251-2601
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Apr 28, 2026Deed of Trust, Mortgage · Conventional Mortgage
COMMUNITY MORTGAGE CORPORATION
Dec 4, 2017Grant Deed, Transfer · FHA Mortgage
PRIME LNDG

Assessor's Deed Record

Deed NamesName on Deed
Last SaleDec 4, 2017 · Amount on Record
Deed SaleDec 4, 2017 · Amount on Record
Prior SaleJan 16, 2013
Deed Document Number201737286
Deed Book / Page3764 / 807
Prior Transfer DateDec 7, 1988
Prior Transfer Doc1877000042
Record UpdatedOct 29, 2026

April 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCAPE MAY NJ
Recording DateApr 28, 2026
Property Address12 E ATLANTIC AVE, VILLAS, NJ 08251-2601
Document Number0000095331
Book / Page6904 / 423
Instrument DateApr 22, 2026
Instrument202695331
Transaction TypeMortgage
Record UpdatedJul 12, 2026
Title CompanySERVICELINK

Transferred To (Grantee/Buyer)

NameVerified Name
Address12 E ATLANTIC AVE, VILLAS, NJ 08251-2601

Mortgage

Document Number0000095331,
DateApr 28, 2026
Book Page6904/423
Instrument202695331
Lender
NameCOMMUNITY MORTGAGE CORPORATION
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueMay 1, 2056
Interest
Rate TypeFixed Rate
Rate6.38%
Initial TypeFixed Rate
Max Rate-1%

December 2017: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionCAPE MAY NJ
Recording DateDec 4, 2017
Property Address12 E ATLANTIC AVE, VILLAS, NJ 08251-2601
Document Number0037640807
Book / Page003764 / 000807
Instrument DateOct 30, 2017
Instrument37286
Transaction TypeTransfer
Record UpdatedJan 3, 2018
Title CompanyMONMOUTH TITLE AGENCY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$135.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address12 E ATLANTIC AVE VILLAS NJ 082512601, VILLAS, NJ 08251-2601

Mortgage

Document Number59230402
DateDec 4, 2017
Book Page005923/000402
Instrument37287
Lender
NamePRIME LNDG
AddressDALLAS, TX 75252
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueDec 3, 2047

Tax Assessment & Valuation

Source: Cape May County and Lower Township assessment roll, as of June 29, 2026

Property Jurisdictions

TypeName
StateNew Jersey
CountyCape May County
County SubdivisionLower Township
Secondary School DistrictLower Cape May Regional School District (07 - 12)
Elementary School DistrictLower Township School District (KG - 06)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$118,700 (-) Land $70,000 Building $48,700$118,700 (-) Land $70,000 Building $48,700
2025$118,700 (-) Land $70,000 Building $48,700$118,700 (-) Land $70,000 Building $48,700
2024$2,402.00 (+4.71%)
2023$118,700 Land $70,000 Building $48,700$118,700 Land $70,000 Building $48,700
2022$2,294.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 4, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneNot included in the FIRM
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 77 policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies77 in force
Nearby Flood Claims24 (1979–2018)
Most Recent ClaimOct 2018 · other causes
Claims by Event
  • Hurricane Sandy, Oct 2012 · 8 claims
  • Severe Storms And Flooding, Mar 2010 · 3 claims
  • Hurricane Gloria, Sep 1985 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 65% of New Jersey
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemLOWER TWP MUA
serves 12,416 people · EPA ID NJ0505002
Water SourceGroundwater
Last State InspectionSep 2025
Lead5 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 958 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 250
Verizon
Fiber · Fixed Wireless in parts of the area		980 / 880
AT&T
Fixed Wireless		100 / 20

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