6 Cottage Ct, Cincinnati, OH 45230 Property Records

Hamilton County property record for 6 Cottage Ct, Cincinnati, OH 45230

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 829 sqft · built 1924
Lot Size	0.139 acres (6,055 sqft)
Owner	Individual Name on File
Last Sale	$66,000 (Dec 2008)
Tax Bill	$2,135 (2025)
Deeds & Mortgages	Nov 2025 Mortgage Jun 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`500-0342-0416-00`

Property Details

APN / Parcel Number

Primary APN	`500-0342-0416-00`
Alternative APN	`0064311`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	829 sqft Living Area
1st Floor Area	560 sqft
Attic	Attic
Attic Area	269 sqft

Exterior

Year Built	Built 1924
Effective Year Built	Effective 1924
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Material	Asphalt
Lot Area	6,055 sqft (0.139 acres)
Lot Dimensions	122 ft deep x 50 ft wide
Garage Type	Detached
Garage Area	240 sqft

Exterior Amenities

Porch	Open Frame Porch
Porch Area	240 sqft
Deck Area	Deck Area
Patio Area	160 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Baseboard
Heating Fuel	Oil

Location & Zoning

Street Address	6 COTTAGE CT
City	CINCINNATI
State	OH
Zip	45230-2830
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	REAR CONWAY AVE 50 X 122.26 IR PT LOT 24 BROOKS SUB
Legal Subdivision	BROOKS SUB
Legal Lot Number	24
Jurisdiction	HAMILTON OH
Township / Civil Division	ANDERSON
Census Block Group	2
Census Block	2011
Census Tract	4603

Owner

6 Cottage Ct is owned and occupied by an individual who bought it in December 2008.

Source: Hamilton County records, as of January 21, 2026

Owner of Record	Individual Name on File
Mailing Address	6 COTTAGE CT, CINCINNATI, OH 45230-2830
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 17, 2025	Deed of Trust, Mortgage · FHA Mortgage NATIONSTAR MORTGAGE LLC
Jun 15, 2021	Deed of Trust, Mortgage · FHA Mortgage FLAGSTAR BANK FSB
Oct 11, 2017	Warranty Deed, Transfer · FHA Mortgage HOMETOWN LNDRS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 8, 2008 · Amount on File
Deed Sale	Dec 8, 2008 · Amount on File
Prior Sale	May 19, 2005 · Amount on File
Deed Document Number	2008158929
Deed Book / Page	11014 / 87
Prior Transfer Date	Aug 15, 1996
Prior Transfer Doc	0000130193
Record Updated	Oct 29, 2026

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	6 COTTAGE CT, CINCINNATI, OH 45230-2830
Transaction Type	Mortgage
Record Updated	Dec 19, 2025
Title Company	MORTGAGE CONNECT LP

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6 COTTAGE CT, CINCINNATI, OH 45230-2830

Mortgage

Document Number	0000089537
Date	Nov 17, 2025
Book Page	15544/454
Instrument	2025-0089537

Lender

Name	NATIONSTAR MORTGAGE LLC
Type	Mortgage Company
Address	COPPELL, TX 75019

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	480 Months
Due	Nov 1, 2065

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	6 COTTAGE CT, CINCINNATI, OH 45230-2830
Transaction Type	Mortgage
Record Updated	Oct 31, 2022
Title Company	FIRST AMERICAN TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6 COTTAGE CT, CINCINNATI, OH 45230-2830

Mortgage

Document Number	0000073125
Date	Jun 15, 2021
Book Page	14439/1679
Instrument	2021-0073125

Lender

Name	FLAGSTAR BANK FSB
Type	Bank
Address	JACKSONVILLE, FL 32202

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	317 Months
Due	Nov 1, 2047

October 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON OH
Recording Date	Oct 11, 2017
Property Address	6 COTTAGE CT, CINCINNATI, OH 45230-2830
Document Number	0000093071
Book / Page	013521 / 000860
Instrument Date	Oct 2, 2017
Instrument	93071
Transaction Type	Transfer
Record Updated	Jan 30, 2018
Title Company	OTHER

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$238.50
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6 COTTAGE CT CINCINNATI OH 452302830, CINCINNATI, OH 45230-2830

Mortgage

Document Number	93072
Date	Oct 11, 2017
Book Page	013521/000862
Instrument	93072

Lender

Name	HOMETOWN LNDRS
Address	HUNTSVILLE, AL 35806

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 10, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 6 Cottage Ct was $2,135, up 2.9% from the year before.

Source: Hamilton County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Hamilton County
County Subdivision	Anderson Township
Unified School District	Forest Hills Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,135.00 (+2.89%)	$33,985 (-) Land $10,633 Building $23,352	$97,100 Land $30,380 Building $66,720
2024	$2,075.00 (+5.12%)	$33,985 (-) Land $10,633 Building $23,352
2023	$1,974.00 (+8.7%)	$33,985 (+22.14%) Land $10,633 Building $23,352	$97,100 Land $30,380 Building $66,720
2022	$1,816.00 Homeowner's exemption	$27,825 Land $9,611 Building $18,214
2020			$79,500 Land $27,460 Building $52,040

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 6 Cottage Ct in Zone X, an area of minimal flood risk, though there have been 9 flood claims nearby since 1978.

Source: FEMA National Flood Hazard Layer, effective December 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	9 (1978–2025)
Claims Outside the SFHA	6 of 9
Most Recent Claim	Apr 2025 · rainfall accumulation
Claims by Event	Severe Storms, Landslides, And Mudslides, Feb 2018 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 6 Cottage Ct is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 596 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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