5 Cottage Ct, Cincinnati, OH 45230 Property Records

Hamilton County property record for 5 Cottage Ct, Cincinnati, OH 45230

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,372 sqft · built 1924
Lot Size	0.139 acres (6,055 sqft)
Owner	Individual Name on Record
Tax Bill	$3,107 (2025)
Deeds & Mortgages	Nov 2018 Line of Credit Oct 2018 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`500-0342-0417-00`

Property Details

APN / Parcel Number

Primary APN	`500-0342-0417-00`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,372 sqft Living Area
1st Floor Area	760 sqft
2nd Floor Area	612 sqft
Basement Area	760 sqft

Exterior

Year Built	Built 1924
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	6,055 sqft (0.139 acres)
Lot Dimensions	122 ft deep x 50 ft wide
Porch	Porch
Porch Area	78 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	5 COTTAGE CT
City	CINCINNATI
State	OH
Zip	45230-2829
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	REAR CONWAY AVE 50 X 122.68 IR PT LOT 24 BROOKS SUB
Legal Subdivision	BROOKS SUB
Legal Lot Number	24
Jurisdiction	HAMILTON OH
Township / Civil Division	ANDERSON
Census Block Group	2
Census Block	2011
Census Tract	4603

Owner

Source: Hamilton County records, as of February 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	5 COTTAGE CT, CINCINNATI, OH 45230-2829
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 2, 2018	Deed of Trust, Mortgage · Line of Credit US BANK NA
Oct 12, 2018	Deed of Trust, Mortgage · Line of Credit US BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 2, 2008
Deed Sale	Apr 2, 2008
Prior Sale	Jun 14, 2007 · Amount on Record
Deed Document Number	08-043776
Deed Book / Page	10813 / 00068
Record Updated	Jun 8, 2026

November 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	5 COTTAGE CT, CINCINNATI, OH 45230-2829
Transaction Type	Mortgage
Record Updated	Oct 31, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000097785
Date	Nov 2, 2018
Book Page	13788/01674
Instrument	2018-0097785

Lender

Name	US BANK NA
Type	Bank
Address	CINCINNATI, OH 45202

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	359 Months
Due	Oct 1, 2048

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	5 COTTAGE CT, CINCINNATI, OH 45230-2829
Document Number	0000097467
Instrument Date	Oct 12, 2018
Transaction Type	Mortgage
Record Updated	Dec 21, 2018
Title Company	SOLIDIFI US INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	5 COTTAGE CT CINCINNATI OH 452302829, CINCINNATI, OH 45230-2829

Mortgage

Document Number	0000097467
Date	Nov 1, 2018
Book Page	013787/002245
Instrument	97467

Lender

Name	US BK
Type	Bank
Address	CINCINNATI, OH 45202

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Oct 31, 2038

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of March 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Hamilton County
County Subdivision	Anderson Township
Unified School District	Forest Hills Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,107.00 (+2.88%)	$49,560 (-) Land $10,633 Building $38,927
2024	$3,020.00 (+5.12%)	$49,560 (-) Land $10,633 Building $38,927
2023	$2,873.00 (+26.79%)	$49,560 (+42.58%) Land $10,633 Building $38,927	$141,600 (+42.58%) Land $30,380 Building $111,220
2022	$2,266.00 Homeowner's exemption	$34,759 Land $9,611 Building $25,148
2020			$99,310 Land $27,460 Building $71,850

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	9 (1978–2025)
Claims Outside the SFHA	6 of 9
Most Recent Claim	Apr 2025 · rainfall accumulation
Claims by Event	Severe Storms, Landslides, And Mudslides, Feb 2018 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 596 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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