Hamilton County property record for 3 Cottage Ct, Cincinnati, OH 45230
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 810 sqft · built 1924 |
| Lot Size | 0.232 acres (10,106 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $52,500 (May 2012) |
| Tax Bill | $1,504 (2025) |
| Deeds & Mortgages | Jul 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 500-0342-0419-00 |
| Primary APN | 500-0342-0419-00 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 810 sqft Living Area |
| 1st Floor Area | 810 sqft |
| Year Built | Built 1924 |
|---|---|
| Effective Year Built | Effective 1924 |
| Architectural Style | Conventional |
| Exterior Material | Brick/Stone |
| Construction Type | Masonry / Concrete Block |
| Roof Material | Asphalt |
| Lot Area | 10,106 sqft (0.232 acres) |
| Lot Dimensions | 112 ft deep x 95 ft wide |
| Garage Type | Detached |
| Garage Area | 480 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Frame Porch |
| Porch Area | 60 sqft |
| Patio Area | 140 sqft |
| Cooling System | None |
|---|---|
| Heating System | Baseboard |
| Heating Fuel | Oil |
| Street Address | 3 COTTAGE CT |
|---|---|
| City | CINCINNATI |
| State | OH |
| Zip | 45230-2829 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | REAR CONWAY AV 94.99 X 112.03 IR PT LOT 24 BROOKS SUB PARS 419-472 |
| Legal Subdivision | BROOKS SUB |
| Legal Lot Number | 24 |
| Jurisdiction | HAMILTON OH |
| Township / Civil Division | ANDERSON |
| Census Block Group | 2 |
| Census Block | 2011 |
| Census Tract | 4603 |
Source: Hamilton County records, as of January 21, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 3 COTTAGE CT, CINCINNATI, OH 45230-2829 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 10, 2012 · Amount on Record |
| Deed Sale | May 10, 2012 · Amount on Record |
| Deed Document Number | 201259616 |
| Deed Book / Page | 12014 / 939 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON OH |
| Property Address | 3 COTTAGE CT, CINCINNATI, OH 45230-2829 |
| Transaction Type | Mortgage |
| Record Updated | Aug 20, 2021 |
| Title Company | FIRST INTEGRITY TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000089684 |
|---|---|
| Date | Jul 22, 2021 |
| Book Page | 14464/3081 |
| Instrument | 2021-0089684 |
| Name | AMERICAN FINANCING CORP |
|---|---|
| Type | Lending Institution |
| Address | AURORA, CO 80014 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 1, 2051 |
Source: Hamilton County assessment roll, as of January 21, 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Hamilton County |
| County Subdivision | Anderson Township |
| Unified School District | Forest Hills Local School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,504.00 (+1.9%) Homeowner's exemption | $33,880 (-) Land $9,688 Building $24,192 | $96,800 (-) Land $27,680 Building $69,120 |
| 2024 | $1,476.00 (-25.49%) Homeowner's exemption | $33,880 (-) Land $9,688 Building $24,192 | |
| 2023 | $1,981.00 (+39.9%) | $33,880 (+57.99%) Land $9,688 Building $24,192 | $96,800 (+57.99%) Land $27,680 Building $69,120 |
| 2022 | $1,416.00 Homeowner's exemption | $21,445 Land $8,757 Building $12,688 | |
| 2020 | $61,270 Land $25,020 Building $36,250 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective December 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 9 (1978–2025) |
| Claims Outside the SFHA | 6 of 9 |
| Most Recent Claim | Apr 2025 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 64% of Ohio |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2024 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 596 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: T-Mobile.
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