6 Charles St, Chicopee, MA 01020 Property Records

Hampden County and Chicopee City property record for 6 Charles St, Chicopee, MA 01020

Property Summary

Property Type	Duplex
Details	4 bd · 2 ba · 2,202 sqft · built 1880
Lot Size	0.152 acres (6,625 sqft)
Owner	Individual Name on File
Last Sale	$300,000 (Feb 2022)
Tax Bill	$4,442 (2026)
Deeds & Mortgages	Feb 2022 Sale & Mortgage Oct 2021 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`126-00086`

Property Details

APN / Parcel Number

Primary APN	`126-00086`
Alternative APN	`CHIC M:0126 P:00086`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Units	2 Units
Stories	2 Stories
Building Area	2,202 sqft Living Area
Gross Area	4,767 sqft
1st Floor Area	1,134 sqft
Attic	Attic
Attic Area	1,101 sqft
Basement Area	1,101 sqft
Unfinished Basement	1,101 sqft

Exterior

Year Built	Built 1880
Effective Year Built	Effective 1880
Architectural Style	Other
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	6,625 sqft (0.152 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Account Number	126-00086
Street Address	6 CHARLES ST
City	CHICOPEE
State	MA
Zip	01020-3450
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	4
Jurisdiction	CHICOPEE MA
Township / Civil Division	CHICOPEE
Census Block Group	3
Census Block	3007
Census Tract	810700

Owner

6 Charles St, a duplex, is owned and occupied by an individual who bought it in February 2022.

Source: Hampden County and Chicopee City records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	6 CHARLES ST, CHICOPEE, MA 01020-3450
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 14, 2022	Quit Claim Deed, Transfer · FHA Mortgage NEIGHBORS BANK
Oct 5, 2021	Quit Claim Deed, Transfer · Commercial Mortgage POLISH NATIONAL CU
Feb 22, 2021	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 14, 2022 · Amount on File
Deed Sale	Feb 14, 2022 · Amount on File
Prior Sale	Oct 5, 2021 · Amount on File
Record Updated	Oct 29, 2026

February 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CHICOPEE MA
Recording Date	Feb 14, 2022
Property Address	6 CHARLES ST, CHICOPEE, MA 01020-3450
Document Number	024405-136
Book / Page	24405 / 136
Instrument Date	Feb 14, 2022
Instrument	9439
Transaction Type	Transfer
Record Updated	Mar 4, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6 ALMONT AVE APT 3, 3, WORCESTER, MA 01604-4058

Mortgage

Document Number	0000009440
Date	Feb 14, 2022
Instrument	9440

Lender

Name	NEIGHBORS BANK

Agreement

Type	FHA Mortgage
Amount	Amount on Record

October 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CHICOPEE MA
Recording Date	Oct 5, 2021
Property Address	6 CHARLES ST, CHICOPEE, MA 01020-3450
Document Number	24166-40
Book / Page	24166 / 40
Instrument Date	Oct 5, 2021
Instrument	70588
Transaction Type	Transfer
Record Updated	Oct 22, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	191 CHESTNUT ST, SPRINGFIELD, MA 01103-1571

Mortgage

Document Number	70589
Date	Oct 5, 2021
Instrument	70589

Lender

Name	POLISH NATIONAL CU
Type	Credit Union

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

February 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CHICOPEE MA
Recording Date	Feb 22, 2021
Property Address	6 CHARLES ST, CHICOPEE, MA 01020-3450
Document Number	23721-282
Book / Page	23721 / 282
Instrument Date	Feb 19, 2021
Instrument	12052
Transaction Type	Transfer
Record Updated	May 11, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2 MEADOW GLEN DR, GRANBY, MA 01033-9567

Tax Assessment & Valuation

The 2026 property tax bill for 6 Charles St was $4,442, up 9.9% from the year before.

Source: Hampden County and Chicopee City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Hampden County
Municipality	Chicopee City
Unified School District	Chicopee School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,442.00 (+9.9%)	$291,500 (+9.34%) Land $82,200 Building $209,300	$354,394
2025	$4,042.00 (+5.7%)	$266,600 (+2.89%) Land $75,800 Building $190,800
2024	$3,824.00 (+7.23%)	$259,100 (+10.07%) Land $74,400 Building $184,700
2023	$3,566.00	$235,400 Land $67,600 Building $167,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 6 Charles St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 7, 2023

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 6 Charles St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHICOPEE WATER DEPT (MWRA) serves 55,560 people · EPA ID MA1061000
Water Source	Purchased surface water from MWRA
Last State Inspection	May 2025
Lead	2 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 638 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Crossroads Fiber Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile, Xfinity.

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