11 Charles St, Chicopee, MA 01020 Property Records

Hampden County and Chicopee City property record for 11 Charles St, Chicopee, MA 01020

Property Summary

Property Type	Duplex
Details	4 bd · 2 ba · 2,387 sqft · built 1900
Lot Size	0.221 acres (9,646 sqft)
Owner	Company Name on Record
Last Sale	$90,000 (Oct 2016)
Tax Bill	$4,714 (2026)
Deeds & Mortgages	Nov 2021 Sale May 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`126-00008`

Property Details

APN / Parcel Number

Primary APN	`126-00008`
Alternative APN	`CHIC M:0126 P:00008`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	10 Rooms
Units	2 Units
Stories	2 Stories
Building Area	2,387 sqft Living Area
Gross Area	4,504 sqft
1st Floor Area	1,029 sqft
Attic	Attic
Attic Area	1,029 sqft
Basement Area	1,029 sqft
Unfinished Basement	1,029 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Architectural Style	Other
Exterior Material	Concrete Block
Roof Type	Gable
Roof Material	Asphalt
Lot Area	9,646 sqft (0.221 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Account Number	126-00008
Street Address	11 CHARLES ST
City	CHICOPEE
State	MA
Zip	01020-3449
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	4
Jurisdiction	CHICOPEE MA
Township / Civil Division	CHICOPEE
Census Block Group	3
Census Block	3010
Census Tract	810700

Owner

Source: Hampden County and Chicopee City records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	927 CONVERSE ST, LONGMEADOW, MA 01106-1716
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Nov 4, 2021	Warranty Deed, Transfer
May 28, 2019	Deed of Trust, Mortgage · Conventional Mortgage FLORENCE BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 28, 2016 · Amount on Record
Deed Sale	Oct 28, 2016 · Amount on Record
Deed Document Number	201664602
Deed Book / Page	21421 / 303
Record Updated	Oct 29, 2026

November 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHICOPEE MA
Recording Date	Nov 4, 2021
Property Address	11 CHARLES ST, CHICOPEE, MA 01020-3449
Document Number	24227-559
Book / Page	24227 / 559
Instrument Date	Nov 1, 2021
Instrument	78704
Transaction Type	Transfer
Record Updated	Nov 19, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	93 GREEN WILLOW DR, LONGMEADOW, MA 01106-1728

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHICOPEE MA
Property Address	11 CHARLES ST, CHICOPEE, MA 01020-3449
Document Number	22681-321
Instrument Date	May 28, 2019
Transaction Type	Mortgage
Record Updated	Jun 11, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	93 GREEN WILLOW DR LONGMEADOW MA 011061728, LONGMEADOW, MA 01106-1728

Mortgage

Document Number	22681-321
Date	May 28, 2019
Book Page	022681/000321
Instrument	27375

Lender

Name	FLORENCE BK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Hampden County and Chicopee City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Hampden County
Municipality	Chicopee City
Unified School District	Chicopee School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,714.00 (+10.14%)	$309,300 (+9.56%) Land $97,400 Building $211,900	$362,518
2025	$4,280.00 (+5.71%)	$282,300 (+2.92%) Land $89,100 Building $193,200
2024	$4,049.00 (+7.26%)	$274,300 (+10.07%) Land $87,300 Building $187,000
2023	$3,775.00	$249,200 Land $79,400 Building $169,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 7, 2023

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHICOPEE WATER DEPT (MWRA) serves 55,560 people · EPA ID MA1061000
Water Source	Purchased surface water from MWRA
Last State Inspection	May 2025
Lead	2 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 638 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Crossroads Fiber Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile, Xfinity.

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