Hampden County and Chicopee City property record for 44 Charles St, Chicopee, MA 01020
| Property Type | Duplex |
|---|---|
| Details | 4 bd · 2 ba · 2,266 sqft · built 1880 |
| Lot Size | 0.179 acres (7,800 sqft) |
| Owner | Individual Name on File |
| Last Sale | $20,000 (Sep 1987) |
| Tax Bill | $4,501 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 126-00079 |
| Primary APN | 126-00079 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 10 Rooms |
| Units | 2 Units |
| Stories | 2 Stories |
| Building Area | 2,266 sqft Living Area |
| Gross Area | 4,553 sqft |
| 1st Floor Area | 1,154 sqft |
| Attic | Attic |
| Attic Area | 1,112 sqft |
| Basement Area | 1,133 sqft |
| Unfinished Basement | 1,133 sqft |
| Year Built | Built 1880 |
|---|---|
| Effective Year Built | Effective 1880 |
| Architectural Style | Other |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 7,800 sqft (0.179 acres) |
| Garage Type | Carport |
| Carport | Carport |
| Cooling System | HVAC |
|---|---|
| Heating System | Hot Water |
| Heating Fuel | Gas |
| Account Number | 126-00079 |
|---|---|
| Street Address | 44 CHARLES ST |
| City | CHICOPEE |
| State | MA |
| Zip | 01020-3453 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Duplex |
| Local Zoning Code | 4 |
| Jurisdiction | CHICOPEE MA |
| Township / Civil Division | CHICOPEE |
| Census Block Group | 3 |
| Census Block | 3006 |
| Census Tract | 810700 |
44 Charles St, a duplex, is owned and occupied by an individual who bought it in September 1987.
Source: Hampden County and Chicopee City records, as of April 14, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 44 CHARLES ST, CHICOPEE, MA 01020-3453 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 2, 1987 · Amount on File |
| Deed Sale | Sep 2, 1987 · Amount on File |
| Record Updated | Jun 8, 2026 |
The 2025 property tax bill for 44 Charles St was $4,501, up 5.7% from the year before.
Source: Hampden County and Chicopee City assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Hampden County |
| Municipality | Chicopee City |
| Unified School District | Chicopee School District (PK - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $4,501.00 (+5.73%) | $296,900 (+2.95%) Land $81,000 Building $215,900 |
| 2024 | $4,257.00 (+7.12%) | $288,400 (+9.95%) Land $79,400 Building $209,000 |
| 2023 | $3,974.00 | $262,300 Land $72,200 Building $190,100 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 44 Charles St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective June 7, 2023
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
The area around 44 Charles St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CHICOPEE WATER DEPT (MWRA) serves 55,560 people · EPA ID MA1061000 |
|---|---|
| Water Source | Purchased surface water from MWRA |
| Last State Inspection | May 2025 |
| Lead | 2 ppb (2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 6 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 638 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Crossroads Fiber Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: T-Mobile, Xfinity.
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