6 1st St, Westerly, RI 02891 Property Records

Westerly Town property record for 6 1st St, Westerly, RI 02891

Property Summary

Property Type	Seasonal / Vacation Home
Details	4 bd · 1.5 ba · 1,470 sqft · built 1935
Lot Size	0.115 acres (5,000 sqft)
Owner	Individual Name on Record
Tax Bill	$6,322 (2025)
Deeds & Mortgages	Mar 2022 Refinance Sep 2018 Mortgage + 2 more
Flood Zone	Zone AE (high risk)
APN	`WEST M:164 B:286`

Property Details

APN / Parcel Number

Primary APN	`WEST M:164 B:286`
Alternative APNs	`M:164 B:286 L` `6094640`

Interior

Bedrooms	4 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,470 sqft Living Area
Gross Area	3,044 sqft

Exterior

Year Built	Built 1935
Effective Year Built	Effective 1935
Architectural Style	Conventional
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Asphalt
Lot Area	5,000 sqft (0.115 acres)

Utilities, Heating & Cooling

Heating System	Baseboard
Heating Fuel	Electric

Location & Zoning

Account Number	6094640
Street Address	6 1ST ST
City	WESTERLY
State	RI
Zip	02891-5304
Property Category	Residential
Property Type	Residential > Specialized > Seasonal / Vacation Home
Legal Block	286
Jurisdiction	WESTERLY RI
Township / Civil Division	WESTERLY
Census Block Group	1
Census Block	1066
Census Tract	51000

Owner

Source: Westerly Town records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	8 WINESAP RD, BERLIN, CT 06037-2934
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 15, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance FLAGSTAR BANK FSB
Sep 6, 2018	Quit Claim Deed, Transfer MOVEMENT MTG
Sep 6, 2018	Quit Claim Deed, Transfer Quitclaim
Oct 17, 2017	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Oct 29, 2026

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WESTERLY RI
Property Address	6 1ST ST, WESTERLY, RI 02891-5304
Transaction Type	Mortgage
Record Updated	Mar 24, 2022
Title Company	BOSTON NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	02022-5296
Date	Mar 15, 2022
Book Page	2022/5296
Instrument	2022-1223

Lender

Name	FLAGSTAR BANK FSB
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2052

September 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WESTERLY RI
Recording Date	Sep 6, 2018
Property Address	6 1ST ST, WESTERLY, RI 02891-5304
Document Number	2018-4752
Book / Page	002018 / 014752
Instrument Date	Sep 5, 2018
Instrument	3727
Transaction Type	Transfer
Record Updated	Sep 28, 2018

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	757 MAIN ST SOUTH WINDSOR CT 060743912, SOUTH WINDSOR, CT 06074-3912

Mortgage

Document Number	2018-4754
Date	Sep 6, 2018
Book Page	002018/014754
Instrument	3728

Lender

Name	MOVEMENT MTG
Type	Mortgage Company

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Sep 5, 2048

September 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WESTERLY RI
Recording Date	Sep 6, 2018
Property Address	6 1ST ST, WESTERLY, RI 02891-5304
Document Number	2018-4750
Book / Page	002018 / 014750
Instrument Date	Sep 5, 2018
Instrument	3726
Transaction Type	Transfer
Record Updated	Sep 27, 2018

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8 WINESAP RD BERLIN CT 060372934, BERLIN, CT 06037-2934

October 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WESTERLY RI
Recording Date	Oct 17, 2017
Property Address	6 1ST ST, WESTERLY, RI 02891-5304
Document Number	2017-8575
Book / Page	002017 / 018575
Instrument Date	Sep 25, 2017
Instrument	4593
Transaction Type	Transfer
Record Updated	Oct 31, 2017

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6 1ST ST WESTERLY RI 028915304, WESTERLY, RI 02891-5304

Tax Assessment & Valuation

Source: Westerly Town assessment roll, as of June 22, 2026

Property Jurisdictions

Type	Name
State	Rhode Island
County Subdivision	Westerly Town
Unified School District	Westerly School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,322.00	$889,200 (+35.3%) Land $634,300 Building $254,900	$1,132,491
2023	$6,322.00 (+0.62%)	$657,200 (-) Land $453,100 Building $204,100
2022	$6,283.00	$657,200 Land $453,100 Building $204,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 26, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	12.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 456 individual policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	506 units insured incl. 50 condo units
Nearby Flood Claims	157 (1978–2024)
Claims Outside the SFHA	22 of 157
Most Recent Claim	Jan 2024 · Severe Storms And Flooding
Claims by Event	Hurricane Sandy, Nov 2012 · 86 claims Severe Storms And Flooding, Mar 2010 · 9 claims Hurricane Bob, Aug 1991 · 14 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WESTERLY WATER DEPARTMENT serves 35,298 people · EPA ID RI1559512
Water Source	Groundwater
Last State Inspection	May 2025
Lead	4 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	22 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 505 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 35
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880

May also be available: AT&T.

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