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29 1st St, Westerly, RI 02891 Property Records

Westerly Town property record for 29 1st St, Westerly, RI 02891 · Last verified June 2026

Property Summary

Property TypeSeasonal / Vacation Home
Details3 bd · 2 ba · 1,812 sqft · built 1940
Lot Size0.207 acres (9,000 sqft)
OwnerIndividual Name on File
Last Sale$210,000 (May 2002)
Tax Bill$8,204 (2025)
Deeds & MortgagesNov 2020 Mortgage
May 2020 Line of Credit
Flood ZoneZone AE (high risk)
APNWEST M:165 B:144

Property Details

APN / Parcel Number

Primary APNWEST M:165 B:144
Alternative APNs
  • M:165 B:144 L
  • 16206500

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms6 Rooms
Stories2 Stories
Building Area1,812 sqft Living Area
Gross Area3,626 sqft

Exterior

Year BuiltBuilt 1940
Effective Year BuiltEffective 1940
Architectural StyleCape Cod
Exterior MaterialAluminum/Vinyl
Roof TypeGable
Roof MaterialAsphalt
Lot Area9,000 sqft (0.207 acres)

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Account Number16206500
Street Address29 1ST ST
CityWESTERLY
StateRI
Zip02891-5364
Property CategoryResidential
Property TypeResidential > Specialized > Seasonal / Vacation Home
Legal Block144
JurisdictionWESTERLY RI
Township / Civil DivisionWESTERLY
Census Block Group1
Census Block1071
Census Tract51000

Owner

Source: Westerly Town records · APN WEST M:165 B:144

Assessment roll updated June 22, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address20 SETTLERS WAY, TOLLAND, CT 06084-2292
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Nov 04, 2020Deed of Trust, Mortgage · Conventional Mortgage
WASHINGTON TR CO
May 06, 2020Quit Claim Deed, Transfer · Line of Credit
WASHINGTON TR CO

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleMay 24, 2002 · Amount on Record
Deed SaleMay 24, 2002 · Amount on Record
Deed Book / Page1004 / 331
Last Transfer DateMay 05, 2020
Transfer Doc0000001907
Record UpdatedSep 20, 2026

November 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWESTERLY RI
Property Address29 1ST ST, WESTERLY, RI 02891-5364
Document Number2020-4103
Instrument DateNov 04, 2020
Transaction TypeMortgage
Record UpdatedNov 17, 2020
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address29 1ST ST WESTERLY RI 028915364, WESTERLY, RI 02891-5364

Mortgage

Document Number2020-4103
DateNov 04, 2020
Book Page002020/024103
Instrument5521
Lender
NameWASHINGTON TR CO
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueNov 03, 2050

May 2020: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionWESTERLY RI
Recording DateMay 06, 2020
Property Address29 1ST ST, WESTERLY, RI 02891-5364
Document Number2020-8286
Book / Page002020 / 008286
Instrument DateMay 05, 2020
Instrument1907
Transaction TypeTransfer
Record UpdatedMay 26, 2020
Title CompanyNOT AVAILABLE

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address20 SETTLERS WAY TOLLAND CT 060842292, TOLLAND, CT 06084-2292

Mortgage

Document Number2020-8289
DateMay 06, 2020
Book Page002020/008289
Instrument1908
Lender
NameWASHINGTON TR CO
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueMay 05, 2050
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Westerly Town records · Assessment roll updated June 22, 2026 · Last verified June 2026

Property Jurisdictions

TypeName
StateRhode Island
County SubdivisionWesterly Town
Unified School DistrictWesterly School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2025$8,204.00 (-1.69%)$1,153,900 (+33.01%) Land $718,500 Building $435,400
2023$8,345.00 (+0.63%)$867,500 (-) Land $513,200 Building $354,300
2022$8,293.00$867,500 Land $513,200 Building $354,300

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, County delivery 44009C, updated December 26, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 440090510001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone AE
Special Flood Hazard AreaYes
Flood HazardHigh
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation12.0 ft
Flood Insurance RequirementRequired (federally backed mortgages)
Flood Insurance CostPremium on Record
median of 456 individual NFIP policies nearby
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies506 units insured
50 under condo master policies
Nearby Flood Claims157 (1978–2024)
Claims Outside the SFHA22 of 157
Most Recent ClaimJan 2024, rainfall accumulation, Severe Storms And Flooding
Claims By Storm
  • Hurricane Sandy, Nov 2012 · 86 claims
  • Severe Storms And Flooding, Mar 2010 · 9 claims
  • Hurricane Bob, Aug 1991 · 14 claims

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 505 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
Cox CommunicationsCable2,000 / 35
VerizonFiber980 / 880

May also be available at this address: AT&T, Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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